Higher Education Commons^™

Factors Associated With Federal Student Loan Default Among Borrowers In A Statewide System Of Community And Technical Colleges., Brittany Inge

Electronic Theses and Dissertations

Community colleges serve as a gateway to higher education for millions of American college students. Open-door admission policies and federal student aid facilitate the access that two-year public institutions provide, particularly for students who are under-resourced or academically under-prepared for college. However, a substantial number of community college students who use federal student loans to pay for college ultimately fail to repay the loans, yielding negative consequences for borrowers, institutions, and taxpayers.

By employing a Hierarchical Generalized Linear Model (HGLM) this study investigates individual-level and institution-level factors associated with federal student loan default among borrowers who attended a two-year public …

Leveraging Guided Pathways To Improve Financial Aid Design And Delivery, Maria Luna-Torres, Melet Leafgreen, Lyle Mckinney

Journal of Student Financial Aid

To address low completion rates, postsecondary leaders are championing a “guided pathways” approach that puts students on a prescribed route towards graduation. Designing solutions to address low completion rates is complex; in addition to academic roadblocks, insufficient financial resources coupled with a complicated financial aid system can intensify barriers to completion, especially for students whose continued enrollment is highly dependent on financial aid. Without a comprehensive approach that specifically addresses financial aid funding shortages, students will continue to struggle to complete their programs of study. Opportunities exist to redesign the financial aid system so that the current guided pathways movement …

The Impact Of Employer-Sponsored Educational Assistance Benefits On Community College Student Outcomes, Henry Tran, Douglas Smith

Journal of Student Financial Aid

Studies of community college finance often focus on revenue sources from the state and local government, private foundations, and tuition. While these resources are important, an often-neglected source of revenue is employer-sponsored educational assistance benefits for students. Given the dearth of literature on the benefits of this funding source, especially for community college students, our study shines light on the topic. Specifically, this study reports on the impacts of Section 127 of the Internal Revenue Code, employer-sponsored educational assistance benefits, on degree-seeking public community college student outcomes based on a propensity score matching analytic strategy. Our results suggest that the …