Economics Commons^™

Small Business Lending: Barriers And Trends, Zhongcai Zhang, Ziona Austrian

All Maxine Goodman Levin School of Urban Affairs Publications

In recent years, small-business lending has been discussed widely among the commercial banking community, a reflection of both the growing relative importance of small businesses to the U.S. economy and the fact that large companies have developed the ability to access capital markets directly for debt and equity financing. Although their market share in small-business lending has been eroded in recent years by competition from depository and non-depository financial institutions, commercial banks remain the most frequently used source of financing for small businesses. Accordingly, this paper will focus on commercial banks. At some point during their operating history, most small …

Un Modelo De Equilibrio General Dinámico Del Impuesto Al Activo, Rodrigo Garcia-Verdu

Rodrigo Garcia-Verdu

The Barriers Present In More Developed Countries And Less Developed Countries Slowing The Implementation Of Substainability, Luke Giovine

UNLV Theses, Dissertations, Professional Papers, and Capstones

In 1996 the natural resource base of the world is being depleted at a rate far below the sustainable level. This is very evident in less developed countries (IDC), where raw limited natural resources are being poorly utilized and/or exported to more developed countries (MDC). The More Developed Countries such as the United States, Japan, and Germany use a high amount of natural resources and energy to maintain their material Standard Of Living (SOL), and this is at rates above what their own country can sustain with its own natural resources within its own borders. Both MDC's and LDC's are …

Deforestation And Rural Poverty In Developing Countries: The Role Of Social Work, Shanta Pandey

The Journal of Sociology & Social Welfare

To alleviate rural poverty most developing countries have been launching a wide variety of rural development activities. In this paper I discuss the relationship between deforestation and rural poverty, policies governing reforestation initiatives and the role of social workers in these efforts. The paper argues for and illustrates the various roles social workers can play in development programs to alleviate rural poverty in developing countries.

Evaluating Main Street An Economic And Spatial Analysis Holden, Massachusetts, Umass Amherst Center Economic Development

Center for Economic Development Technical Reports

The purpose of this study was to assist the town of Holden in assessing further development potential along a 1.6 mile stretch of Main Street. Holden’s History is similar to many small New England towns, as it has evolved into a suburb in the post WWII period. The socioeconomic analysis shows a growing community where a large proportion of the residents are professionals and financially well off. There is a strong sense of community and the citizens are concerned about the future of their town.

Chicopee River Watershed Study Chicopee, Massachusetts, Umass Amherst Center Economic Development

Center for Economic Development Technical Reports

The goal of this studio is to provide our client with an assessment of conditions and attitudes within the Chicopee Watershed, which is located in Chicopee, Massachusetts. This information can then be used by the client in its effort to increase participation in watershed protection. To achieve this goal, the studio has set out four objectives. The first is to give an overview of land uses, social and economic trends in the watershed. The second is to review existing town regulations and compare them with model bylaws and regulations. The third is to gather opinions from the various people in …

Creating A Strong Image For The Economic Enhancement Of Downtown Ayer, Center For Economic Development

Center for Economic Development Technical Reports

The recent closure of Fort Devens has had an undeniable impact on business in downtown Ayer, Massachusetts, deflating both the town's population level and its economy. Downtown business in Ayer has traditionally served several surrounding communities, and it is fundamental to the survival of Ayer' s economy that this business continue to thrive. Facing a future that will lack the economic boost formerly associated with Fort activity, business owners and the town must make a greater effort to attract downtown commerce. In the midst of these changes, residents and business owners have participated with town officials in planning for the …

Final Report On The Measurable Indicators Of Economic Success, Center For Economic Development

Center for Economic Development Technical Reports

Across the United States of America people are increasingly interested in ensuring that government expenditures are well spent. We can note this interest at all levels of government ranging from local to national scales. Indeed, increased accountability is a paramount theme of the new Congress. As well, in all of its manifestations, it is a critical element of the "quality movement" that is becoming acculturated in both the private and public sectors.

The notion of accountability implies measurement: In exchange for public tax dollars allocated, increased value will be gained. All government organizations know this intuitively. Yet, few government organizations …

Economic Development Strategies For The Urban Core Cities Of The Pioneer Valley Region Of Massachusetts, Center For Economic Development

Center for Economic Development Technical Reports

This report presents a series of initial strategy recommendations for the economic development of the cities of Springfield and Holyoke. There are six cities in the Pioneer Valley: Springfield, Holyoke, Chicopee, Westfield, Northampton, and Agawam. The three contiguous cities of Springfield, Holyoke, and Chicopee form the urban core of the region. Historically, these cities have been the cultural. financial, and industrial centers of the Pioneer Valley. The scope of this report is limited to the cities of Springfield and Holyoke because these cities face uniquely urban problems that Chicopee, a largely middle class community, does not.

The client for the …

Looking At Market Square: Toward A Development Concept For Chicopee Center, Center For Economic Development

Center for Economic Development Technical Reports

This report presents a series of marketing and economic development strategies for the central business district in Chicopee Center known as the Market Square area. The City of Chicopee, along with the cities of Holyoke and Springfield, is part of the urban center of the Pioneer Valley region. Like many older industrial cities, and like many cities with a small downtown area, Chicopee finds its economic fortunes at an ebb. Although Chicopee is certainly not a city in distress, it is believed that steps should be taken to ensure that the Market Square area does not slip into serious decline. …

Industrial Lands Survey Worcester, Massachusetts, Center For Economic Development

Center for Economic Development Technical Reports

The purpose of this report is to provide the Worcester City Manager's Office of Planning and Community Development with an inventory of industrially zoned properties within the City's designated Economic Opportunity Areas (EOA): Southern District, Pullman Street, Greendale, and Northeast. This inventory includes a database consisting of property information for all four EOAs, as well as a more detailed analysis of the Main South Industrial Cluster of the Southern District EOA.

The first two chapters of the report provide a brief introduction to the City and the project, highlighting the economic history of Worcester and the region. As the region …

Closing The Growth And Equity Policy Divide: Rethinking The Role Of The Federal Government When Promoting Economic Development In Distressed Urban Communities, Edwin Melendez

Gastón Institute Publications

The objectives of this policy briefing memorandum are two-fold: first, to review the historical record concerning economic growth policies, particularly those overseen by the Economic Development Administration (EDA), and the experience with block grants for urban economic development; and, second, to discuss new roles the federal government might play in promoting the convergence of these two broad policy areas.

The Stock Market As A Leading Indicator: An Application Of Granger Causality, Brad Comincioli

University Avenue Undergraduate Journal of Economics

The purpose of this paper, then, is to evaluate stock prices as a leading indicator of economic activity. Time-series analysis and the notion of "Granger causality" are used in this project to estimate relationships between stock prices and the economy, and to see if they are consistent with theory. In this paper, we will explore the following questions. First, does the stock market lead the real economy, in the sense that variation in its past values explains some of the variation in the real economy? Second, does the stock market "Granger-cause" the real economy, in which case past values of …

Industrial Resources: Trigg County, Kentucky Library Research Collections

Trigg County

"Resources for Economic Development: Cadiz, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Trigg County Industrial Development Authority, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, education and health facilitates, housing, communications, recreation, natural resources, markets and climate.

Industrial Resources: Spencer County - Taylorsville, Kentucky Library Research Collections

Spencer County

"Resources for Economic Development: Taylorsville, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Taylorsville-Spencer County Governments, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Scott County - Georgetown, Kentucky Library Research Collections

Scott County

"Resources for Economic Development: Georgetown, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Georgetown-Scott County Chamber of Commerce and the Scott County United, Inc., 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Whitley County - Corbin, Kentucky Library Research Collections

Whitley County

"Resources for Economic Development: Corbin, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Corbin Office of Economic Development, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Wayne County - Monticello, Kentucky Library Research Collections

Wayne County

"Resources for Economic Development: Monticello, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Monticello -Wayne County Industrial Foundation and the city of Monticello, 1996. The report includes, but is not limited to, information about: labor markets, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets and climate.

Industrial Resources: Nelson County - Bardstown, Kentucky Library Research Collections

Nelson County

"Resources for Economic Development: Bardstown, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Bardstown Industrial Development Corporation, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Harlan County, Kentucky Library Research Collections

Harlan County

"Resources for Economic Development: Harlan County, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research, and the Harlan County Industrial Development Authority, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Caldwell County - Princeton, Kentucky Library Research Collections

Caldwell County

"Resources for Economic Development: Princeton, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research, the Princeton - Caldwell County Chamber of Commerce, and the Princeton Industrial Foundation, Inc., 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Carroll County - Carrollton, Kentucky Library Research Collections

Carroll County

"Resources for Economic Development: Carrollton, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research, and the Carroll County Community Development Corporation, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources - Floyd County- Prestonsburg, Kentucky Library Research Collections

Floyd County

"Resources for Economic Development: Prestonsburg Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research, the Floyd County Chamber of Commerce, and the Big Sandy Area Development District, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Rowan County - Morehead, Kentucky Library Research Collections

Rowan County

"Resources for Economic Development: Morehead, [Kentucky]" prepared by the Kentucky Department of Economic Development, Division of Research in cooperation with the Morehead/Rowan County Economic Development Council, Inc., 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, duel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Jessamine County - Nicholasville, Kentucky Library Research Collections

Jessamine County

"Resources for Economic Development: Nicholasville, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development Division of Research in cooperation with the Jessamine County Chamber of Commerce and the Jessamine County Economic Development Authority, 1996. This report includes, but is not limited to, information about: population, labor market, local manufacturing. transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities,housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Todd County, Kentucky Library Research Collections

Todd County

"Resources for Economic Development: Todd County, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Elkton-Todd County Industrial Foundation and the Todd County Chamber of Commerce, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Larue County - Hodgenville, Kentucky Library Research Collections

LaRue County

"Resources for Economic Development: Hodgenville, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development Division of Research in cooperation with Hodgenville-LaRue County Industrial Foundation, 1996. The report includes, but is not limited to, information about: labor markets, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets and climate.

Industrial Resources: Letcher County, Kentucky Library Research Collections

Letcher County

"Resources for Economic Development: Letcher County, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Letcher County Industrial Development Authority, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuels, water, sewage,industrial sites, local government and service, taxes, education and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Kenton County - Northern Kentucky, Kentucky Library Research Collections

Kenton County

"Resources for Economic Development: Northern Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research, and the Tri-County Economic Development Corporation, 1996. Northern Kentucky consists of Boone County, Campbell County and Kenton County. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.

Industrial Resources: Mason County - Maysville, Kentucky Library Research Collections

Mason County

"Resources for Economic Development: Maysville, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Maysville-Mason County Chamber of Commerce and the Maysville-Mason County Industrial Authority, 1996. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.