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2004

Articles 1 - 5 of 5

Full-Text Articles in Banking and Finance Law

Jobs, Christian Johnson Oct 2004

Jobs, Christian Johnson

Christian A. Johnson

Being a law professor's research assistant is much more than an opportunity to earn academic credit or a monetary stipend. It can significantly boost your job prospects by giving you additional legal research training and experience.

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A Practical Guide To Repo Agreements, Christian Johnson, Paul Harding Sep 2004

A Practical Guide To Repo Agreements, Christian Johnson, Paul Harding

Christian A. Johnson

Your complete, line-by-line guide to the TBMA/ISMA Global Master Repo Agreement, the US Master Repo Agreement and the European Master Agreements.
This book also provides you with a detailed examination of
  • the rapid expansion of the repo market,
  • triparty repos and other products a review of legal issues.

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Predatory Lending: What’S Wall Street Got To Do With It?, Dec 2003

Predatory Lending: What’S Wall Street Got To Do With It?,

Patricia A. McCoy

In this article, we examine the contention that the secondary market will exert sufficient market discipline to drive predatory home loan lenders from the subprime marketplace. Using a so‐called lemons model, we identify the potential risks that investors encounter if they buy securities backed by predatory home loans. We then explain how structured finance, deal provisions, pricing mechanisms, and legal protections shield investors from much of the risk that those loans entail.

While the secondary market does impose some discipline on the subprime home loan market, it is not enough to bring predatory lending to a halt. We provide rationales …

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The Failure Of Superior Bank Fsb: Regulatory Lessons Learned, Christian Johnson Dec 2003

The Failure Of Superior Bank Fsb: Regulatory Lessons Learned, Christian Johnson

Christian A. Johnson

Superior Bank, FSB became insolvent when it was required to write off $450 million of assets related to its securitization of subprime mortgage loans. This article explores the securitization process that Superior Bank used and discusses the effect that this process had on the income and capital of Superior Bank.

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Alberta And Ontario: Civilizing The Money-Centered Model Of Crime Control, Michelle Gallant Dec 2003

Alberta And Ontario: Civilizing The Money-Centered Model Of Crime Control, Michelle Gallant

Michelle Gallant

An examination of contemporary crime management strategies reveals an emerging trend. With increasing frequency, reliance is placed on a money-centered model of control, a model that copes with crime by attacking its financial underpinnings, the money and the assets linked to the offences. A second trend occurs within the first, the diminution of criminal models in favor of civil legal models. In 2001, the provinces of Alberta and Ontario partook of this trend. Manitoba, in its own unique fashion, joined the movement in 2003.

The paper outlines the contours civil models, identifies the main themes of constitutional conflicts and locates …

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