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Opening Doors: How To Cut Discrimination By Supporting Neighborhood Integration, John Yinger Jan 1995

Opening Doors: How To Cut Discrimination By Supporting Neighborhood Integration, John Yinger

Center for Policy Research

The last few years have witnessed a quantum leap in the enforcement of fair housing and fair lending legislation. The 1988 Fair Housing Amendments Act gave new enforcement powers to the U.S. Department of Housing and Urban Development (HUD) and the Department of Justice. For example, HUD can how initiate complaints against housing agents who discriminate. Moreover, several events, including release of the Home Mortgage Disclosure Act data, which show wide disparities in loan acceptance rates between whites on the one hand and blacks and Hispanics on the other, have led financial regulatory agencies such as the Federal Reserve Board …