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Full-Text Articles in Social and Behavioral Sciences

Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden Dec 2020

Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden

Master's Projects and Capstones

Latino immigrants face many financial challenges in the United States. Language barriers exclude them from jobs as well as financial and consumer markets. Lack of familiarity with the U.S. financial system or bad experiences with financial systems in their home countries can create mistrust and lead to Latino immigrants being unbanked or underbanked. Consumer vulnerabilities may also be exploited as immigrants turn to nonbank financial services such as predatory lenders (check cashers, payday lenders, etc.). Lack of access to jobs and marketplaces results in lower income and less wealth accumulation. Over time this results in wealth inequality between Latino immigrants …


Khmer Phonetics & Phonology: Theoretical Implications For Esl Instruction, Alex Donley Apr 2020

Khmer Phonetics & Phonology: Theoretical Implications For Esl Instruction, Alex Donley

Senior Honors Theses

This thesis develops an approach to English teaching for Khmer-speaking students that centers on Khmer phonetics and phonology. Cambodia has a strong demand for English instruction, but consistently underperforms next to other nations in terms of proficiency. A significant reason for Cambodia’s skill gap is the lack of research into linguistic hurdles Khmer speakers face when learning English. This paper aims to bridge Khmer and English with an understanding of the speech systems that both languages use before turning to the unique challenges Khmer speakers must overcome based on the tenets of L1 Transfer Theory. It closes by outlining strategies …