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Selected Works

Dr. David M Cook

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Full-Text Articles in Finance and Financial Management

Haptic Alternatives For Mobile Device Authentication By Older Technology Users, David M. Cook, Kulwinder Kaur Jul 2018

Haptic Alternatives For Mobile Device Authentication By Older Technology Users, David M. Cook, Kulwinder Kaur

Dr. David M Cook

Turing tests are used to secure the human interaction on the Internet. Tests such as CAPTCHA are based on visual or auditory recognition of symbols and are difficult to distinguish by elderly people. A study examining the consistency of a tactile feedback-based Turing test identified an alternative to mainstream tests. This approach examines the vibration-based sensitivity which is detectable through skin surfaces when used to touch the screen of a mobile device. The study concentrated on a range of rough, smooth, sticky and coarse textures as possible differentiators for swipe-based tactile authentication using mobile devices. This study examined the vibration-based …

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Loyalty Cards And The Problem Of Captcha.Pdf, David M. Cook Nov 2015

Loyalty Cards And The Problem Of Captcha.Pdf, David M. Cook

Dr. David M Cook


Information Security often works in antipathy to access and useability in communities of older citizens. Whilst security features are required to prevent the disclosure of information, some security tools have a deleterious effect upon users, resulting in insecure practices. Security becomes unfit for purpose where users prefer to abandon applications and online benefits in favour of non-digital authentication and verification requirements. For some, the ability to read letters and symbols from a distorted image is a decidedly more difficult task than for others, and the resulting level of security from CAPTCHA tests is not consistent from person to person. This …

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The Malarkey Of Money Transfers: Overlooking E-Bay Whilst The Hawaladars Are Hunted, David M. Cook, Timothy Smith Feb 2014

The Malarkey Of Money Transfers: Overlooking E-Bay Whilst The Hawaladars Are Hunted, David M. Cook, Timothy Smith

Dr. David M Cook

Informal Money Transfer systems represent one of several persistent loopholes in the fight against the War on Terror. Terrorist groups and criminal networks continue to use the Hawala system, as well as other informal transfer systems, to escape the regulatory and administrative control of formal international banking transactions. In an age where global financial regulation is underpinned by international agreement through Basel and others, the ongoing use of IVTs in Australia is cause for increasing concern. Yet Hawala is only half of the informal equation. E-bay and its associated bedfellows outstrip Hawala transfers through the same commercial imperative that drives …

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Finance, Fear, And Family: Issues Of Trust And The Common Ground With Terrorist Funding, David M. Cook, Timothy Smith Feb 2014

Finance, Fear, And Family: Issues Of Trust And The Common Ground With Terrorist Funding, David M. Cook, Timothy Smith

Dr. David M Cook

In the immediate aftermath of al-Qaeda’s September 11 attacks on the United States of America, examinations of terrorist funding focused on the Middle Eastern and South Asian use of Hawala and non-traceable financial transactions. However, whilst the cloaking of identity is certainly a part of criminal activity for funds transfer, there are other factors. South Asia’s community banking norms align far more closely with informal systems that follow centuries-old customs of familial trust rather than reportable record keeping. Tightened restrictions on money movement in the form of identity checks and statements of purpose have coerced more than two hundred million …

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