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Full-Text Articles in Education
Tennessee Promise: Impact On College Choice In Upper Northeast Tennessee, Jennifer R. Barber
Tennessee Promise: Impact On College Choice In Upper Northeast Tennessee, Jennifer R. Barber
Electronic Theses and Dissertations
The purpose of this correlational study was to explore the relationship between the new statewide two-year financial aid program, Tennessee Promise, and college choice among high school seniors in four counties in upper Northeast Tennessee. Independent variables included GPA, concern about ability to pay for college, and plans to attend a two-year or four-year institution. The dependent variables were scored on three dimensions: cost factors, social factors, and academic factors relating to college choice. Additionally, respondents reported perceptions of Tennessee Promise related to college choice. A 22-item survey was administered to high school seniors from four counties in upper Northeast …
In The Right Ballpark? Assessing The Accuracy Of Net Price Calculators, Aaron M. Anthony, Lindsay C. Page, Abigail Seldin
In The Right Ballpark? Assessing The Accuracy Of Net Price Calculators, Aaron M. Anthony, Lindsay C. Page, Abigail Seldin
Journal of Student Financial Aid
Large differences often exist between a college’s sticker price and net price after accounting for financial aid. Net price calculators (NPCs) were designed to help students more accurately estimate their actual costs to attend a given college. This study assesses the accuracy of information provided by net price calculators. Specifically, we compare NPC estimates of financial aid to actual aid packages for a sample of low-income, first-time college students at seven postsecondary institutions which all utilize the federal template NPC. We find that NPC estimates of grant aid correlate highly with actual grant aid on average, but variation in individual …
Borrowing And Repaying Student Loans, Nicholas W. Hillman
Borrowing And Repaying Student Loans, Nicholas W. Hillman
Journal of Student Financial Aid
This essay synthesizes the most recent and rigorous research on student loan debt. It focuses on basic questions about who borrows, how much, and whether debt affects behaviors. Answers to these questions are necessary for informing federal student loan policymaking, yet the research findings are surprisingly mixed because of poor data quality, research design challenges, and the growing heterogeneity of borrowers. This ambiguity makes federal policymaking difficult when questions about the benefits and burdens of student loan debt are left unanswered. By synthesizing the current research, this essay helps answer some of these questions while calling attention to others.
Addressing Information Gaps: Disparities In Financial Awareness And Preparedness On The Road To College, Casey George-Jackson, Melanie Jones Gast
Addressing Information Gaps: Disparities In Financial Awareness And Preparedness On The Road To College, Casey George-Jackson, Melanie Jones Gast
Journal of Student Financial Aid
The rising cost of higher education and questions of affordability are concerns for many families in the United States, but particularly for those from traditionally underrepresented backgrounds. The knowledge of, information about, and perceptions related to how to pay for college can impact preparatory actions taken by families to prepare to pay for college. This commentary reviews literature published on pre-college financial awareness and preparation between 2000 and 2013 to examine what we know about the topic and to highlight existing disparities by race, ethnicity, and socioeconomic status. Implications are offered for programs and policies seeking to address these inequities, …