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Articles 1 - 30 of 163
Full-Text Articles in Criminal Law
Submission Of Amicus Curiae Observations In The Case Of The Prosecutor V. Dominic Ongwen, Erin Baines, Kamari M. Clarke, Mark A. Drumbl
Submission Of Amicus Curiae Observations In The Case Of The Prosecutor V. Dominic Ongwen, Erin Baines, Kamari M. Clarke, Mark A. Drumbl
Scholarly Articles
The important questions laid out by the Appeals Chamber in this case highlight the need for the proper delineation and interplay between mental illness and criminal responsibility under international law. Specifically, this case represents a watershed moment for the Appeals Chamber to set a framework for adjudicating mental illness in the context of collectivized child abuse and trauma. This is especially true for former child soldiers who occupy both a victim and alleged perpetrator status.
Amicus Curiae Observations By Public International Law & Policy Group, Milena Sterio, Michael P. Scharf, Paul R. Williams
Amicus Curiae Observations By Public International Law & Policy Group, Milena Sterio, Michael P. Scharf, Paul R. Williams
Law Faculty Briefs and Court Documents
The amicus brief argues that in a case where the defendant alleges a ground excluding criminal responsibility (an affirmative defense), such as mental illness or duress, the defendant has an evidentiary burden to produce some evidence to support his/her claim of mental illness or duress, but that the prosecution retains the legal burden of proof to establish the defendant's responsibility beyond reasonable doubt.
“This ruling will have repercussions for future cases where the defendant asserts a mental illness or duress affirmative defense. Depending on how the ICC decides, future defendants will have to meet a specific evidentiary (or legal) burden …
Out Of Reach: The Mdlea’S Impermissible Extraterritorial Reach On Maritime Drug–Traffickers, Andres Chinchilla
Out Of Reach: The Mdlea’S Impermissible Extraterritorial Reach On Maritime Drug–Traffickers, Andres Chinchilla
University of Miami Inter-American Law Review
46 U.S.C. § 70503, known as the Maritime Drug Law Enforcement Act (MDLEA), prohibits individuals on board covered vessels from manufacturing, distributing, or possessing with an intent to distribute or manufacture, a controlled substance. The statute, as enacted, permits the prosecution of individuals arrested beyond U.S. jurisdiction and even within the territorial seas of other States. This provision is argued to be an impermissible extraterritorial reach absent a nexus requirement—showing a connection between the drug smuggling activity and the U.S. Recently, the Eleventh Circuit Court of Appeals held the statute’s extraterritorial reach and lack of nexus requirement as unconstitutional under …
Gulf Of Guinea And Maritime (In)Security: Musings On Some Implications Of Applicable Legal Instruments, Edwin E. Egede
Gulf Of Guinea And Maritime (In)Security: Musings On Some Implications Of Applicable Legal Instruments, Edwin E. Egede
Brooklyn Journal of International Law
The Gulf of Guinea (GoG) is an enormous and diverse region consisting of approximately 6,000 km of coastline extending from Senegal to Angola. It is a maritime area of strategic importance because it is resource-rich with hydrocarbons, fish and other resources. Also, it is important as a vital maritime transit hub. Unlike certain other shipping lanes that have been identified as chokepoints, the GoG, because of its width, is not susceptible to blockades and major shipping accidents. Previously the maritime (in)security in the GoG had not received the same high-profile attention from the international community as the situation in the …
Hong Kong’S Extradition Bill: Implications & Ramifications, Grace Wang
Hong Kong’S Extradition Bill: Implications & Ramifications, Grace Wang
Brooklyn Journal of International Law
Since June 2019, millions of people in Hong Kong protested against the proposed extradition bill, which would permit the HKSAR government to extradite anyone residing, visiting, or passing through Hong Kong to mainland China with which it has no formal extradition agreement with. This Note will argue that the proposed extradition bill not only created a legal loophole in the existing system by removing legislative scrutiny and judicial oversight, but also violated international human rights law in light of mainland China’s record of serious human rights violation. Instead, the HKSAR and PRC governments should cooperate to create an impartial special …
High Time For A Change: How The Relationship Between Signatory Countries And The United Nations Conventions Governing Narcotic Drugs Must Adapt To Foster A Global Shift In Cannabis Law, Alexander Clementi
Brooklyn Journal of International Law
Since the early 1970’s, the inclusion of cannabis and its byproducts in the United Nations Single Convention on Narcotic Drugs has mandated a strict prohibition on cultivation and use of the substance, which has led to a largely global practice of criminalization and imprisonment of anyone found to be in its possession. Yet recently, mostly in response to growing public health concerns, countries like Uruguay, Portugal, The Netherlands, Canada, and the United States have enacted laws which seek to decriminalize or even legalize cannabis use and possession. Yet, cannabis remains classified as a Schedule IV narcotic under the Single Convention, …
Mental Illness In The Criminal Justice System: Erasing The Stigma On A Global Scale, Jennifer Rabbino
Mental Illness In The Criminal Justice System: Erasing The Stigma On A Global Scale, Jennifer Rabbino
Brooklyn Journal of International Law
Mental illness has long been misunderstood and severely stigmatized worldwide. For several hundred years, rather than offering prompt and proper treatment, most countries treated mental illness by isolating patients from society. Moreover, that ill treatment remains to this day, with over 90% of the developing world's population living with a mental illness completely untreated and legal systems the world over struggling with how best to treat mentally ill defendants fairly. This Note will scrutinize and compare the treatment of the mentally ill defendants in Western and African nations. It will then focus on the legal systems in Uganda and Ghana …
Digital Privacy Rights And Cloud Act Agreements, Tim Cochrane
Digital Privacy Rights And Cloud Act Agreements, Tim Cochrane
Brooklyn Journal of International Law
The United States (US) and United Kingdom (UK) will soon bring into force a new international law enforcement data sharing ‘CLOUD Act agreement’ (US-UK Agreement), the first of its kind under the Clarifying Lawful Overseas Use of Data Act 2018 (CLOUD Act). These agreements enable law enforcement in one state to directly request data from service providers based in the other state. They respond to long-standing concerns with the main mechanism for obtaining overseas data, mutual legal assistance (MLA). The US and UK claim the US-UK Agreement will significantly speed up data access relative to MLA while “respecting privacy and …
Prosecuting The Phone Scammer When Extradition Fails And Concurrent Jurisdiction Exists, Michelle Lepkofker
Prosecuting The Phone Scammer When Extradition Fails And Concurrent Jurisdiction Exists, Michelle Lepkofker
Brooklyn Journal of International Law
Advancements in technology allow people to place phone calls half a world away via the internet. This technology has made it easier and cheaper for consumers to communicate, but it has also made it easier for scammers to reach more unsuspecting victims. In 2020, TrueCaller, an app designed to block scam phone calls, successfully blocked, and identified 31.3 billion spam calls in 20 countries. In the same year, Americans alone lost a total of USD $ 29.8 billion to scam calls. This Note argues that phone scams continue to be lucrative, in part, because criminal prosecutions of transnational crimes are …
Venezuelan Prisons' Human Rights Violations And Suggested Reforms Based On The Success Of Norway's Restorative Justice-Focused Approach To Incarceration, Nadiya Singh
Brooklyn Journal of International Law
Venezuela holds the title for having the highest crime index in the world, serving as a microcosm of the country’s widespread and devastating political and humanitarian inadequacies. Its prisons are rife with deadly disease, severe overcrowding, and starving prisoners whose entry into these facilities calls into question their guaranteed human rights under the Venezuelan Constitution. This Note highlights these injustices and argues that the starvation, physical and mental abuse, and extreme neglect that Venezuela’s prisoners are subject to, violate the protection of their guaranteed human rights under Articles 46 and 83 of Venezuela’s Constitution. A comparative analysis of Norway, which …
Pemenuhan Hak Konstitusional Untuk Warga Negara Indonesia Melalui Program Perhutanan Sosial, Yusuf Adiwinata Damanhuri
Pemenuhan Hak Konstitusional Untuk Warga Negara Indonesia Melalui Program Perhutanan Sosial, Yusuf Adiwinata Damanhuri
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Social Forestry as a forest management system based on the independence and participation of local communities, ensuring the participation of the community's direct role in forest development can provide maximum benefits to local communities and indigenous peoples. Indonesia, as one of the countries that began to initiate social forestry programe, through the ministry of Environment and Forestry of the Republic of Indonesia, has provided legal certainty for the local community and indigenous people to obtain forest access as requested. Various types of social forestry schemes, namely Village Forests, Customary Forests, Community Plantation Forests, Community Forests, Community Forests, and Forestry Partnerships …
Tinjauan Yuridis Perbuatan Melawan Hukum Terhadap Cacat Badan Di Indonesia, Yulianto Manurung
Tinjauan Yuridis Perbuatan Melawan Hukum Terhadap Cacat Badan Di Indonesia, Yulianto Manurung
"Dharmasisya” Jurnal Program Magister Hukum FHUI
One of the categories of acts against the law stipulated in Article 1365 to 1380 of the Civil Code is an unlawful act that causes bodily defects as stipulated in Article 1371 of the Civil Code What often causes problems in practice is the calculation of the amount of material compensation that must be given to victims who have disabilities as a result of unlawful acts because the Civil Code does not provide clear and complete benchmarks regarding this matter. Arrangements regarding compensation to victims of acts against the law especially those that cause bodily disabilities for the victim have …
Indikasi Predatory Pricing Pada Praktik Perang Harga Antara Pelaku Usaha Financial Technology (Fintech) Ditinjau Berdasarkan Hukum Persaingan Usaha Di Indonesia, Yohanna Ameilya Panjaitan
Indikasi Predatory Pricing Pada Praktik Perang Harga Antara Pelaku Usaha Financial Technology (Fintech) Ditinjau Berdasarkan Hukum Persaingan Usaha Di Indonesia, Yohanna Ameilya Panjaitan
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The rapid development of the digital world has opened wider networks for the formation of the global economy, which has also led to the emergence of various business transactions involving many financial technology-based financial companies (Fintech), which provide services similar to banking functions. Fintech is expected to drive the industrial revolution in the form of online digital technology, which is based on new technology that will change the entire production and management chain in each branch of industry. The Fintech company is growing rapidly and significantly in Indonesia, where the Fintech sub-sector is seen to flourish, namely lending and e-wallet …
Tinjauan Yuridis Peran Pt Kliring Penjaminan Efek Indonesia Sebagai Central Counter Party Untuk Transaksi Derivatif Suku Bunga Dan Nilai Tukar Over The Counter, Yofi Satriya Wijaya
Tinjauan Yuridis Peran Pt Kliring Penjaminan Efek Indonesia Sebagai Central Counter Party Untuk Transaksi Derivatif Suku Bunga Dan Nilai Tukar Over The Counter, Yofi Satriya Wijaya
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The role of the Central Counter Party (CCP) in financial transactions, especially in the derivatives market, is the concern and commitment of G20 member countries including Indonesia to be implemented due to the global crisis in 2008-2010. Derivatives have an important role as an alternative investment and funding as well as hedging for investors against the risk of changes in the price of financial assets that can’t be predicted so that puts investors in a loss position. However, derivatives can also have a negative impact if the implementation is done improperly so that it has an impact on financial stability …
Penanganan Dan Penyelesaian Unclaimed Assets Di Pasar Modal Indonesia, Yanu Suwandika Menoadji
Penanganan Dan Penyelesaian Unclaimed Assets Di Pasar Modal Indonesia, Yanu Suwandika Menoadji
"Dharmasisya” Jurnal Program Magister Hukum FHUI
In other countries, the handling and settlement of Unclaimed Assets has been regulated separately in an Act. In Indonesia, the handling and settlement of Unclaimed Assets has been regulated in the Civil Code (KUHPerd), including the regulation regarding Afwezigheid, namely the handling of property of someone who has left his domicile and whose existence is unknown and does not give power to any party to take care of the treasure. However, the provisions in the KUHPerd do not have economic value for related parties if applied in the Capital Market industry. One of the things that takes precedence in handling …
Potensi Sumber Pembiayaan Alternatif Dalam Pembangunan Bandar Antariksa Indonesia, Yanita Thressia
Potensi Sumber Pembiayaan Alternatif Dalam Pembangunan Bandar Antariksa Indonesia, Yanita Thressia
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Indonesia targeted to have fully operational space launch in 2040 to support research and development of satellite launch technology. Biak Island has been chosen as Indonesian’s first space launch after depth research done by National Institute of Aeronautics and Space as implementing agency in space affairs. State budget allocation of LAPAN couldn’t accommodate the space launch establishment cost. Indonesian need to find alternate resource of fund rather use of state budget. Public private partnership became an option of alternative financing that growing in space industries.
Keywords: space launch, public private partnership, infrastructure financing
Peraturan Mahkamah Agung Republik Indonesia Nomor 13 Tahun 2016 Tentang Tata Cara Penanganan Perkara Tindak Pidana Oleh Korporasi; Solusi Sementara Upaya Meminta Pertanggungjawaban Pidana Korporasi, Wahyu Prestianto
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The desire of the community so that corporations in Indonesia can be held liable today seems to have been granted with the imposition of crimes against several corporations in Indonesia. This was realized with the issuance of the Indonesian Supreme Court Regulation No. 13 of 2016 concerning Procedures for Handling Criminal Acts by Corporations that is said have filled the vacuum of Indonesian criminal procedure law, which had been said to be an inhibiting factor in corporate action by law enforcement officials. It is important to discuss what are the obstacles to the prosecution process of the corporation and whether …
Tinjauan Yuridis Terhadap Pembatalan Perjanjian Perdamaian Yang Telah Dihomologasi Karena Bertentangan Dengan Ketentuan Undang-Undang Nomor 37 Tahun 2004 Tentang Kepailitan Dan Penundaan Kewajiban Pembayaran Utang (Pkpu), Tjokorda Agung Candra Aditya
Tinjauan Yuridis Terhadap Pembatalan Perjanjian Perdamaian Yang Telah Dihomologasi Karena Bertentangan Dengan Ketentuan Undang-Undang Nomor 37 Tahun 2004 Tentang Kepailitan Dan Penundaan Kewajiban Pembayaran Utang (Pkpu), Tjokorda Agung Candra Aditya
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Composition Plan Which Has Been Homologated in the case of Suspension of Obligation For Payment is one of the efforts taken by the debtor to maintain the continuity of its business by proposing a debt payment restructuring process regulated in the composition plan. However, despite the debt composition plan that must be fulfilled by the debtor to its creditors, there are certain clauses that are intentionally included in the Compositon Plan by the debtor which have the potential to create legal loopholes if the debtor may fail to carry out payment obligations in accordance with the Compositon Plan that has …
Implementation Of Human Rights Certification As A Request For Human Rights Protection To Workers In The Fishery Industry, Tito Pramudita
Implementation Of Human Rights Certification As A Request For Human Rights Protection To Workers In The Fishery Industry, Tito Pramudita
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The responsibility of the state is one of the important keys in the life of the state, one of which is in labor matters. In its implementation there are several records of violations of human rights in the Indonesian Sea, namely Trafficking in Persons, Forced / Slavery Labor, Child Labor, Overtime and the absence of health insurance. Research Objectives To analyze regulations in Indonesia regulating the protection of human rights for workers in the fishing industry in Indonesia and Fisheries Human Rights Certification contained in the Minister of Maritime Affairs and Fisheries Regulation No. 35 of 2015 has effectively provided …
Analisa Penerapan Kesehatan Dan Keselamatan Kerja Di Hotel X, Thomas Istriarto
Analisa Penerapan Kesehatan Dan Keselamatan Kerja Di Hotel X, Thomas Istriarto
"Dharmasisya” Jurnal Program Magister Hukum FHUI
In the progress of the tourism industry, hotels play an important role in serving tourists visiting tourist destinations. Determination of hotel bookings that depend on reviews makes many management in hotels continue to strive to apply the principles of occupational health and safety. Due to the frequent occurrence of minor work accidents, management and workers do not realize that this is part of the work accident so that the concept of culture of discipline is not formed on the workers, if they do not carry out work health and safety. This is due to the absence of strict supervision to …
Permasalahan Pelaksanaan Klausula Arbitrase Dalam Upaya Menyelesaikan Sengketa Perjanjian Pilihan Forum, Tetty Diansari
Permasalahan Pelaksanaan Klausula Arbitrase Dalam Upaya Menyelesaikan Sengketa Perjanjian Pilihan Forum, Tetty Diansari
"Dharmasisya” Jurnal Program Magister Hukum FHUI
In this developing era. a commerce matter is getting complex, a need to interact in commercial and business activity’ have arise a connection which open wide possibility of dispute. According to possibility of dispute, nowadays a trial was less interested far business man because many reasons, especially efficiency and profesionality. A Forum that more interested for many business man was Arbitration. Nevertheless, there are still dispute from agreement with Arbitration clause been claim in state trial, and state trial accept the claim, furthermore there’s an Arbitration adjustment requestes to be void in state court. Provided that, we need to review …
Pelaksanaan Hak Prerogatif Presiden, Teguh Satrio Prakoso
Pelaksanaan Hak Prerogatif Presiden, Teguh Satrio Prakoso
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Indonesia has more than 12 years enjoyed the struggle that transformed an authoritarian government into an open government. After 12 years of reform, the government or government officials are no exception the President can be corrected and criticized by anyone. Public demands that government always be monitored also play a role in strengthening the legislative function in Indonesia to strengthen oversight of the executive (government), on the pretext that the legislative organ (DPR) is a representation of the Indonesian people. The people want the administration to be carried out effectively, efficiently, tranparently, accountably, and responsibly. Tranparent means that all policies …
Implementasi Hak Cipta Sebagai Jaminan Pemberian Kredit Bank Dikaitkan Dengan Prinsip 5c (Character, Capacity, Capital, Collateral, Condition Of Economy), Tantowi Akbar
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Banking institutions in Indonesia have the main function as collector and distributor of public funds as outlined in Article 3 of Banking Law Number 10 of 1998. In loans provided, banks are required to use the precautionary principle, known as the 5C Principle (Character, Capacity, Capital, Guarantee, and Condition of Economy). One form of collateral known in Indonesia is fiduciary collateral that can be encumbered for both movable and immovable objects either tangible or intangible that can not be encumbered for a Mortgage according to Article 1 number 2 of Fiduciary Guarantees Law Number 42 of 1999. Copyright is one …
Problematika Kenaikan Bantuan Keuangan Partai Politik Yang Bersumber Dari Anggaran Pendapatan Dan Belanja Negara (Apbn), Suci Monawati Sukma
Problematika Kenaikan Bantuan Keuangan Partai Politik Yang Bersumber Dari Anggaran Pendapatan Dan Belanja Negara (Apbn), Suci Monawati Sukma
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The formation of political parties comes from citizens who voluntarily have the same will and ideals to fight for the interests of the state, society, nation and state, this is the beginning why political parties deserve to be funded by the APBN, because basically political parties consist of citizen too. Then formed and enacted Law Number 2 of 2011 on Basic Regulation of Political Parties and Government Regulation Number 1 of 2018 on Basic Regulation of Political Party Assistance, the financial assistance of political parties sourced from the APBN was raised to Rp. 1.000,00/votes. The increase in political party funds …
Perlindungan Hukum Terhadap Perawat Yang Terkena Penyakit Akibat Kerja Berdasarkan Peraturan Perundang-Undangan Yang Berlaku Di Indonesia, Siti Non Dwi Zulaeha
Perlindungan Hukum Terhadap Perawat Yang Terkena Penyakit Akibat Kerja Berdasarkan Peraturan Perundang-Undangan Yang Berlaku Di Indonesia, Siti Non Dwi Zulaeha
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Occupational safety and health are the most important part of providing protection for workers. With the rapid development of technology raises the potential to threaten occupational safety and health. One example is the Hospital industry. At present the Hospital has been supported by sophisticated and modern tools to support the health services provided to patients. Hospital is a health service industry / workplace that has a high risk to the safety and health of hospital human resources such as patients, visitors, and the hospital environment. In this case the hospital human resources, one of them is Nurse. Nurses are health …
Permasalahan Mengenai Pembiayaan Dan Nasionalitas Pesawat Udara: Studi Kasus Blue Sky V. Mahan Air, Sinatrya S. Primandhana
Permasalahan Mengenai Pembiayaan Dan Nasionalitas Pesawat Udara: Studi Kasus Blue Sky V. Mahan Air, Sinatrya S. Primandhana
"Dharmasisya” Jurnal Program Magister Hukum FHUI
With the development of technology and the widespread of low cost carrier, air travel now become more accessible to the middle-class society. This Phenomenon lead to the need for Airline Company to strengthen their aircraft armada in order to compete with other airline company. However, with the price of aircraft being astronomically high, it is impossible for Airline Company to procure an aircraft with cash payment or conventional financing scheme. Therefore, the mechanism of aircraft financing become the most common methods of aircraft procurement used by Airline Companies in order to increase their aircraft quantity. Unfortunately, the complicated process of …
Perlindungan Dana Float Berdasarkan Peraturan Bank Indonesia Tentang Uang Elektronik Untuk Memitigasi Risiko Insolvency Penerbit Uang Elektronik, Rizky Kartika Sari
Perlindungan Dana Float Berdasarkan Peraturan Bank Indonesia Tentang Uang Elektronik Untuk Memitigasi Risiko Insolvency Penerbit Uang Elektronik, Rizky Kartika Sari
"Dharmasisya” Jurnal Program Magister Hukum FHUI
Bank Indonesia regulations governing all aspects related to float funds are basically carried out in the framework of carrying out the task of regulating and maintaining a smooth payment system. Float funds must be guaranteed security in terms of liquidity risk, credit risk, legal risk, and operational risk. A strict and comprehensive arrangement regarding float funds is based on the consideration that electronic money issuers should always manage float funds safely and govern so that can minimize liquidity risk considering that basically electronic money issuers are exposed to liquidity risk and insolvency risk. However, at present, there is no regulation …
Dematerialisasi Efek Bersifat Ekuitas Berupa Saham Di Pasar Modal, Rizki Kartika Maharani
Dematerialisasi Efek Bersifat Ekuitas Berupa Saham Di Pasar Modal, Rizki Kartika Maharani
"Dharmasisya” Jurnal Program Magister Hukum FHUI
PT Kustodian Sentral Efek Indonesia (KSEI) plans to implement full dematerialization of Equity Securities in the form of shares in the Capital Market as an effort to comply with the CPSS-IOSCO recommendation for a comprehensive dematerialization of Equity Securities in the Indonesian Capital Market. As stated in the Principles of Financial Market Institution (PFMI) principle 11 which states that “A CSD should maintain securities in an immobilized or dematerialized form for their transfer by book entry. Where appropriate, a CSD should provide incentives to immobilize or dematerialise securities”. With the full dematerialization of Securities in the form of shares, all …
Perubahan Istilah Joint Venture Bank Dalam Komitmen Sektor Perbankan Pada Perjanjian Perdagangan Bebas/Perjanjian Kemitraan Ekonomi Komprehensif (Fta/Cepa), Randy Brian Kharisma
Perubahan Istilah Joint Venture Bank Dalam Komitmen Sektor Perbankan Pada Perjanjian Perdagangan Bebas/Perjanjian Kemitraan Ekonomi Komprehensif (Fta/Cepa), Randy Brian Kharisma
"Dharmasisya” Jurnal Program Magister Hukum FHUI
As an open economy, the Government of Indonesia has been actively negotiating FTA/CEPAs to boost economic growth and strengthen the legal certainty for foreign investment. The banking sector commitments in Uruguay Round were based on the regulations and policies in force at that time. In line with changes and developments in the banking sector, adjustments have been made to banking regulations and policies so that banking sector commitments need to be adjusted. This is very important so that the commitment of the Indonesian banking sector has a strong basis for consideration and also supports the policies of the Indonesian government. …
Bentuk Kelembagaan Program Penjaminan Polis Di Indonesia (Studi Perbandingan Antara Indonesia Dengan Malaysia Dan Korea Selatan), Putri Nurul Hidayati
Bentuk Kelembagaan Program Penjaminan Polis Di Indonesia (Studi Perbandingan Antara Indonesia Dengan Malaysia Dan Korea Selatan), Putri Nurul Hidayati
"Dharmasisya” Jurnal Program Magister Hukum FHUI
The case of default of insurance companies makes public confidence in insurance decreases. Whereas insurance or coverage itself is born because of human needs in the event of uncertainty about a loss or risk. Risk is a condition where there is the possibility of an outcome that is different from the one expected. Therefore it is necessary to have a mechanism and institution that can provide a sense of security to the community in terms of the insurance. As is the case with banks that have a Deposit Insurance Corporation (LPS) which can provide a sense of security to the …