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Full-Text Articles in Law

Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc May 2015

Amicus Brief Of Scholars Of Insurance Regulation In Metlife V. Fsoc

Patricia A. McCoy

This Amicus Brief of Scholars of Insurance Regulation involves MetLife's challenge to the Financial Stability Oversight Council’s ("FSOC") determination that material financial distress at the company could pose a threat to U.S. financial stability. The brief focuses on one central element of MetLife’s challenge -- that FSOC failed to adequately consider the strength of the state insurance regulatory system in designating MetLife as a systemically significant nonbank financial company. The amicus brief argues that FSOC’s designation of MetLife fairly accounts for state insurance regulation’s focus on protecting policyholders rather than mitigating systemic risk. It argues ...


Market Conduct Supervisors And Their Interactions With Prudential Authorities Mar 2014

Market Conduct Supervisors And Their Interactions With Prudential Authorities

Patricia A. McCoy

This presentation addressed potential commonalities and conflicting interests of market conduct and prudential supervisors.


The Subprime Virus: Reckless Credit, Regulatory Failure, And Next Steps Dec 2010

The Subprime Virus: Reckless Credit, Regulatory Failure, And Next Steps

Patricia A. McCoy

In this lively new book, Kathleen C. Engel and Patricia A. McCoy tell the full story behind the subprime crisis. The authors, experts in the law and economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression.


Federal Preemption, Regulatory Failure And The Race To The Bottom In Us Mortgage Lending Standards Dec 2009

Federal Preemption, Regulatory Failure And The Race To The Bottom In Us Mortgage Lending Standards

Patricia A. McCoy

No abstract provided.


Il Contagio Dei Subprime Dec 2008

Il Contagio Dei Subprime

Patricia A. McCoy

No abstract provided.


From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership Dec 2007

From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership

Patricia A. McCoy

Years of discriminatory behavior against minority households have damaged their ability to build wealth. One of the most financially destructive practices endured by minority households is the excessive overpayment to finance a home purchase or access accumulated equity in a home. The market conditions that position blacks, and to a lesser extent, Latino households, to be the principal targets of predatory mortgage lending have their roots in decades of legally sanctioned housing market discrimination. Some minority households lack the financial knowledge or awareness to protect themselves. In other cases, years of discriminatory financial practices have contributed to rendering them ineligible ...


Predatory Lending Practices: Definition And Behavioral Implications Dec 2003

Predatory Lending Practices: Definition And Behavioral Implications

Patricia A. McCoy

No abstract provided.


Financial Modernization After Gramm-Leach-Bliley Dec 2001

Financial Modernization After Gramm-Leach-Bliley

Patricia A. McCoy

No abstract provided.


Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts Dec 1999

Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts

Patricia A. McCoy

No abstract provided.


Biography Of William Cary Dec 1998

Biography Of William Cary

Patricia A. McCoy

No abstract provided.


Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk Dec 1997

Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk

Patricia A. McCoy

No abstract provided.


Emerging Theories Of Liability For Outside Counsel And Independent Outside Auditors Of Financial Institutions Dec 1991

Emerging Theories Of Liability For Outside Counsel And Independent Outside Auditors Of Financial Institutions

Patricia A. McCoy

No abstract provided.