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Essays In Development Economics And Economics Of The Family, Aaron Johnson
Essays In Development Economics And Economics Of The Family, Aaron Johnson
Graduate Theses and Dissertations
Chapter 1 explores a potential solution to the continuing disequlibrium in microfinance markets. I design a mechanism to aid in securitization of microloans, using a dynamic investment pool governed by a Central Microcredit Clearinghouse (CMC), that would sell investment units back to MFIs and outside investors simultaneously. The CMC would serve as a catalyst to this other avenue of microcredit financing, securitization of microloans, which could help spawn the type of growth in investor-based funding of MFIs that is so urgently needed. Chapter 2 analyzes Official Development Assistance (ODA) commitment and disbursement activity in terms of motivation, considering that the …
Why Are Returns To Education Higher For Women Than For Men In Urban China?, Emily C. Hannum, Zhang Yuping, Wang Meiyan
Why Are Returns To Education Higher For Women Than For Men In Urban China?, Emily C. Hannum, Zhang Yuping, Wang Meiyan
Emily C. Hannum
It is well established that women’s returns to education are higher than men’s in urban China. We argue that this finding, while accurate, is misleading due to its individualist perspective. The incomes to which most working-age women and men have access include not only own income, but spouse income. Further, decisions about participation and investment in the labor force, both consequential for income trajectories, are likely made with partner income and potential income in mind. To our knowledge, no research in China has explored the returns to education enjoyed via spouse income, or the implications of pooling couple income, for …