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Finance and Financial Management Commons

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Selected Works

Charles J. Higgins

2014

Articles 1 - 3 of 3

Full-Text Articles in Finance and Financial Management

On Collecting Social Security Benefits After Age 66, Charles Higgins Mar 2014

On Collecting Social Security Benefits After Age 66, Charles Higgins

Charles J. Higgins

For those with expectations of a normal longevity, electing to collect Social Security benefits at or after age 66 is currently recognized as appropriate. However, the question of postponing starting payments after the age of 66 is more problematic. This article will show that discounting the various payment elections becomes moot after a 6 percent discount rate.


Lesser Known Option Trading Strategies, Charles J. Higgins Mar 2014

Lesser Known Option Trading Strategies, Charles J. Higgins

Charles J. Higgins

Options are bought to hedge (insure) or to speculate on securities. This article examines instead the sale of options in a conservative approach (in lieu of limit orders) and in an aggressive approach (in lieu of margin interest expense). Many know that an investor can use options to increase or decrease risk. This article will explore aspects of options that are lesser known in terms of option level approvals, option use in lieu of limit orders, and no interest expense versions of speculative leverage


Errors Spell Checkers Do Not Correct And Style Sheet, Charles J. Higgins Mar 2014

Errors Spell Checkers Do Not Correct And Style Sheet, Charles J. Higgins

Charles J. Higgins

The article focuses on errors that are not corrected by spell checkers in writing programs and communication devices. It is said that spell checkers may change a written word to an unintended one, as well as may provide autocompletion. A list of words that spell checkers and auto completion programs may confuse is provided. Several words in which writing programs can do little to correct notational styles are also listed.