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Finance and Financial Management Commons

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Social and Behavioral Sciences

Research Collection Lee Kong Chian School Of Business

2015

FinTech

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On The Edge Of Disruption, David K. C. Lee Nov 2015

On The Edge Of Disruption, David K. C. Lee

Research Collection Lee Kong Chian School Of Business

The financial system is on the verge of massive disruption. Innovative competitors operating on sleek business models and offering new alternative services are entering at the bottom of the market, where gross margins are low and latent demand is high. As these new entrants scale and progress through higher market segments, they will erode incumbent pricing power.