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Full-Text Articles in Economics
Understanding Financial Inclusion: A Comparative Analysis Of Financial Mechanisms In Uganda, Amari Huang
Understanding Financial Inclusion: A Comparative Analysis Of Financial Mechanisms In Uganda, Amari Huang
CMC Senior Theses
Financial inclusion is a critical means of empowering individuals to improve their own lives, and Uganda provides an excellent case study for examining various financial mechanisms in a developing country context. This thesis investigates four such mechanisms: formal banks, microfinance institutions, mobile money, and contribution clubs. The analysis is conducted using five criteria to evaluate their level of inclusion: (1) quantitative coverage, (2) standard of living, (3) gender, (4) education, and (5) social capital. The findings of this research suggest that the examined financial institutions can be seen as steppingstones, with each leading to the next, from contribution clubs to …
Microfinance In Latin America: Poverty Alleviation And The Impact Of Institutional Mimicry, Lindsay Jouben
Microfinance In Latin America: Poverty Alleviation And The Impact Of Institutional Mimicry, Lindsay Jouben
Graduate Theses, Dissertations, and Problem Reports
Microfinance has become a program of choice in the international development community. The World Bank has promoted microfinance programs under the idea that poverty alleviation can be accomplished by mainly providing credit. [1] As such, these policies are often replicated throughout the developing world. This replication is done through international organizations adopting a standard of best practices for the microfinance field. Best practices consist of a complex set of standard by which all banks must adhere if they receive funding from the World Bank or International Monetary Fund. These best practices, following neoliberal economics, lay out how microfinance should operate …
The Scarlet Market: The Economic Framework Of Sex Trafficking And Microfinance As A Proactive Solution, Hannah M. Demarest
The Scarlet Market: The Economic Framework Of Sex Trafficking And Microfinance As A Proactive Solution, Hannah M. Demarest
Selected Honors Theses
No abstract provided.
Microfinance: A Tool For Financial Access, Poverty Alleviation Or Gender Empowerment ? - Empirical Findings From Pakistan, Ghazal Mir Zulfiqar
Microfinance: A Tool For Financial Access, Poverty Alleviation Or Gender Empowerment ? - Empirical Findings From Pakistan, Ghazal Mir Zulfiqar
Graduate Doctoral Dissertations
In just 30 years microfinance has transformed from a credit-based rural development scheme that has claimed to reduce poverty and empower poor women, to a $70 billion financial industry. In the process, the traditional NGO-led model has given way to commercialized institutions, resulting in an increased emphasis on profitmaking. This has also led to confusion in the sector around its mission: is it to alleviate poverty and empower poor women or simply to provide the "unbanked" with access to formal sources of finance? This research considers the main debates in microfinance with regard to its mission and presents empirical evidence …