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Full-Text Articles in Retirement Security Law
Your Former Employer’S 401(K) Plan, Jeanne Medeiros Jd
Your Former Employer’S 401(K) Plan, Jeanne Medeiros Jd
Pension Action Center Publications
When you leave a job where you have participated in a 401(k) plan, you may have a number of different options about what to do with the money in that account. This fact sheet explains those options and offers guidance about the pros and cons of each option.
Here are some frequently asked questions answered in this face sheet:
Q. Can I leave my money in my former employer’s plan?
Q. What are my other options?
Q. If I decide to withdraw the account balance from my former employer’s plan, how do I do that, and how long should it …
Rethinking Erisa's Promise Of Income Security In A World Of 401(K) Plans, Lawrence A. Frolik
Rethinking Erisa's Promise Of Income Security In A World Of 401(K) Plans, Lawrence A. Frolik
Articles
This article discusses the evolution of retirement income funds from defined benefit packages to 401(k) and IRA accounts and how the changing dynamic has reshaped the way retirees think about post-retirement income. The article outlines the mechanics of 401(k) accounts and rollover IRAs in the post-retirement period and presents questions about the ability of retirees to successfully address the complex issues relating to investment choices including, what entity they entrust their savings to, the volume and source of distributions, and long-term sufficiency planning. The article suggests that an increase in the use of annuities may help to resolve some of …
An Overview Of The U.S. Retirement Income Security System And The Principles And Values It Reflects, Kathryn L. Moore
An Overview Of The U.S. Retirement Income Security System And The Principles And Values It Reflects, Kathryn L. Moore
Law Faculty Scholarly Articles
This article is designed to provide an overview of the U.S. retirement income security system from a comparative law perspective. Like many countries, the U.S. has a three tier pension or retirement income system, with the three tiers consisting of (1) Social Security, (2) employment-based pensions, and (3) individual savings. Thus, superficially, the U.S. retirement income security system resembles that of many around the world. Yet, in other ways, such as its focus on individual rights and responsibility, the U.S. system is unique.
The article begins by discussing the nine guiding principles of the U.S. Social Security system as identified …