Programming Languages and Compilers Commons^™

Utilizing Machine Learning Techniques To Predict Credit Card Payment Defaults, Madison Guerra

Theses and Dissertations

The question of accurately predicting credit card defaulters has been explored in numerous studies in the past. In these studies, the researchers utilized various machine learning theories and techniques to make the determination the extent of defaults. Unfortunately, some constraints were encountered, and the limitations that existed from the previous works have been discussed. This project attempted to address these issues with special attention given to more recently available data. Specifically, in this project, we looked at data provided by one Kaggle user, which utilized the data from the American Express credit card competition, which ranges from late March 2018 …