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Financial Literacy And Consumer Protection: A Road Map To Digital Financial Access By Smes In Kenya, Salome M. Musau Dr., Stephen M. Muathe Dr., Lucy W. Mwangi Dr.

The Journal of Entrepreneurial Finance

This paper seeks to ascertain the influence of financial literacy and financial consumer protection on digital financial access. The objectives of the study were to find out the effect of financial literacy on digital monetary access, and to find out the effect of f consumer financial protection on digital access of finances of SMEs in Sub County of Ruiru in County government of Kiambu, Kenya. Financial Literacy Theory, Information Asymmetry Theory and Social Learning Theory are the theories that guided formulation of study’s objectives. Descriptive research design was used with the population of interest comprising of all SMEs owners in …