Finance and Financial Management Commons^™

Determinants Of Net Interest Margin For Banks Operating In Pales-Tine, Islam Abdeljawad, Ajyad Bahlaq

An-Najah University Journal for Research - B (Humanities)

The goal of this research is to identify the factors that influence the net interest margin (NIM) for Palestinian conventional banks. Palestine is a unique country with poor governance, political uncertainty, and regulatory insufficiency, adding higher information asymmetry to the decision-making process. The sample is comprised of unbalanced panel data from 15 commercial banks for the period 2011–2020. The research used a pooled OLS, a fixed-effect model, a random effect model, a robust pooled OLS, a difference GMM, and a system GMM estimators. Evidence collected supports that net interest margin is positively influenced by risk aversion, operating costs, and loan-to-deposit, …

Evaluating The Degree Of Using Islamic Financing Instruments Based On The Concept Of Indebtedness And Its Developmental Importance (A Case Study Of Palestine Islamic Banks 2013-2019), Azmi Awad

Journal of the Arab American University مجلة الجامعة العربية الامريكية للبحوث

This study aimed to shed light on the Islamic financing instruments based on the concept of Indebtedness and indicate the degree of the use of those instruments in the Islamic banks during 2013-2019. This could be achieved by indicating the size and degree of concentration of the use of those instruments and the fairness of their distribution to various economic sectors on the one hand, and explaining the developmental importance of those financing instruments in the economy on the other hand. The researcher used the descriptive analytical approach and the comparative approach. To test the validity of the hypotheses, Pearson …

الأسباب والتداعيات الاقتصادية لعجز الموازنة الفلسطينية: دراسة قياسية, نسيم حسن أبو جامع أستاذ مشارك, ايمان الخضري ماجستير

Journal of Al-Azhar University – Gaza (Humanities)

ملخص:

هدفت الدراسة إلى تحديد الآثار الاقتصادية لعجز الموازنة العامة الفلسطينية، في الفترة (1995-2014)، من خلال استخدام المنهج القياسي، بالاعتماد على أسلوب السلاسل الزمنية عن طريق مصفوفة الارتباط والتي كانت نتائجها غير معنوية عند مستوى دلالة 5% لمعظم المتغيرات، ولذلك تم استخدام نماذج الفترات المتباطئة المقدرة عن طريق برنامج Eviews7؛ من أجل تقدير النماذج وإيجاد العلاقة بين المتغير المستقل والمتغيرات التابعة.

وتوصلت الدراسة إلى: وجود علاقة عكسية معنوية بين عجز الموازنة والناتج المحلي الإجمالي، والتكوين الرأسمالي الثابت الإجمالي، ومنح الموازنة التطويرية، والإنفاق الاستهلاكي النهائي، ونصيب الفرد من الناتج المحلي الإجمالي، في حين وجود علاقة عكسية غير معنوية بين عجز الموازنة …

Predicting Financial Failure Using The Financial Indicators "An Empirical Study On The Services Sector Companies Listed On The Palestine Stock Exchange", Dr. Khaled Hasan Zubdeh

Journal of the Arab American University مجلة الجامعة العربية الامريكية للبحوث

The objective of this study was to examine the predictability of companies' failures by developing a mathematical model consisting of a set of financial ratios. In order to reach precise scientific results, the statistical analysis (SPSS) program was used and the financial data of the companies were subjected to multiple discrimination analysis for the fiscal years 2010-2017. The study was applied to the companies of the services sector listed on the Palestine Stock Exchange, that are ten companies out of 48 public companies listed on the Palestine Stock Exchange in all sectors. The researcher reached to a mathematical model consisting …

The Extent Of The Customers Satisfaction On The Elements Of The Marketing Mix Applied In The Algerian Public Commercial Banks : An Empirical Study, Aboubaker Khoualed

Journal of the Arab American University مجلة الجامعة العربية الامريكية للبحوث

This study aims; in general, to know the extent of the customer’s satisfaction on the various elements of the marketing mix: Product, Pricing, Promotion, Place, Physical evidence, People, and Processes applied in the Algerian public commercial banks. To achieve the above-mentioned method, the researcher used a descriptive and an analytical field survey which is designed according to Likert Quintet scale. This survey was distributed randomly to a sample consisting of (150) customers of the Algerian commercial public banks which are six, namely: The National Fund for Savings and Reserve (CNEP), the National Bank of Algeria (BNA), the Popular Credit of …

The Relationship Between Government Expenditure And Gdp In Nonoil Iraqi Economy, Hasan Radhi

Journal of the Arab American University مجلة الجامعة العربية الامريكية للبحوث

In this paper, the relationship between government ependiture and Gross Domestic Product (GDP) in non-oil Iraqi economy has been examined. This study analyzed the evolution of the government expenditure (consumption and investment) in the Iraqi economy for the period of (1990-2014).It is assumed that non-oil GDP is the indicator that reflects the performance of macroeconomic activity and any decline in GDP is attributed to the increase in the consumer behavior in the government expenditure policy , the proportion of the consumer expenditure,which is financed by oil revenues, and the transformation of state institutions into social security institutions at the expense …