Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 2 of 2
Full-Text Articles in Life Sciences
Models Of Farm Service Agency Guaranteed Loan Loss Claim Rates In The U.S. For 1990-1998, Latisha A. Settlage, Bruce L. Dixon, Bruce L. Ahrendsen, Steven R. Koenig
Models Of Farm Service Agency Guaranteed Loan Loss Claim Rates In The U.S. For 1990-1998, Latisha A. Settlage, Bruce L. Dixon, Bruce L. Ahrendsen, Steven R. Koenig
Research Reports and Research Bulletins
The Farm Service Agency guaranteed loan program is an important source of credit for family-sized farming operations in Arkansas and the other states of the U.S. This program provides loan guarantees to borrowers who are otherwise unable to obtain credit from traditional lenders at reasonable rates and terms. This study identifies those factors related to the program’s loss claim rate performance over the years fiscal 1989 through 1998 using state-level data from forty states. For both the operating loan and farm ownership loan programs, farm operator financial variables, interest rates, and commercial bank characteristics are found to be statistically significant …
Models Of Fsa Guaranteed Loan Use Volume And Loss Claims Among Arkansas Commercial Banks, Bruce L. Dixon, Bruce L. Ahrendsen, Scott M. Mccollum
Models Of Fsa Guaranteed Loan Use Volume And Loss Claims Among Arkansas Commercial Banks, Bruce L. Dixon, Bruce L. Ahrendsen, Scott M. Mccollum
Research Reports and Research Bulletins
The Farm Service Agency (FSA) guaranteed loan programs are an important source of credit to production agriculture. The two major guaranteed loan programs are the operating loan (OL) program and the farm ownership (FO) loan program. Guaranteed loans insure payment to the lender of up to 95% of the losses in the event of borrower default. FSA has historically been involved in lending to farm operators via direct loans, but emphasis has changed over the last two decades to making guaranteed loans the primary source of FSA associated lending to production agriculture. This study seeks to determine what characteristics of …