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Full-Text Articles in Insurance

Discounted Health Insurance Premium Systems, Krupa Pravin Patel Jan 2013

Discounted Health Insurance Premium Systems, Krupa Pravin Patel

Theses Digitization Project

The purpose of this project is to address the issue of the rising health care in the United States, specifically the issues which will arise after the implementation of Obamacare. The project provides insurance companies and the U.S. government with an approach to implementing a discounted health insurance system. This insurance system will help the people spend less for health insurance premiums by providing with the discounted premium system.


A Crisis In Insurance, Benjamin Lipson Jan 1988

A Crisis In Insurance, Benjamin Lipson

New England Journal of Public Policy

As the life and health insurance industry evaluates its long-term financial goals, the cloud of Black Monday — October 19, 1987, the day the stock market collapsed — blurs its cherished investment income projections. With investment portfolios under siege, mutual life insurance companies and stock companies alike are wary of making policy-pricing miscalculations that could prove to be disastrous. As if that weren't enough, one single disease — acquired immunodeficiency syndrome — looms as the most serious threat to life and health insurers for the remainder of this century. The spread of the new disease has caused insurers to adjust …