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- Automobile accidents (2)
- Injuries (2)
- Premiums (2)
- Accidental results (1)
- Age (1)
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- Baker v. Metropolitan Ins. Co. (1)
- Beneficiaries (1)
- Breach of promise (1)
- Connecticut (1)
- Damages (1)
- Death (1)
- Disability (1)
- Duffy v. Bankers' Life Ass'n (1)
- Equitable Life Assurance Society v. Hitchcock (1)
- Fire out of place (1)
- Fitzpatrick (1)
- Fraud (1)
- Fraud to creditors (1)
- Golf (1)
- Hostile fires (1)
- In re New York Title and Mortgage Co. (1)
- Indemnity policies (1)
- Insolvency (1)
- Insurance corporations (1)
- Ionia County Savings Bank v. McLean (1)
- Landress v. Phoenix Mutual Life Ins. Co. (1)
- Liability insurance (1)
- Minnesota (1)
- Minors (1)
- Misrepresentation (1)
Articles 1 - 9 of 9
Full-Text Articles in Insurance Law
Contracto-Impossibility As An Excuse For Failure To Perform Conditions In Insurance Policies Requiring Notice Of Loss
Michigan Law Review
Policies of insurance invariably contain provisions to the effect that, upon occurrence of the event insured against, notice thereof shall be given to the insurer. As in the normal contract, such condition qualifies the undertaking of the promisor unless its performance is legally excused. In actions for breach of promise, impossibility of performance has been held to constitute a good defense to the suit for damages in certain instances, though the early rule was that payment of damages was never impossible and hence impossibility of performance was no defense in an action for breach. It is to be noted that …
Insurance - Friendly Fires - Cigarette Scorch Claims
Insurance - Friendly Fires - Cigarette Scorch Claims
Michigan Law Review
The plaintiff had insured certain household goods against fire under a standard policy with the defendant company. One day a burning cigarette was found beneath a smoking-stand and on a rug which was included among the insured articles; it had burned a small hole in the rug, for which damage the defendant company refused to pay and plaintiff brought suit. The company claimed that the fire in the cigarette was a "friendly" fire, and that in order to show a right to a recovery the plaintiff must prove that the damage was done by a secondary, or "hostile," fire set …
Fraudulent Conveyances - Change Of Beneficiary Of Life Insurance Policy Formerly Payable To Insured's Estate
Michigan Law Review
An insurance company filed a bill of interpleader to determine disposition of the proceeds of a term policy on the life of one Fitzpatrick, now deceased. Claimants are the administrator, representing creditors, and the deceased's two sons. The policy had been issued payable to insured's estate, but reserved the right to change the beneficiary. A few days before his death (by suicide) deceased sent the company an application for change of beneficiary to his two minor sons. He was then hopelessly insolvent, and the administrator claims that the change of beneficiary was a fraudulent conveyance within the terms of the …
Contracts - Beneficiaries - Injured Party As Beneficiary Of Public Liability Insurance Policy
Contracts - Beneficiaries - Injured Party As Beneficiary Of Public Liability Insurance Policy
Michigan Law Review
Plaintiff recovered judgment against the insured for injuries received in an automobile accident. The judgment being unsatisfied, plaintiff sued the insurer on its public liability policy. Held, the policy by implication intended a benefit to the injured person and he may sue as a creditor-beneficiary. Ohio Casualty Ins. Co. v. Beckwith, (C. C. A. 5th, 1935) 74 F. (2d) 75.
Corporations-Section 77b Of The Bankruptcy Act-To What Corporations It Applies
Corporations-Section 77b Of The Bankruptcy Act-To What Corporations It Applies
Michigan Law Review
Creditors of a title and mortgage company which had gone into receiver's hands petitioned for a reorganization of the company under Section 77B of the Bankruptcy Act. Held, that the company was an insurance corporation. Insurance corporations are not amenable to Section 77B. Petition for reorganization dismissed. In re New York Title and Mortgage Co., (D. C. N. Y. 1934) 9 F. Supp. 319.
Insurance-Delay In Acting On Application-Tort Liability
Insurance-Delay In Acting On Application-Tort Liability
Michigan Law Review
Plaintiff sued for damages for alleged negligence of defendant in failing to take action within a reasonable time upon plaintiff's application for a policy of health and accident insurance, plaintiff having paid defendant's soliciting agent the premium quoted by him. Held, there is no liability, since there is no duty for defendant to accept or reject an application within a reasonable time. Schliep v. Commercial Casualty Ins. Co., 191 Minn. 479, 254 N. W. 618 (1934).
Automobiles-- Insurance - Effect Of Delay In Giving Notice Of Accident
Automobiles-- Insurance - Effect Of Delay In Giving Notice Of Accident
Michigan Law Review
Plaintiff, a boy of six, was struck by an automobile driven by the insured's brother who, after investigation, found no apparent injury and was so informed by the boy's mother. A week later the driver reported the affair to the insured. Two weeks after the accident the insured was notified of the plaintiff's claim. A week later, three weeks after the accident, the insurer was notified. The policy of liability insurance provided that "upon the occurrence of death or personal injuries or any accident covered by this policy, the assured shall as soon as practicable after learning thereof, give written …
Domestic Relations - Infants - Right Of Insurer To Deduct For Protection Furnished On Infants Disaffirmance Of Policy
Michigan Law Review
An infant sued by his next friend to disaffirm a contract of insurance on his own life, in which his mother and sister were named as beneficiaries, and to recover premiums paid. The insurance company claimed the right to deduct for the protection furnished insured during the continuance of the policy, but there was nothing in the record to show what this protection had cost the company. Held, the Chief Justice dissenting, the insured was entitled to recover the full amount paid. Mutual Life Ins. Co. of New York v. Schiavone, (App. D. C. 1934) 71 F. (2d) …
Insurance - Sunstroke As "Accidental Means"
Insurance - Sunstroke As "Accidental Means"
Michigan Law Review
Insured died as a result of sunstroke suffered while playing golf. Held, Justice Cardozo dissenting, that the beneficiary could not recover because sunstroke was not an "accidental means" within a policy insuring against "death from bodily injuries effected directly and independently of all other causes through external, violent, and accidental means." Landress v. Phoenix Mutual Life Ins. Co., 291 U. S. 491, 54 Sup. Ct. 461, 90 A. L. R. 1382 (1934).