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Full-Text Articles in Education
The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata
The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata
Graduate Research Theses & Dissertations
The purpose of this dissertation was to understand the financial aid personnel’s perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan …
Rational Choice Theory For Financial Strategy In Rural Michigan Community Colleges, Nicholas John Brege
Rational Choice Theory For Financial Strategy In Rural Michigan Community Colleges, Nicholas John Brege
Walden Dissertations and Doctoral Studies
Since 2011, drastic declines in tuition revenue for many rural community colleges have hindered institutional budgets and have been the primary driver for the financial strategy decisions made by college leaders. Recent declines in revenue for rural community colleges have created a constrained fiscal environment causing college leaders to increase focus on internal operations. The aim of this research was to expand the understanding of how management decisions influence tuition revenue when demand fluctuates. Data from multiple archival sources including several national and state statistical databases were used. This study used a multiple regression analysis to investigate the relationships between …
Consequences Of Postsecondary Education Institution Policies And Practices: A Structural Model Of Tuition Costs, Student Financial Aid, Selectivity, Proximity, And Enrolled Undergraduate Students' Aggregate Capital, Aaron Michael Skira
Browse all Theses and Dissertations
For decades, U.S. higher education enrollments have been stratified with students from wealthier households consistently attending postsecondary institutions at higher rates than low-income students. The disparity in postsecondary participation rates by family income is a systemic issue (M. J. Bailey & Dynarski, 2011), meaning the phenomenon is the result of a combination of factors within society rather than one factor alone. Guided by a critical theory perspective and the assumptions behind Perna’s (2006) proposed conceptual model for student college choice research, the current study sought to examine the extent to which policies and practices at the postsecondary institution level may …
The Effect Of Tuition On Graduation Rate At Community Colleges, Carter Brown Youmans
The Effect Of Tuition On Graduation Rate At Community Colleges, Carter Brown Youmans
Educational Foundations & Leadership Theses & Dissertations
The community college mission has long included open access through low tuition (Vaughan, 2006). Financial challenges for community college students threaten open access (Shannon & Smith, 2006). Paying tuition plays a part in a student’s ability to graduate. A community colleges’ success is measured in part by graduation rates. President Obama challenged all colleges, including community colleges, to increase their graduation rates 50% by the year 2020 (Obama, 2009). The current study analyzed whether public, community colleges’ tuitions predicted their graduation rates using recent data and if size of enrollment moderated the relations between tuition and graduation rate. A two-block, …
Higher Education Costs And The Excelsior Scholarship: Who Pays, And Who Receives?, Anirudh Sanjay Hungund
Higher Education Costs And The Excelsior Scholarship: Who Pays, And Who Receives?, Anirudh Sanjay Hungund
Senior Projects Fall 2017
Senior Project submitted to The Division of Social Studies of Bard College.
The Effect Of Educational Debt On The Probability Of Homeownership For College Graduates: An Empirical Analysis, Cole Ikkala
The Effect Of Educational Debt On The Probability Of Homeownership For College Graduates: An Empirical Analysis, Cole Ikkala
Honors Theses
With the average tuition of both public and private institutions on the rise, students are graduating from college with a higher burden of debt than ever before. In turn this is adversely affecting their post-graduation decisions, specifically the purchasing of their first home. With the simultaneous increase of educational debt levels and tightening of lending constraints for mortgages, it is hypothesized that first-time homeownership is being delayed. The purpose of this study is to analyze what exactly is delaying graduates from purchasing a home, the outstanding total educational debt amount or the monthly educational debt repayment amounts. Both can hinder …
The Rise And Fall Of Public Higher Education In The United States: Implications For Socioeconomic Inequality, Chantal Bao-Chau Hoang
The Rise And Fall Of Public Higher Education In The United States: Implications For Socioeconomic Inequality, Chantal Bao-Chau Hoang
CMC Senior Theses
This paper aims to explore how shifting federal, state, and individual priorities have transformed public higher education from a bastion of quality higher education for the greatest number of people to a more privatized state that only provides access and choice to those who can afford them. Decreased public support and state appropriations for public higher education schools have led many institutions to privatize themselves through increasing tuition prices and enrolling more out-of-state and international students who can afford to pay the full sticker price. At the same time, federal financial aid programs have become more and more geared towards …
Cost And Price Increases In Higher Education: Evidence Of A Cost Disease On Higher Education Costs And Tuition Prices And The Implications For Highes Education Policy, Jerry Trombella
Seton Hall University Dissertations and Theses (ETDs)
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