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Finance and Financial Management Commons™
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Full-Text Articles in Finance and Financial Management
Budgeting And Cataloging Enhancement For Small And Medium-Sized Enterprises Towards Sustainable Development Goals, Velicia Faustine Halim, Hasnul Suhaimi
Budgeting And Cataloging Enhancement For Small And Medium-Sized Enterprises Towards Sustainable Development Goals, Velicia Faustine Halim, Hasnul Suhaimi
Journal of Environmental Science and Sustainable Development
This paper describes a business coaching activity for small and medium enterprises (SMEs) in chemical and waste management industries. Based on the analysis results, there was a lack of budgeting practice and suboptimal catalog marketing that comprised the majority of existing problems in SMEs. This research aims to assist the SME in improving its budgeting practice and product catalog. The method used is a qualitative method based on a business coaching approach. The research instruments adopted included in-depth individual interviews (IDI). The collected data was then processed and analyzed, starting with generating the SME's business process and service blueprint, followed …
Financial Innovation And Restriction Hypothesis In The Banking Industry: Evidence From Asean- 5, Yosman Bustaman, Viverita Viverita, Margaretha Tp Lingga, Antonius P. Siahaan
Financial Innovation And Restriction Hypothesis In The Banking Industry: Evidence From Asean- 5, Yosman Bustaman, Viverita Viverita, Margaretha Tp Lingga, Antonius P. Siahaan
The Indonesian Capital Market Review
This study investigates the financial innovation impact on bank market power in ASEAN banking from 2008 to 2018. It uses income diversification as a representative of financial innovation. The im- pact of countries’ development of financial innovation on market power is measured by the number of ATM, internet, and cellular phone users. The data panel regression model reveals that diversified banks may enjoy higher market power. This result rejects the banking restriction activity hypothesis, which states that a bank that diversifies its income stream results in increased competition. A higher number of available ATMs and more internet users lowers the …