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Finance and Financial Management Commons™
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Full-Text Articles in Finance and Financial Management
Money Doesn’T Grow On Trees: How Financial Literacy Is Learned And Developed Within American Childhood, Nate Lewis
Money Doesn’T Grow On Trees: How Financial Literacy Is Learned And Developed Within American Childhood, Nate Lewis
Soaring: A Journal of Undergraduate Research
Financial literacy refers to the ability to process and utilize economic information to make informed decisions for their wellbeing. Given concerning indicators of financial outcomes within the United States, it is crucial to understand how and when strong financial behavior is developed. Efforts to enhance financial education have explored incorporating financial concepts into children’s literature and games. Yet, research indicates that financial literacy is far more rooted in the habits learned from one’s family, despite the emphasis often placed on schooling and socioeconomic status. It is therefore evident that efforts to promote financial literacy must always involve empowering family members …
A Study Of Undergraduate Personal Finance Courses At Public Universities In The Pacific Northwest Using An Action Research Approach, Melody Bell
CUP Ed.D. Dissertations
The purpose of this action research study was to examine undergraduate personal finance course instruction with a specific focus on student loan debt instruction at public universities in Oregon. This study focused on the central research question: What is the scope, sequence, and emphasis on the curriculum in undergraduate financial education courses and how could it be improved? Four personal finance professors from four public universities in Oregon participated in the study; with one of the universities serving as the focus. The first stage after the proposed study was to audit the personal finance course at the focus university. The …
Hunting For Financial Literacy, Georgia Sozou
Hunting For Financial Literacy, Georgia Sozou
Theses and Dissertations
This paper summarizes and explores the results of a survey conducted at Hunter College of the City University of New York that surveys 211 students. It examines the relationships between the students’ individual characteristics, previous personal finance education and the levels of financial literacy of the Hunter College population.
Blended Learning : A Program Evaluation In A Central Virginia K-12 School District, Edward A. Hoisington
Blended Learning : A Program Evaluation In A Central Virginia K-12 School District, Edward A. Hoisington
Graduate Dissertations and Theses
The purpose of this study was to evaluate a general education course offered in a blended learning environment in a Central Virginia public school district. Three research questions were addressed in this study: How satisfied are students with a blended learning environment in a general education Economics and Personal Finance course? Is a student’s course grade affected by the following: Technology, self-efficacy, course organization, quality of instruction, and student satisfaction in a blended learning course? Is a student’s grade on a credential test affected by the following: Technology, self-efficacy, course organization, quality of instruction, and student satisfaction in a blended …
Finances & Algebra Too!, Anne J. Catlla, Jonathan Foster, Charlene Frazier
Finances & Algebra Too!, Anne J. Catlla, Jonathan Foster, Charlene Frazier
Arthur Vining Davis High Impact Fellows Projects
The focus of this project is to provide an application-based approach to teaching algebra 2. Students will study algebraic concepts and functions through the lens of personal finance. After each unit of study, students will complete a financial application project that will go into each student’s “financial” portfolio.
Managing Finances In College [Brochure And Video], Laura Heidel, Caleb M. Parrigan
Managing Finances In College [Brochure And Video], Laura Heidel, Caleb M. Parrigan
Counseling Concepts and Applications for Student Affairs Professionals (CNS 577)
Managing finances is a very important instrument that should be demonstrated on a daily basis by all students, and also any individual that is working full-time and has a set of expenses that must be paid. Creating a budget helps college students resist physical, mental, and emotional stress. Knowing how to budget your expenses will teach students how to be responsible, how you view money, and the true value of a dollar. Credit cards are also a potential stressor for students. Nellie Mae, a student loan provider, finds that 83% of undergraduates have at least one credit card and the …
Student Debt [Brochure And Video], John Roberts, Timothy Popma
Student Debt [Brochure And Video], John Roberts, Timothy Popma
Counseling Concepts and Applications for Student Affairs Professionals (CNS 577)
Research has proven that over the course of a student’s higher education career, individuals will become debt tolerant (Zhang and Kemp, 2009, p. 28). Being that students are becoming debt tolerant, more and more debt is taken from government aid or private loans to fund students through college. Currently, the national student debt amount is over $950 billion. Mark Kantrowitz, a publisher of FinAid.org, states, “national student debt increases $2853.88 every second.” Unfortunately, student debt has not only accrued from education alone. Students are using student loan refunds and credit cards to finance the high standard of living in America. …