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The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata
The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata
Graduate Research Theses & Dissertations
The purpose of this dissertation was to understand the financial aid personnel’s perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan …
Rational Choice Theory For Financial Strategy In Rural Michigan Community Colleges, Nicholas John Brege
Rational Choice Theory For Financial Strategy In Rural Michigan Community Colleges, Nicholas John Brege
Walden Dissertations and Doctoral Studies
Since 2011, drastic declines in tuition revenue for many rural community colleges have hindered institutional budgets and have been the primary driver for the financial strategy decisions made by college leaders. Recent declines in revenue for rural community colleges have created a constrained fiscal environment causing college leaders to increase focus on internal operations. The aim of this research was to expand the understanding of how management decisions influence tuition revenue when demand fluctuates. Data from multiple archival sources including several national and state statistical databases were used. This study used a multiple regression analysis to investigate the relationships between …