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Higher Education Administration Commons™

Open Access. Powered by Scholars. Published by Universities.®

University of Louisville

2023

Articles 1 - 7 of 7

Full-Text Articles in Higher Education Administration

Undergraduate Participation In Paid And Unpaid Internships By Income Level, Katie N. Smith Jul 2023

Undergraduate Participation In Paid And Unpaid Internships By Income Level, Katie N. Smith

Journal of Student Financial Aid

This research brief uses publicly available data from the 2016/2017 Baccalaureate and Beyond survey to examine individual and institutional predictors of participation in paid and unpaid internships, especially family income. When controlling for other factors, results showed that low-income students were more likely to have unpaid internships than high-income students. Attending a highly selective institution was the strongest predictor of participating in a paid internship. Results inspire questions about the accessibility of paid internships, especially for students in non-STEM majors and other students from marginalized groups.

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Understanding Undergraduate Student Borrowing In China: A Qualitative Analysis, Hanwen Zhang Jul 2023

Understanding Undergraduate Student Borrowing In China: A Qualitative Analysis, Hanwen Zhang

Journal of Student Financial Aid

As China moved from elite to mass higher education, student borrowers as the product of state intervention have surged. Yet little attention has been paid to their voices. This study conducts reflexive thematic analysis with a qualitative inquiry into lived experiences of 41 current borrowers. A five-factor typology of debt attitudes yields a dynamic explanation of debt and repayment complexities. Students perceive borrowing as an investment in human and social capital. They are, however, cautious of consumer credit. Far from being a deterrent or added burden, educational indebtedness grants them a measure of freedom and autonomy in college. And they …

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Families, Relationships And Paying For College, Arielle Kuperberg Jul 2023

Families, Relationships And Paying For College, Arielle Kuperberg

Journal of Student Financial Aid

Students’ access to family help with paying for college tuition and living expenses varies by family resources, structures, and relationships, and can affect later outcomes and the extent to which students rely on various forms of financial aid. This study analyzes an originally collected dataset at two regional public four-year universities in the United States (N=2,979) to examine how families and relationships are related to how students pay for college expenses. Differences in payment methods are examined by students’ family structure, including their cohabitation, marital, and parenthood status; family background including parents’ education, marital status and loan status; and relationships …

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Gender And Loans: Understanding Differences In Student Debt Burden, Rong Chen, Katie N. Smith Jul 2023

Gender And Loans: Understanding Differences In Student Debt Burden, Rong Chen, Katie N. Smith

Journal of Student Financial Aid

Based on combined data from Baccalaureate & Beyond (B&B:16/17), Integrated Postsecondary Education Data System (IPEDS), and Barron’s Profiles of American Colleges, this study utilizes zero-inflated beta regression methods and analyzes individual and institutional factors that predict debt burden by gender. Results show that women are less likely than men to have a zero debt burden one year after college graduation. Interaction effect tests show that the relationship between gender and zero debt burden differs by race/ethnicity. Additional analyses disaggregating the debt and earnings components indicate that women’s salary is significantly lower than men’s. The combined results of lower probability of …

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Talk Debt To Me: An Applied Linguistics Approach To Exploring College Student Preferences For Student Loan Debt Letters, Zachary W. Taylor, Elizabeth A. Rainey, Chelseaia Charran, Gretchen Holthaus, Linda Eguiluz, Ada Horne, Myra Francisco, Karla Weber-Wandel Mar 2023

Talk Debt To Me: An Applied Linguistics Approach To Exploring College Student Preferences For Student Loan Debt Letters, Zachary W. Taylor, Elizabeth A. Rainey, Chelseaia Charran, Gretchen Holthaus, Linda Eguiluz, Ada Horne, Myra Francisco, Karla Weber-Wandel

Journal of Student Financial Aid

Although student loan debt has been rigorously studied over the past several decades, scant research has investigated how institutions of higher education communicate debt to current and former student borrowers. As COVID-19 forced the United States Department of Education to cancel the Annual Student Loan Acknowledgement as part of a student’s signing of the master promissory note (MPN), there are no other mechanisms for students to be aware of their student loan debt beyond a debt letter from their institution or reviewing their National Student Loan Debt System (NSLDS) portal. This applied linguistics study surveyed 2,030 current student loan borrowers …

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Constructing A Clear Definition Of Neotraditional Students And Illuminating Their Financial Aid, Academic, And Non-Academic Experiences And Outcomes In The 21st Century, Tuan D. Nguyen, Jenna W. Kramer Mar 2023

Constructing A Clear Definition Of Neotraditional Students And Illuminating Their Financial Aid, Academic, And Non-Academic Experiences And Outcomes In The 21st Century, Tuan D. Nguyen, Jenna W. Kramer

Journal of Student Financial Aid

Decades of research related to the experience of postsecondary students who are adults, work full-time, or have other life roles have not led to agreement in the field regarding who is a “nontraditional” college student. This study leverages nationally representative data to illuminate shifts in this student population in the 21st century and builds a picture of their demographics, financial aid receipt, and academic experiences. Our results suggest that, in order to capture the diversity of the 21st century students and ubiquity of students with multiple life roles, we need to carefully define this student population; the use …

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Indebted To My Education: Examining College Graduates’ Perceptions Of Student Loan Repayment, Vincent D. Carales, Mauricio Molina Mar 2023

Indebted To My Education: Examining College Graduates’ Perceptions Of Student Loan Repayment, Vincent D. Carales, Mauricio Molina

Journal of Student Financial Aid

In this paper, we examine college graduates’ perceptions of entering student loan repayment and how they navigated this process. Findings highlight the importance of helping students make informed borrowing decisions, particularly as they begin repaying their student loan debt. Policy makers wishing to hold institutions accountable for keeping college affordable while enhancing financial aid policy will gain further insight.

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