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Full-Text Articles in Consumer Protection Law
Good Faith Reliance Upon Federal Reserve Board Staff Opinion Letters: The Circuits Converge, Michael Thomas Kelly
Good Faith Reliance Upon Federal Reserve Board Staff Opinion Letters: The Circuits Converge, Michael Thomas Kelly
Fordham Urban Law Journal
The Federal Reserve Board (FRB) is the central, single agency for issuing all regulations on credit disclosures. It administers the Truth in Lending Act pursuant to Title I of the Consumer Credit Protection Act. Congress intended the FRB to consolidate all disclosure requirements but the FRB did so in a confusing fashion. It utilizes three different methods of disseminating truth-in-lending information: (1) through the publication of Regulation Z, an administrative code, to prescribe disclosure rules; (2) through interpretations of the rules; and (3) through staff opinion letters. The confusion resulted from disagreements in the applicable law between the three methods. …
Unsafe At Any Rate- The New York Motor Vehicle Retail Instalment Sales Act
Unsafe At Any Rate- The New York Motor Vehicle Retail Instalment Sales Act
Fordham Urban Law Journal
This article focuses on motor vehicle retail instalment contracts and their impact on consumer credit development, the abuses they have engendered, and the pattern of regulation which has grown around them. The article first addresses the history of the market and then examines the New York Motor Vehicle Retail Instalment Sales Act, urging legislative reform.
Comment: An Analysis Of The Fair Credit Reporting Act
Comment: An Analysis Of The Fair Credit Reporting Act
Fordham Urban Law Journal
This comment will examine the Fair Credit Reporting Act and discuss the significance of the more important provisions.