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Full-Text Articles in Finance and Financial Management
A Review Of The Potential Impacts Of Fintech On The Financial Services Sector: Examples In The European Union, Sub-Saharan Africa, China, And The United States., Bruno Marquez
Global Honors Theses
This paper examines the potential effects of Fintech on the global financial services sector. Due to Fintech’s bourgeoning nature, the paper focuses only on three elements: Alternative payment methods, blockchain and cryptocurrencies, and investment and banking services. To analyze the influence of Fintech companies on traditional financial services providers, the reasons behind Fintech’s quick development and expansion along with details on the current status of Fintech regulation, this thesis uses a literature review to refer to four geographic and political regions (i.e. the European Union, Sub-Saharan Africa, China, and the United States). The review shows that current regulation of Fintech …
The Impact Of Fintech Innovations And Financial Standards On Bank Performance: Evidence From Selected Commercial Banks In Asean, Kiyono Hasaka
The Impact Of Fintech Innovations And Financial Standards On Bank Performance: Evidence From Selected Commercial Banks In Asean, Kiyono Hasaka
Dissertations and Theses Collection (Open Access)
In the rapidly evolving financial
technology (fintech) landscape, there has been an increase in the number of the
industry research papers and articles on fintech adoption and innovations. However,
there are relatively few empirical studies that provide a quantitative analysis
of the effects of fintech and financial standards on bank performance using
financial indicators. This dissertation attempts to fill this research gap by
identifying and analysing the impact of commercial banks’ adoption of mobile
banking technologies on bank financial performance in five countries that adopted
financial standards in the Association of Southeast Asian Nations (ASEAN). Using
the longitudinal panel data …
Strategic Alliances Between Banks And Fintechs For Digital Innovation: Motives To Collaborate And Types Of Interaction, Milan Frederik Klus, Todor Stefan Lohwasser, Friedrich Holotiuk, Jürgen Moormann
Strategic Alliances Between Banks And Fintechs For Digital Innovation: Motives To Collaborate And Types Of Interaction, Milan Frederik Klus, Todor Stefan Lohwasser, Friedrich Holotiuk, Jürgen Moormann
The Journal of Entrepreneurial Finance
In times of digitalization, established firms operating in the financial services sector increasingly form alliances with start-up companies to satisfy the customers´ demand for rapid innovation and cope with the growing dynamics of markets. Technology-enabled innovation challenges traditional business models of incumbent institutions (e.g., banks) and requires them to adapt swiftly to the needs of the digital age. However, young firms providing technological solutions for the financial services industry (fintechs) also face difficulties, such as meeting regulatory requirements and winning the trust of potential customers. To compensate for these shortcomings and to exploit synergies, banks and fintechs are increasingly pooling …