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Full-Text Articles in Banking and Finance Law
Democratizing Capital: The History, Law And Reform Of The Community Reinvestment Act, Richard D. Marsico
Democratizing Capital: The History, Law And Reform Of The Community Reinvestment Act, Richard D. Marsico
Books
Since 1977, the Community Reinvestment Act (CRA) has required banks to meet the credit needs of their local communities, including low-income neighborhoods. Since then, banks have committed to make more than $1 trillion in loans for housing, small businesses, small farms, and economic development in low-income neighborhoods. Despite this record, the CRA and its implementing regulations have been unsatisfactory to banks, advocates, and even bank regulators charged with enforcing the law. Author Richard Marsico traces this dissatisfaction to an imbalance in banking regulators' resolution of the CRA's tension between requiring banks to lend to low-income neighborhoods, but not requiring them …
Banking Law, Penny A. Hazelton
Banking Law, Penny A. Hazelton
Chapters in Books
- Introduction
- Federal Law
- State Law
- Federal Regulatory Framework
- Office of the Comptroller of the Currency
- Office of Thrift Supervision
- Board of Governors of the Federal Reserve System
- Federal Deposit Insurance Corporation
- Resolution Trust Corporation
- Federal Housing Finance Board
- Federal Home Loan Bank System
- State Regulatory Framework
- Additional Research Sources
- Appendices