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Civil Procedure Commons

Open Access. Powered by Scholars. Published by Universities.®

2014

Chicago-Kent College of Law

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Full-Text Articles in Civil Procedure

Abstention Doctrine And The Fair Debt Collection Practices Act, Michael J. Wood Jun 2014

Abstention Doctrine And The Fair Debt Collection Practices Act, Michael J. Wood

Chicago-Kent Law Review

A survey of cases where federal courts abstain from hearing cases related to existing state court cases under the Fair Debt Collection Practices Act (FDCPA) reveals varying approaches and theories underlying those courts’ abstentions. This article attempts to distinguish FDCPA claims related to the validity of the underlying debt from claims arising out of debt collectors’ conduct in collecting a debt, and recommends that federal courts avoid abstaining from the latter. When Congress passed the FDCPA, it intended to provide access to a forum of the consumer’s choice to enforce their rights under the Act by serving as “private attorneys …