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Finance and Financial Management Commons™
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Full-Text Articles in Finance and Financial Management
Gender Differences In Self-Attribution And Overconfidence In Financial Decisions, Aine M. Ford
Gender Differences In Self-Attribution And Overconfidence In Financial Decisions, Aine M. Ford
Student Publications
Behavioral finance and the study into biases is a rapidly increasing area of interest for finance professionals and academics alike. Understanding the sources of overconfidence and the self-attribution bias from a gendered framework can provide insight for managers and industry leaders to insulate their firms from underperformance losses due to these biases. Education and relevant financial experience are key controllable variables that impact overconfidence and self- attribution. Using a survey sent to around 130 students and finance professionals, gender, education, and relevant experience were tested against overconfidence and self-attributional scores to determine if there were any meaningful relationships. The results …
Black Women In Finance, Skylar R. Frankiewicz
Black Women In Finance, Skylar R. Frankiewicz
Student Publications
The concept of gender has long played a role in United States’ history, greatly impacting and restructuring our economy. The push for gender equality in America has altered how organizations operate across different occupational fields. While the 2020 Equal Rights Amendment has yet to pass, many organizations are still motivated to reach total gender equality and balance within their firms. While there is a fight for feminism and gender equality, it is not a racially inclusive one. Black women face the most discrimination both in the workplace, and in social settings. Misogynoir is defined as prejudice against Black women, highlighting …
The Macro Drawbacks Of Microfinance, Meghan E. Guy
The Macro Drawbacks Of Microfinance, Meghan E. Guy
Student Publications
For decades, microfinance has been utilized as a tool to reduce global poverty rates. Many communities become entangled with microfinance institutions (MFIs) with the hope of achieving the financial independence, security, and empowerment that these institutions promise their clients. This paper highlights the negative consequences of relying on microfinance institutions to improve the development status of nations. Specifically, high interest rates attached to microloans, strict loan repayment schedules, and corrupt microloan officers threaten the safety and increase stress on majority-female microloan borrowers. MFIs fail in their mission to transform economic and social structures in developing nations.