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2010

Affordable Care Act

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Full-Text Articles in Constitutional Law

Reconstructing The Individual Mandate As An Escrow Account, Gregg Polsky Jan 2010

Reconstructing The Individual Mandate As An Escrow Account, Gregg Polsky

Scholarly Works

This short essay in Michigan Law Review First Impressions describes how the individual mandate could be reconstructed as an escrow account. Such a restructuring would ameliorate policy concerns regarding the mandate while still deterring the opportunistic behavior that would otherwise occur as a result of the nondiscrimination rules imposed on insurers.