Higher Education Commons^™

Higher Education: Can Debt Beat Savings?, David Stackpole

Journal of Student Financial Aid

This paper investigates the possible opportunity cost of using standard college savings plans against the advantages of using debt to pay for college. In addition, it presents a practical argument for using debt in place of college savings plans in certain instances.

By doing so, investors may not only be able to mitigate the difficulty of saving, but also realize greater financial benefit in the long run.

Stress Management And Coping Strategies In Undergraduate Students At A Midwestern State University, Megan Scribner, Pietro Sasso, Laurel Puchner

New York Journal of Student Affairs

This qualitative interview study explored the experiences in a purposive sample of nontraditional and traditional undergraduate students, examining their current stressors and how coping strategies to manage stress developed. The study used Schlossberg’s (1995) transition theory in conceptualizing experiences with stress and Lazarus and Folkman’s (1984) transactional theory of stress and coping in defining coping strategies. Four themes emerged indicating that participants used a variety of coping strategies towards maintaining or improving their mental health. Implications for practice are provided to facilitate increased understanding by student affairs professionals of undergraduate students’ coping strategies and stress management.

Black Male College Persistence: A Phenomenological Collective Of Familial And Social Motivators, Tyson Beale, Lavar Charleston, Adriel A. Hilton

Journal of Research Initiatives

This study examined familial differences between Black males not pre-categorized as high achieving or unprepared for college. The article highlights student persistence and examines the critical components in social and environmental arrangements. While there is evidence that some Black men never graduate college, this is not reflective of all Black men. Many do earn a baccalaureate degree, pursue graduate study, and diversify the workforce. This phenomenological study captures the voices of those who have persisted in higher education and concludes with implications for institutional practice and future research. Social capital, hyper-masculinity, and exchange theories guided this study.

It All Adds Up: Examining And Enhancing Campus Climate For Affordability At A Four-Year University, Kevin R. Mcclure, Andrew J. Ryder, Andrew J. Mauk

Journal of Student Financial Aid

This study examined undergraduate students’ perceptions of non-academic spending in college and how they navigated these expenses. Using a mixed-methods study at a public comprehensive university in the southeastern United States, we conceptualized these perceptions as a central component of campus climate for affordability in college. Findings demonstrated that campus policies, practices, and spaces facilitated non-academic spending and exacerbated students’ perceptions that college is unaffordable. Non-academic and social costs were more expensive than students anticipated, and many students struggled to manage their money and cover these costs. Students shared a range of strategies to navigate non-academic expenses, from opting out …

Which Matters Most? Perceptions Of Family Income Or Parental Education On Academic Achievement, Jennifer Chiu, Jennifer Economos, Craig Markson, Vincent Raicovi, Cheryl Howell, Elsa-Sofia Morote, Albert Inserra

New York Journal of Student Affairs

The purpose of this study was to examine the impact of college students’ perception of family income, parental education levels, and race on academic achievement. Ninety-four second-year college students from a small, liberal arts, college in New York City responded to the survey during the Fall of 2009. Of the respondents, 52 were female and 42 were male. The survey collected demographic data on student perception of family income, parental education levels, and race. Academic achievement was measured by gathering students’ grade point averages. Findings in the research demonstrated that the education-level of the students’ fathers had the greatest impact …

Dear Officer Bogash: Policing Black Bodies On College Campuses, Jordan S. West

Journal of Critical Scholarship on Higher Education and Student Affairs

Students' Critical Reflections on Racial (in)justice