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Articles 1 - 23 of 23
Full-Text Articles in Education
From Rags To Riches: Examining Teacher Perceptions Of The Influence Of Financial Literacy On The Psychological Well-Being Of Military-Connected Students In Kindergarten Through Grade Twelve, Cynthia Fletcher Davis
From Rags To Riches: Examining Teacher Perceptions Of The Influence Of Financial Literacy On The Psychological Well-Being Of Military-Connected Students In Kindergarten Through Grade Twelve, Cynthia Fletcher Davis
Doctoral Dissertations and Projects
The purpose of this quantitative study was to examine teacher perceptions as related to the influence of financial literacy on the psychological well-being of military-connected students in kindergarten through grade twelve. Financial literacy among students serves a vital function in the development of financially literate adults. A lack of financial resources has been linked to depressive symptoms, marital discourse, and suicide. Financial literacy includes the knowledge and skills required to make enlightened and effective decisions with money. The theory guiding this study was Constructivism as formulated by Jean Piaget. Constructivism provides for the incorporation of new information within existing constructs …
Experimental Evidence On Consumption, Saving, And Family Formation Responses To Student Debt Forgiveness, Jason Jabarri, Stephen Roll, Mathieu Despard, Leah Hamilton
Experimental Evidence On Consumption, Saving, And Family Formation Responses To Student Debt Forgiveness, Jason Jabarri, Stephen Roll, Mathieu Despard, Leah Hamilton
Social Policy Institute Research
As policy-makers grapple with whether or not to forgive student debt, for who, and how much, it is important to explore how student debt forgiveness would relate to intended household decisions and behaviors. We conducted a survey experiment that asked participants with student debt to imagine a scenario in which the federal government forgave a certain amount of student debt. We then had these participants report on how this would affect their decisions and behaviors. 1,053 participants were randomly assigned to one of four conditions that offered $5,000, $10,000, $20,000, and complete debt forgiveness. Our results indicate that student debt …
Long-Term Analysis Of A Savings Program In Elementary School, Jennifer Davidson, William Walstad
Long-Term Analysis Of A Savings Program In Elementary School, Jennifer Davidson, William Walstad
Department of Economics: Faculty Publications
The prevalence of in-school savings programs (ISSPs) for children and youth is widespread, but research on their effectiveness is limited. This study investigates the long-term effects of an ISSP conducted in one U.S. elementary school. Survey data were collected on the financial behaviors of high school students, who participated in or did not participate in an ISSP while attending the same elementary school at the same time. The results from a probit analysis of data controlling for demographic variables showed that ISSP participants compared with non-participants were more likely to have a bank account in high school. They also were …
Increasing Financial Literacy Awareness Among High School Seniors, Ismael Loza Martinez
Increasing Financial Literacy Awareness Among High School Seniors, Ismael Loza Martinez
Capstone Projects and Master's Theses
This paper attempts to bring an awareness to the lack of financial literacy education in high school curriculum. Over 50 percent of all high school graduates go into the workforce or college lacking sufficient financial literacy education to effectively manage their money, their savings, and credit. Most high schools offer personal finance and economics courses as an elective rather than a requirement. Many of these high schools have a very high student body population which come from socioeconomically impacted backgrounds. A lesson plan was made in an attempt to educate 12'th grade senior AVID students on the topic of financial …
Macroeconomic Effects Of Foreign Currency Exchange Rates On Savings Attitudes In Sudan, Professor Issam A.W. Mohamed
Macroeconomic Effects Of Foreign Currency Exchange Rates On Savings Attitudes In Sudan, Professor Issam A.W. Mohamed
Professor Issam A.W. Mohamed
The impacts of fluctuations of exchange rates of foreign hard currencies are well documented in economics literature. There are measures taken over by countries to absorb their impacts on income, employment and national economies ability to function and produce. However, distortions are observed in underdeveloped and developing countries. Sudan is among those where impacts of fluctuations in exchange rates versus national currencies are strongly observed and felt on its economy. In the past three decades they represented the highest effects on real money's value, had macroeconomic impacts, affect the prices of productive inputs, produced commodities and the economy's performance. The …
Retirement Savings And Types Of Investment Assets Among Near-Retirees Aged 51-64: How Do Women Invest Differently Than Men?, Katrina R. Nye
Retirement Savings And Types Of Investment Assets Among Near-Retirees Aged 51-64: How Do Women Invest Differently Than Men?, Katrina R. Nye
All Graduate Theses and Dissertations, Spring 1920 to Summer 2023
The purpose of this study was to examine the financial portfolios of near-retiree women and compare their assets to near-retiree men. This study also investigated how economic and demographic factors were associated with the probability of holding aggressive assets and the level of savings. Socioeconomic variables were used to create a profile of the investment behaviors and to examine the level of savings among near-retiree women and men. Specific variables key to the study included household income, age, marital status, education, race, and self-reported health of near-retiree women and men.
The descriptive statistics indicated that overall, average levels of all …
Renters, Too, Can Save On Utility Costs, Donna Falkenborg
Renters, Too, Can Save On Utility Costs, Donna Falkenborg
All Current Publications
“Most energy conservation information is designed for homeowners, even though an increasing number of people are renting,” says Leona K. Hawks, Utah State University Extension housing specialist. “Many renters develop a short-timer mentality and don’t worry much about energy savings. However, utility bills do add up quickly so renters may wish to conserve on their energy use,” she advises.
Windows Are Key To Keeping Warm In Winter, Donna Falkenborg
Windows Are Key To Keeping Warm In Winter, Donna Falkenborg
All Current Publications
“With the price of fuel skyrocketing, now is the time to think about energy-saving projects around the house, and the best place to start is with your windows,” advises Leona K. Hawks, Utah State University Extension housing specialist.
Cc98-413 Money 2000+ Progress Report, Kathleen Prochaska-Cue
Cc98-413 Money 2000+ Progress Report, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
Money 2000+ Progress Report is a form that is filled out every six months by the participants in the Money 2000+ program. This form will help the teaching personnel of the program learn about how the participant is progressing in the program and how they can better serve the clientele.
Nf98-381 So Where Do I Put That $2,000?, Kathy Prochaska-Cue
Nf98-381 So Where Do I Put That $2,000?, Kathy Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebFact provides an estimation for retirement financial planning.
Cc98-412 Money 2000+ Enrollment Goals, Kathleen Prochaska-Cue
Cc98-412 Money 2000+ Enrollment Goals, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
Money 2000+ Enrollment Goals is a form used in the Money 2000+ program series to help the teaching personnel better understand your money situation. The information that is provided on the form in confidental and will be used for summary purposes only.
This enrollment form was adapted from material produced by Iowa State University.
Nf98-380 Where Am I Going To Find $2,000 To Save?, Kathy Prochaska-Cue
Nf98-380 Where Am I Going To Find $2,000 To Save?, Kathy Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebFact provides an estimation for retirement financial planning.
Nf98-379 Ballpark Estimate Of Retirement Financial Needs, Kathy Prochaska-Cue
Nf98-379 Ballpark Estimate Of Retirement Financial Needs, Kathy Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebFact provides an estimation for retirement financial planning.
Nf98-380 Where Am I Going To Find $2,000 To Save?, Kathy Prochaska-Cue
Nf98-380 Where Am I Going To Find $2,000 To Save?, Kathy Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebFact provides an estimation for retirement financial planning.
Cc98-411 Money 2000+ Savings/Debt Tracker, Kathleen Prochaska-Cue
Cc98-411 Money 2000+ Savings/Debt Tracker, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
Money 2000+ Savings/Debt Tracker is a front and back form that helps you keep track of your savings and debts over a six-month period. On the front side, it has places to list your savings accounts, money market accounts, stocks, mutual funds, bonds (savings, government, corporate, CDs), and private retirement funds (IRAs, annuities) on one side. On the back side it lists the debts you may have accrued such as past due bills, credit cards, vehicle loans, home equity loans, personal and/or other loans.
Nf98-381 So Where Do I Put That $2,000?, Kathy Prochaska-Cue
Nf98-381 So Where Do I Put That $2,000?, Kathy Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebFact provides an estimation for retirement financial planning.
Nf98-379 Ballpark Estimate Of Retirement Financial Needs, Kathy Prochaska-Cue
Nf98-379 Ballpark Estimate Of Retirement Financial Needs, Kathy Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebFact provides an estimation for retirement financial planning.
Rp97-362 File It Easy, Find It Fast: A Home Filing System, Kathleen Prochaska-Cue
Rp97-362 File It Easy, Find It Fast: A Home Filing System, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
A home filing system makes important papers readily available when needed. If managed properly, the filing system can get older papers out of the way, making needed records more accessible.
A well-organized filing system for your household can pay big dividends when it comes time to find an important paper you need NOW. There is no one best filing system for everyone; what works for you could be a disaster for someone else. Once set up, a filing system helps you to be a more effective and efficient financial manager and decision maker.
Rp97-43 Tax Planning When Buying Or Selling A Farm, Philip E. Harris, Myron P. Kelsey
Rp97-43 Tax Planning When Buying Or Selling A Farm, Philip E. Harris, Myron P. Kelsey
University of Nebraska-Lincoln Extension: Historical Materials
If you're like most farmers, one of your key goals is to maximize after-tax earnings. The more money left over after you've paid your farm bills land your taxes, the more you and your family will have to spend. You can increase thos enet earnings in sveral ways: by increasing production, by decreasing cost of supplies oer by finding a way to get more for your produce.
But there's another way to increase your after-tax earnings. One that many farmers oculd afford to spen dmore time on: decreasing taxes. The key to avoiding unnecessary taxes is tax planning. This publication …
G93-1166 Budgeting: The Basics And Beyond, Kathleen Prochaska-Cue
G93-1166 Budgeting: The Basics And Beyond, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
Budgeting is a word which usually gets negative reactions from people. But, a budget can help you use the money you have more effectively. A budget is a financial plan for spending; not a bookkeeping chore of keeping track of every penny.
G93-1160 Investment Basics...For The Beginner, Kathleen Prochaska-Cue
G93-1160 Investment Basics...For The Beginner, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
Investing is a complex and ever-changing field. Consequently, most of us, even those involved in the investment field, occasionally are confused. This publication defines the difference between saving and investing, considers some financial requirements you need to meet before you start to invest, helps you define just what type of investor you are, gives advice on choosing an investment adviser, and offers some investment tips for beginning investors.
Savings and Investments
To help clarify just what is being discussed when talking about investing, let's define two terms. Saving is money set aside for future use while investing is money set …
Heg86-208 Life Insurance Insights, Kathleen Prochaska-Cue
Heg86-208 Life Insurance Insights, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This guide defines life insurance, its purpose, who needs it, types of policies and companies, how to choose the right insurance, and offers suggestions for policyholders.
Life insurance touches nearly every man, woman and child in the country. Every week of the year, people buy almost a million life insurance policies.
Heg85-202 Cash Flow Planning Form: For Household Expenses, Kathleen Prochaska-Cue
Heg85-202 Cash Flow Planning Form: For Household Expenses, Kathleen Prochaska-Cue
University of Nebraska-Lincoln Extension: Historical Materials
This NebGuide provides detailed step-by-step instructions for filling out a cash flow plan for household living expenses.
What Is Cash Flow Planning?
A cash flow plan shows the sources, amounts and timing of income and expenses. It shows when major expenses will come, when you will need credit and when you can plan for other major expenses. A cash flow plan is usually for one year, but it can be for any time period you choose.