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Full-Text Articles in Medical Sciences
Who Enrolled In A State Program For The Uninsured: Was There Adverse Selection?, Paula Diehr
Who Enrolled In A State Program For The Uninsured: Was There Adverse Selection?, Paula Diehr
Paula Diehr
Managed care plans may hesitate to participate in programs for uninsured persons because they fear adverse selection, whereby only the sickest people or highest users would choose to join the program. We studied this issue in Washington State's Basic Health Plan, a demonstration program that provides subsidized health insurance for families earning less than 200% of the poverty level. We interviewed people in three counties who enrolled in the program, and compared them to people in the same counties who were eligible but did not enroll. There were substantial differences between enrollees and eligibles in education, age, income, employment, race, …
Estimating County Percentages Of People Without Health Insurance, Paula Diehr
Estimating County Percentages Of People Without Health Insurance, Paula Diehr
Paula Diehr
County data on the percentage of people without health insurance are seldom available, although state program planning requires such information. As part of an evaluation of Washington's Basic Health Plan (BHP), we conducted a telephone survey in nine Washington counties to estimate the percentage of people under the age of 65 who were uninsured. We used regression analysis to estimate the percentage uninsured in a county as a function of the percentage unemployed. Two validation approaches yielded very good results, suggesting that the equation could be used to estimate the percentage uninsured in unsurveyed counties. The variation ranged from 15% …