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Cybersecurity In Fintech Companies, Efstratios Zouros
Cybersecurity In Fintech Companies, Efstratios Zouros
Cybersecurity Undergraduate Research Showcase
Have you recently accessed your bank account online? Have you accessed any financial instrument through your computer or your mobile device? If you are reading this, chances are you have. Every time you utilize those services, you ultimately put your trust in the financial institutions that offer them. You trust that they can securely keep your private information, while also keeping your savings safe. Ultimately, there is a certain dependability and trust in financial institutions that have been present on earth before most of us.
Understanding The Effectivity And Increased Reliance Of Credit Risk Machine Learning Models In Banking, Grishma Baruah
Understanding The Effectivity And Increased Reliance Of Credit Risk Machine Learning Models In Banking, Grishma Baruah
Cybersecurity Undergraduate Research Showcase
Credit risk analysis and making accurate investment and lending decisions has been a challenge for the financial industry for many years, as can be seen with the 2008 financial crisis. However, with the rise of machine learning models and predictive analytics, there has been a shift to increased reliance on technology for determining credit risk. This transition to machine learning comes with both advantages, such as potentially eliminating human error and assumptions from lending decisions, and disadvantages, such as time constraints, data usage inabilities, and lack of understanding nuances in machine learning models. In this paper, I look at four …