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Women In Microfinance And Its Social Effects On The Community: A Case Study In Hue, Vietnam, Madison Spigel
Women In Microfinance And Its Social Effects On The Community: A Case Study In Hue, Vietnam, Madison Spigel
Independent Study Project (ISP) Collection
Microfinance, a form of micro lending with no collateral, has been used as a way to finance the poor since the foundation of the Grameen Bank in Bangladesh by Muhammad Yunus in 1983. Since the Doi Moi period, the Vietnamese government has showed great interest in microfinance and has made this loan system available to both its rural and urban citizens through organizations like the Women‟s Union. Through detailed surveys and semi-structured in depth interviews of both women in the Union as well as related parties in Hue, I was able to study how microfinance is used by these women …
“Decentralization Dilemma In Indonesia: Does Decentralization Breed Corruption?”, Glenys Kirana
“Decentralization Dilemma In Indonesia: Does Decentralization Breed Corruption?”, Glenys Kirana
Independent Study Project (ISP) Collection
Given the pervasiveness of corruption, collusion and nepotism during Suharto’s rule (1967-1998), many people assume that the Reformasi era (1998-present) would introduce a new wave of liberal democratic values, which would consequently reduce corruption in Indonesia. This paper seeks to look at the changes in people’s socio-political incentives to corrupt given the changes in political and legal structure, analyzing it in the context of its contribution to Indonesia’s socio-economic development. Specifically, it centers on how decentralization has affected corruption in the regional districts, legislative, judiciary, and other civil society groups. It is the prominence of the corruption issue in the …
Financial Literacy And Financial Inclusion Of Women In Rural Rajasthan, Emily Levi-D'Ancona
Financial Literacy And Financial Inclusion Of Women In Rural Rajasthan, Emily Levi-D'Ancona
Independent Study Project (ISP) Collection
Financial inclusion is an important step in development, as access to finances can help the poor build money and lift themselves out of poverty. In many parts of the developing world, and especially in India, microfinance is seen as a new approach to fighting poverty by bringing financial services, including low-interest loans, to the poor so that they can afford to start a business or invest and eventually gain self-sufficiency – in other words, a method of financial inclusion for the poor. However, microfinance in India cannot sufficiently reach the poor populations, especially those in rural India, and many of …
Index-Based Insurance And Risk Management Among Nomadic Mongolian Herders , Kelsey Larson
Index-Based Insurance And Risk Management Among Nomadic Mongolian Herders , Kelsey Larson
Independent Study Project (ISP) Collection
Mongolian herders must contend with the risk of dzuds, harsh winters that can kill large numbers of livestock. To do so, they use a mixture of formal financial tools and traditional risk mitigation techniques. This paper is a study of the interaction between the Mongolian Index-based Livestock Insurance Program and traditional informal risk mitigation techniques. The researcher interviews herders in Bulgan soum, Arhangai aimag and Galuut soum, Bayanhongor aimag to compare the IBLI program’s impact in a community that has had IBLI since 2006 and one that only received IBLI in 2012. This study finds that insurance purchase is positively …