Open Access. Powered by Scholars. Published by Universities.®
- Discipline
- Keyword
Articles 1 - 12 of 12
Full-Text Articles in Law
Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc
Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc
Patricia A. McCoy
This Amicus Brief of Scholars of Insurance Regulation involves MetLife's challenge to the Financial Stability Oversight Council’s ("FSOC") determination that material financial distress at the company could pose a threat to U.S. financial stability. The brief focuses on one central element of MetLife’s challenge -- that FSOC failed to adequately consider the strength of the state insurance regulatory system in designating MetLife as a systemically significant nonbank financial company. The amicus brief argues that FSOC’s designation of MetLife fairly accounts for state insurance regulation’s focus on protecting policyholders rather than mitigating systemic risk. It argues that advancing these two regulatory …
Market Conduct Supervisors And Their Interactions With Prudential Authorities
Market Conduct Supervisors And Their Interactions With Prudential Authorities
Patricia A. McCoy
This presentation addressed potential commonalities and conflicting interests of market conduct and prudential supervisors.
The Subprime Virus: Reckless Credit, Regulatory Failure, And Next Steps
The Subprime Virus: Reckless Credit, Regulatory Failure, And Next Steps
Patricia A. McCoy
In this lively new book, Kathleen C. Engel and Patricia A. McCoy tell the full story behind the subprime crisis. The authors, experts in the law and economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression.
Federal Preemption, Regulatory Failure And The Race To The Bottom In Us Mortgage Lending Standards
Federal Preemption, Regulatory Failure And The Race To The Bottom In Us Mortgage Lending Standards
Patricia A. McCoy
No abstract provided.
From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership
From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership
Patricia A. McCoy
Years of discriminatory behavior against minority households have damaged their ability to build wealth. One of the most financially destructive practices endured by minority households is the excessive overpayment to finance a home purchase or access accumulated equity in a home. The market conditions that position blacks, and to a lesser extent, Latino households, to be the principal targets of predatory mortgage lending have their roots in decades of legally sanctioned housing market discrimination. Some minority households lack the financial knowledge or awareness to protect themselves. In other cases, years of discriminatory financial practices have contributed to rendering them ineligible …
Predatory Lending Practices: Definition And Behavioral Implications
Predatory Lending Practices: Definition And Behavioral Implications
Patricia A. McCoy
No abstract provided.
Financial Modernization After Gramm-Leach-Bliley
Financial Modernization After Gramm-Leach-Bliley
Patricia A. McCoy
No abstract provided.
Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts
Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts
Patricia A. McCoy
No abstract provided.
Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk
Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk
Patricia A. McCoy
No abstract provided.
Emerging Theories Of Liability For Outside Counsel And Independent Outside Auditors Of Financial Institutions
Patricia A. McCoy
No abstract provided.