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Golden Gate University School of Law

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Usury And Loan Transfers, Roger Bernhardt, Alex Volkov Jan 2015

Usury And Loan Transfers, Roger Bernhardt, Alex Volkov

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This Article is primarily concerned with the effect of transferring a mortgage loan from its originating loan broker to a group of small investors when that loan was at its inception usurious. However, because the rules applicable to that situation are not confined to mortgage law, we begin with a general explanation of usury rules before dealing with the particular real estate loan transaction mentioned.