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Full-Text Articles in Social and Behavioral Sciences
Data Privacy And System Security For Banking And Financial Services Industry Based On Cloud Computing Infrastructure, Abhishek Mahalle, Jianming Yong, Xiaohui Tao, Jun Shen
Data Privacy And System Security For Banking And Financial Services Industry Based On Cloud Computing Infrastructure, Abhishek Mahalle, Jianming Yong, Xiaohui Tao, Jun Shen
Faculty of Engineering and Information Sciences - Papers: Part B
No abstract provided.
Crafting Masculinities: Gender, Culture And Emotion At Work In The Surfboard Industry, Andrew T. Warren
Crafting Masculinities: Gender, Culture And Emotion At Work In The Surfboard Industry, Andrew T. Warren
Faculty of Social Sciences - Papers (Archive)
This article examines the masculinities of male workers in the context of an emotionally rich form of labour: surfboard-making. Contributing to emerging research around the emotional and embodied dimensions of men's working lives, the article maps the cultural, emotional and embodied dimensions of work onto masculine identity construction. Combining cultural economy theory, emotional geographies and in-depth ethnographic methods, I reveal how surfboard-making has become a gendered form of work; how jobs rely on (and impact) the body and what surfboard-making means to workers outside of financial returns. Following a manual labour process, and informed by Western surfing subculture, commercial surfboard-making …
Corporate Social Responsibility Programs Of Big Food In Australia: A Content Analysis Of Industry Documents, Zoe Richards, Samantha L. Thomas, Melanie J. Randle, Simone Pettigrew
Corporate Social Responsibility Programs Of Big Food In Australia: A Content Analysis Of Industry Documents, Zoe Richards, Samantha L. Thomas, Melanie J. Randle, Simone Pettigrew
Faculty of Social Sciences - Papers (Archive)
Objective: To examine Corporate Social Responsibility (CSR) tactics by identifying the key characteristics of CSR strategies as described in the corporate documents of selected 'Big Food' companies. Methods: A mixed methods content analysis was used to analyse the information contained on Australian Big Food company websites. Data sources included company CSR reports and web-based content that related to CSR initiatives employed in Australia. Results: A total of 256 CSR activities were identified across six organisations. Of these, the majority related to the categories of environment (30.5%), responsibility to consumers (25.0%) or community (19.5%). Conclusions: Big Food companies appear to be …
Zero Carbon Homes: Perceptions From The Uk Construction Industry, Emma Elizabeth Heffernan, Wei Pan, Xi Liang, Pieter De Wilde
Zero Carbon Homes: Perceptions From The Uk Construction Industry, Emma Elizabeth Heffernan, Wei Pan, Xi Liang, Pieter De Wilde
Faculty of Engineering and Information Sciences - Papers: Part A
The take-up of the many voluntary energy efficiency standards which exist in the UK and internationally has been limited. As a result, governments have recognised the need to introduce mandatory schemes through legislation, e.g. from 2016 all new build homes in the UK will be required to achieve zero carbon in regulated energy consumption. However, as 2016 approaches, very few zero carbon homes are being delivered. This paper explores the drivers and barriers for zero carbon homebuilding. The perceptions of the wider construction industry were gathered through a series of semi-structured interviews with professionals involved in commissioning, designing, constructing and …
Ict Industry Involvement With Ict Education And Research In Universities: Industry Perceptions, Tanya J. Mcgill, Tony Koppi, Jocelyn Armarego
Ict Industry Involvement With Ict Education And Research In Universities: Industry Perceptions, Tanya J. Mcgill, Tony Koppi, Jocelyn Armarego
Senior Deputy Vice-Chancellor and Deputy Vice-Chancellor (Education) - Papers
Stronger linkages between the ICT industry and universities have been called for by both the ICT industry and by universities. The study described in this paper explores the ways in which the ICT industry believes it can and should contribute to ICT education and research in universities. The results confirm how important relationships with universities are seen to be and that industry would like to expand its level of involvement. Industry would like further involvement in curriculum design, both directly and through professional associations. The involvement sought is not just with respect to high-level themes, but many participants felt that …
Forget Children, Self-Regulating Ads Only Helps The Food Industry, Sandra C. Jones
Forget Children, Self-Regulating Ads Only Helps The Food Industry, Sandra C. Jones
Faculty of Social Sciences - Papers (Archive)
The food industry’s commitment to actually reducing inappropriate food marketing to children is called into question by a paper published today in the open-access journal PLOS ONE. Couple this with research published last week showing drinking soft drinks makes children aggressive, and you won’t be alone in thinking it’s time to do something about how junk food and kids mix.
Asset Management In The Energy Pipeline Industry In Australia, Richard Dwight, Tieling Zhang, Khaled O. El-Akruti
Asset Management In The Energy Pipeline Industry In Australia, Richard Dwight, Tieling Zhang, Khaled O. El-Akruti
Faculty of Engineering and Information Sciences - Papers: Part A
A review of asset management systems within the context of energy pipelines has been conducted. It covers available methodologies, current asset management systems, opportunities for improvement and research challenges. A particular point of interest is the degree to which consideration of remaining life and the influence of maintenance activities are used to drive the asset management strategy. Asset management within the energy pipeline industry is mostly concerned with integrity assurance. Irrespective of this overriding goal, cost of delivery is also of concern. At any point of the service life the remaining life of the pipeline at an acceptable level of …
Integrating Building Information Modelling (Bim) Into Engineering Education: An Exploratory Study Of Industry Perceptions Using Social Network Data, Kriengsak Panuwatwanich, Mei Liang Wong, Jeung-Hwan Doh, Rodney A. Stewart, Timothy J. Mccarthy
Integrating Building Information Modelling (Bim) Into Engineering Education: An Exploratory Study Of Industry Perceptions Using Social Network Data, Kriengsak Panuwatwanich, Mei Liang Wong, Jeung-Hwan Doh, Rodney A. Stewart, Timothy J. Mccarthy
Faculty of Engineering and Information Sciences - Papers: Part A
Building Information Modelling (BIM) has been widely acknowledged as an emerging technological and procedural shift within the Architecture, Engineering and Construction (AEC) industry. BIM represents a methodology to manage the building design and project data in digital format throughout a building lifecycle. With the implementation of BIM, the design, construction and operation processes can be better streamlined to improve project efficiency. Because of its far-reaching benefits, there is a current push for BIM by governments worldwide, including Australia. However, a significant lack of the understanding of BIM and industry readiness has been identified as a major hindrance; hence, there is …
Making Things In A High-Dollar Australia: The Case Of The Surfboard Industry, Andrew Warren, Chris Gibson
Making Things In A High-Dollar Australia: The Case Of The Surfboard Industry, Andrew Warren, Chris Gibson
Faculty of Science, Medicine and Health - Papers: part A
In August 2011 the announcement by Bluescope Steel of mass layoffs at its Port Kembla steelworks, in the Illawarra region, sparked renewed public debate and media commentary on the future of manufacturing in Australia. The debate has since spread to cars, aluminium smelting - even Mortein fly spray - and has quickly coalesced around the unprecedented high Australian dollar, its impacts on exports, and the prospects of the production of goods shifting overseas. As Australian mining magnates such as Clive Palmer, Gina Rinehart and Twiggy Forrest attempt to remould Australia around their 'quarry vision' (Pearse, 2009) of extractive minerals exports, …
Comparative Critique Of The Performance Evaluation Methods In The Australian Energy Industry, Feng Li, George M. Mickhail
Comparative Critique Of The Performance Evaluation Methods In The Australian Energy Industry, Feng Li, George M. Mickhail
Faculty of Commerce - Papers (Archive)
The purpose of this study is to investigate the efficiency of business evaluation methods in the Australian energy industry during the periods from 1989 to 2007. The six commonly used business evaluation methods (CAPM, WACC, EVA, P/E ratio, DCF and MetaCapitalism) were selected and compared with the share price in the whole market, listed market and delisted market, to explore which valuation methods were better for evaluating business performance in the Australian energy sector over the long-term. An empirical analysis using linear regression, we find evidence that CAPM is a much better method for listed companies to measure the rate …
Once A Cultural Icon, Is Australia's Surfboard Industry Destined To Disappear?, Christopher Gibson
Once A Cultural Icon, Is Australia's Surfboard Industry Destined To Disappear?, Christopher Gibson
Faculty of Social Sciences - Papers (Archive)
Last October surfboard company BASE abruptly closed its factory on the Gold Coast, with the direct loss of 30 jobs. Since then, nearby D’Arcy Surfboards has announced it is shedding workers and downsizing from a state-of-the art, purpose-built factory into a backyard workshop. Is the surfboard industry yet another victim of the high Australian dollar? Dominating conversation on the future of Australian manufacturing has been talk of exports and the high dollar. Australia cannot compete in a race to the bottom for cheap labour. Even if the dollar drops substantially, the more complicated truth is that there are deeper structural …
Australia's Hand Out Addicted Car Industry Needs Some Tough Love, Henry Ergas
Australia's Hand Out Addicted Car Industry Needs Some Tough Love, Henry Ergas
Faculty of Engineering and Information Sciences - Papers: Part A
The Federal Government will contribute millions of dollars to Australian car manufacturers Holden and Ford in an effort to keep Australia's automotive sector afloat. The government will add $34 million to a $103 million rescue package for Ford's Victorian assembly plant that will see the facility remain open until at least 2016. The funding, which will be met by a grant from the Victorian Government, comes as Holden is reportedly negotiating with Canberra over co-investment to produce a new Commodore model in 2018. But should governments continue to bail out an industry that is lagging in Australia and internationally? University …
Exploring Technological-Organizational And Environmental Characteristics Related To Rfid Adoption Intention In The Saudi Arabia's Retail Industry, Salem Alqahtani, Samuel Fosso Wamba
Exploring Technological-Organizational And Environmental Characteristics Related To Rfid Adoption Intention In The Saudi Arabia's Retail Industry, Salem Alqahtani, Samuel Fosso Wamba
Faculty of Engineering and Information Sciences - Papers: Part A
Drawing on the diffusion of innovation (DOI) theory as well as on the emerging literature on RFID technology, this study explores a set of technological, organizational and environmental characteristics that will play an important role in the RFID adoption decision process within the Saudi retail industry. Results of data collected among seven (7) Saudi large-scale retailers are presented and discussed, together with the implications for research and practice.
Do External Shocks Have A Permanent Or A Transitory Effect On Thailand's Tourism Industry?, Reetu Verma, Ali S. Saleh, Ranjith Ihalanayake
Do External Shocks Have A Permanent Or A Transitory Effect On Thailand's Tourism Industry?, Reetu Verma, Ali S. Saleh, Ranjith Ihalanayake
Faculty of Commerce - Papers (Archive)
Given the number and the frequency of external shocks encountered by Thailand in the last two decades, this study identifies the number and the location of the breaks and tests to determine whether the breaks have a transitory or a permanent effect on international tourist arrivals to Thailand for its top 10 source countries using both univariate and panel unit root tests with structural breaks. The findings suggest that break dates coincide with the Asian financial crisis, the September 11 attack, and the SARS and the bird flu outbreaks. The univariate unit root tests with structural breaks reject the null …
Embedding Professionally Relevant Learning In The Business Curriculum Through Industry Engagement, Michael Zanko, Theo Papadopoulos, Eveline Fallshaw, Tracy Taylor, Clare Woodley, Christine Armatas
Embedding Professionally Relevant Learning In The Business Curriculum Through Industry Engagement, Michael Zanko, Theo Papadopoulos, Eveline Fallshaw, Tracy Taylor, Clare Woodley, Christine Armatas
Faculty of Commerce - Papers (Archive)
This paper reports on preliminary findings from an ALTC funded project on how to build curriculathat meet the needs of business students and employers of business graduates. The project grew outof an Australian Business Deans Council Teaching and Learning Network scoping study whichidentified widespread concern among industry, academic and professional associations about the lackof engagement with real world problems by business graduates. In the paper we discuss the need forindustry engagement, define professionally relevant learning, and outline the study objectives andmethodology. We present a typology of industry engagement in the curriculum that emerged from ourfieldwork, and tools that business faculties …
Regulating The Types Of Foods And Beverages Marketed To Australian Children: How Useful Are Food Industry Commitments?, L Hebden, Lesley King, Bridget P. Kelly, Kathy Chapman, Christine Innes-Hughes, Nilakshi Gunatillaka
Regulating The Types Of Foods And Beverages Marketed To Australian Children: How Useful Are Food Industry Commitments?, L Hebden, Lesley King, Bridget P. Kelly, Kathy Chapman, Christine Innes-Hughes, Nilakshi Gunatillaka
Faculty of Health and Behavioural Sciences - Papers (Archive)
Aim: Any regulation of food marketing to children requires clear definitions of the types of foods considered inappropriate and subject to restrictions. The aim of this research was to examine the commitments made by signatory companies of the Australian Food and Grocery Council’s Responsible Marketing to Children Initiative regarding the types of foods considered appropriate for marketing to children. Methods: Nutrient criteria developed by signatory food companies were examined by comparing (i) thresholds set for negative nutrients (saturated fats, added sugars and sodium) and total energy to two existing nutrient criteria: Healthy Kids Association and the National Heart Foundation Tick, …
Alcohol Energy Drinks: Is It Time For The Alcohol Industry To Demonstrate Some Corporate Social Responsibility?, Sandra Jones
Alcohol Energy Drinks: Is It Time For The Alcohol Industry To Demonstrate Some Corporate Social Responsibility?, Sandra Jones
Faculty of Health and Behavioural Sciences - Papers (Archive)
There is increasing evidence of association between AEDs and both increased alcohol consumption and increased alcohol-related harm. Australia lags behind other countries in researching and regulating (alcoholic and non-alcoholic) energy drinks. Twelve focus groups were conducted with 12-17 year olds in a capital city, regional city and rural city in NSW, Australia. AEDs were popular among teenagers in urban, regional and rural areas of NSW. Adolescents liked AEDs because they provide increased energy while allowing them to feel the effects of alcohol, and because of their similarity to non-alcohol energy drinks and soft drinks. Given the industry’s stated position on …
Industry Self-Regulation Of Food Marketing To Children: Reading The Fine Print, Lana Hebden, Lesley King, Bridget P. Kelly, Kathy Chapman, Christine Innes-Hughes
Industry Self-Regulation Of Food Marketing To Children: Reading The Fine Print, Lana Hebden, Lesley King, Bridget P. Kelly, Kathy Chapman, Christine Innes-Hughes
Faculty of Health and Behavioural Sciences - Papers (Archive)
Issue addressed: Despite the evidence showing the negative influences of food marketing on children’s dietary beliefs and behaviours, and risk of adiposity, regulatory action to limit unhealthy food marketing has made little progress within Australia. Our aim was to describe and critically examine the Australian Food and Grocery Council’s (AFGC) approach to self-regulate food marketing to Australian children through the Responsible Marketing to Children Initiative (Initiative). Methods: The Initiative’s core principles and the commitments of the 16 signatory companies (as at December 2009) were assessed in terms of their capacity to limit unhealthy food advertising in media accessed by children. …
Case Study In Academic And Industry Collaboration: The Development Of An Adolescent Targeted Sun Protection Intervention In Nsw, Melinda Williams, Sandra Jones, Donald Iverson, Peter Caputi, Sofia Potente
Case Study In Academic And Industry Collaboration: The Development Of An Adolescent Targeted Sun Protection Intervention In Nsw, Melinda Williams, Sandra Jones, Donald Iverson, Peter Caputi, Sofia Potente
Faculty of Health and Behavioural Sciences - Papers (Archive)
Academic and industry collaboration is increasingly identified as a critical element in the future health of Australians through linking theory and practice, with the major priority for academic institutions being the identification of new knowledge and the transfer of this knowledge into changes in policy and health services. Collaborations between academia and industry are increasingly encouraged in Australia by research funding schemes such as ARCLinkage and, more recently, NHMRC Partnerships. While a recent US study suggests that such schemes have a moderate effect on academics’ propensity to work with industry (Bozeman and Gaughan, 2007), industry groups have recognised the value …
The Efficacy Of Utilising Nvivo For Interview Data From The Electronic Gaming Industry In Two Jurisdictions, June Buchanan, Michael L. Jones
The Efficacy Of Utilising Nvivo For Interview Data From The Electronic Gaming Industry In Two Jurisdictions, June Buchanan, Michael L. Jones
Faculty of Commerce - Papers (Archive)
Quantitative methodologies have long utilised computer assisted software for data analysis. In more recent times, increasingly sophisticated computer assisted software has been developed to aid in the analysis of qualitative data. This paper discusses the use of one such computer assisted software analysis package – NVivo – in the analysis of interview data obtained from respondents in the Electronic Gaming Machine Industry across two jurisdictions, namely New South Wales, Australia and Nevada, USA . The efficacy of utilising qualitative methods for generating empirical data in social and societal marketing is acknowledged, particularly when very little, if any, primary data exists …
Enhancing Industry Association Theory: A Comparative Business History Contribution, James Reveley, Simon Ville
Enhancing Industry Association Theory: A Comparative Business History Contribution, James Reveley, Simon Ville
Faculty of Commerce - Papers (Archive)
Our comparative business historical examination of industry associations aims to enrich the under-theorized study of this distinctive type of meta-organization. We compare two New Zealand industry associations operating in the same supply chain but with differing degrees of associative capacity and types of external architecture. Our analysis of these associations builds on two strands of theory that rarely communicate with each other: New Institutional Economics (NIE) and Organizational–Institutional Theory (OIT). We demonstrate how NIE describes the structural potentialities for associational strength, while OIT addresses the relational context within associations. In turn, NIE’s examination of external influences reinforces OIT suggestions that …
In What Condition Is A Price Increase Perceived As Fair? An Empirical Investigation In The Cable Car Industry, Thomas Bieger, Isabelle Engeler, Christian Laesser
In What Condition Is A Price Increase Perceived As Fair? An Empirical Investigation In The Cable Car Industry, Thomas Bieger, Isabelle Engeler, Christian Laesser
Faculty of Commerce - Papers (Archive)
This paper investigates the concept of customers' perceived price fairness in the context of different price increase conditions. Several tourism service industries seem reluctant to systematically vary or occasionally rise prices, mostly because of potential negative consumer responses. Previous studies in behavioral pricing confirm that a price increase may be perceived as highly unfair and, with this, may lead to negative consequences for the firm. However, there is some evidence that not all price increase events are perceived equally and that consumers' fairness perception depends on the situational conditions of the respective price event. Drawing on the principle of dual …
Sharing Music Files: Tactics Of A Challenge To The Industry, Brian Martin, Christopher L. Moore, Colin Salter
Sharing Music Files: Tactics Of A Challenge To The Industry, Brian Martin, Christopher L. Moore, Colin Salter
Faculty of Arts - Papers (Archive)
The sharing of music files has been the focus of a massive struggle between representatives of major record companies and artists in the music industry, on one side, and peer-to-peer (p2p) file-sharing services and their users, on the other. This struggle can be analysed in terms of tactics used by the two sides, which can be classified into five categories: cover-up versus exposure, devaluation versus validation, interpretation versus alternative interpretation, official channels versus mobilisation, and intimidation versus resistance. It is valuable to understand these tactics because similar ones are likely to be used in ongoing struggles between users of p2p …
Financial Planning In Australia: Industry Or Profession?, Brian Murphy, Ted Watts
Financial Planning In Australia: Industry Or Profession?, Brian Murphy, Ted Watts
Faculty of Commerce - Papers (Archive)
Purpose - This paper tests whether financial planning in Australia remains an industry or can be considered a profession Design/Method/Approach - A set of attributes of professionalism were derived from the literature-public/societal responsibility, a systematic body of theory, professional authority and ethical responsibility - sample of 78 financial planners were asked to provide attitude statements relating to professionalism as well as demographic information of their business. Findings - Evidence from the attitude statements provide by the respondents to the attributes of professionalism failed to achieve a satisfactory level of professionalism for any attribute. Research limitations - The financial services operators …
"Making Connections": Insights Into Relationship Marketing From The Australasian Stock And Station Agent Industry, Simon Ville
"Making Connections": Insights Into Relationship Marketing From The Australasian Stock And Station Agent Industry, Simon Ville
Faculty of Commerce - Papers (Archive)
Relationship marketing has received little attention from business historians who have favored the study of branding, associational advertising, market research, and the role of marketing agencies, particularly in relation to modern consumer manufacturing. Although the term relationship marketing is of recent origin, we analyze its practice under a different guise, "connections", over several centuries: we draw on the extensive archival evidence of a rural business services industry in Australia and New Zealand. Relationship marketing's emphasis upon close and enduring individual customer relationships mitigated uncertainty of performance and behaviour, on both sides of the transaction, created by a long and geographically …
The Use Of Computer Supported Analysis For Interview Data: A Cross-Cultural Example From The Electronic Gaming Industry, June Buchanan, Michael L. Jones
The Use Of Computer Supported Analysis For Interview Data: A Cross-Cultural Example From The Electronic Gaming Industry, June Buchanan, Michael L. Jones
Faculty of Commerce - Papers (Archive)
Computer assisted analysis has long been a major factor of quantitative analysis. This paper illustrates the use of computer assisted analysis for qualitative research, looking specifically at research in the Electronic Gaming Industry, across two country sectors – New South Wales, Australia and Nevada, USA, where empirical data are collected and analysed. The paper highlights the important place that computer assisted analysis holds in social and societal marketing. A detailed discussion explains how analysis was undertaken in the Electronic Gaming Industry, and how concepts and theory emerged. This paper discusses the qualitative approach used in this research. In particular, it …
The Role Of Higher Education And Industry In Supporting Career Goals And Decision-Making, Yolanda Jordaan
The Role Of Higher Education And Industry In Supporting Career Goals And Decision-Making, Yolanda Jordaan
Faculty of Commerce - Papers (Archive)
Both higher education institutions and employers need to evaluate the factors that influence students' career goals and career-related decisions because of their importance to and impact on career management and decision making. The objective of this study is to identify the importance of career goals and factors influencing students' career decision making in South Africa. A non-probability sample was selected, with 488 completed responses. The findings indicate that there are significant differences between gender and ethnic groups in terms of the importance of career goals and career influencing factors. The results suggest that high-quality education is needed in conjunction with …
Consuming Children: An Analysis Of Australian Press Coverage Of The Claims And Counterclaims Of Advocacy And Industry Groups In Relation To A Proposed Ban On 'Junk Food' Advertising, Kate Holland, R Warwick Blood, Samantha Thomas, Asuntha Karunaratne, Sophie Lewis
Consuming Children: An Analysis Of Australian Press Coverage Of The Claims And Counterclaims Of Advocacy And Industry Groups In Relation To A Proposed Ban On 'Junk Food' Advertising, Kate Holland, R Warwick Blood, Samantha Thomas, Asuntha Karunaratne, Sophie Lewis
Faculty of Social Sciences - Papers (Archive)
Evidence of rising rates of overweight and obesity in Australia has generated considerable discussion about potential policy responses and solutions. In relation to childhood obesity, one suggestion that has been put forward is to ban or restrict junk food advertising to children. Debate about the merits of such a proposal was an enduring issue in the Australian press during our study's time frame, January 2008-January 2009. This paper is one part of a larger project investigating the reporting and portrayal of overweight and obesity in the Australian media, and the lived experiences of overweight and obese adults. In Australia, O'Hara …
Industry Partnerships For Health Nonprofits And Disease Awareness Advertising, Danika Hall, Sandra C. Jones, Donald C. Iverson
Industry Partnerships For Health Nonprofits And Disease Awareness Advertising, Danika Hall, Sandra C. Jones, Donald C. Iverson
Faculty of Health and Behavioural Sciences - Papers (Archive)
Marketing partnerships between non-profit organisations (NPOs) and industry generally bring favourable results for both parties (Brønn and Vrioni 2001; Varadarajan and Menon 1988). However, there is some scepticism about corporate exploitation of such arrangements and growing concern in Australia and elsewhere about partnerships between the pharmaceutical industry and NPOs (Angell 2006; Moynihan and Cassels 2005) and the co-sponsorship of Disease Awareness Advertising (DAA). This paper reports the findings from a study of how Australian women respond to DAA with differing sponsors including their ability to identify, and their attitude toward, the sponsor. The results are of importance for health NPOs …
Industry Associations As Facilitators Of Social Capital: The Establishment And Early Operations Of The Melbourne Woolbrokers Association, David Merrett, Stephen Morgan, Simon Ville
Industry Associations As Facilitators Of Social Capital: The Establishment And Early Operations Of The Melbourne Woolbrokers Association, David Merrett, Stephen Morgan, Simon Ville
Faculty of Commerce - Papers (Archive)
Relocation of the selling of Australia's wool clip from London to cities in Australia in the late nineteenth century led to the creation of wool selling industry associations, such as the Melbourne Woolbrokers Association (MWA). Highly successful in fostering competitive collaboration that improved market efficiency, the Association rested on the social capital brought to it and further developed by the participants, individuals with extensive connections in the pastoral, banking and transport industries. The collective social capital vested in the Association enabled the earning of economic rents, firstly from the high trust created through internal cohesion reinforced by formalised sanctions, and …