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Formalizing Through Finances: A Case Study With Unics, Leah Kellenberger Oct 2017

Formalizing Through Finances: A Case Study With Unics, Leah Kellenberger

Independent Study Project (ISP) Collection

This paper seeks to analyze the microfinance industry in Yaoundé, Cameroon through the lens of the microfinance institution UNICS. The main question guiding this study deals with whether or not the UNICS is encouraging a shift to the formal sector through their work with business people. Other questions relating to repayment rates and subsequently economic development also remain pertinent to the information found. In total, it is found that UNICS seeks to encourage formal sector growth through their work with businesspeople in the informal. Repayment rates however do not determine success of any aspect of a customer’s business or encouragement …


Perspectives On Language From Street Produce Vendors In Cape Town: An Examination Of Education, Trading, And Development In The Informal Sector, Hannah Oldham Oct 2017

Perspectives On Language From Street Produce Vendors In Cape Town: An Examination Of Education, Trading, And Development In The Informal Sector, Hannah Oldham

Independent Study Project (ISP) Collection

Language is vital for the functioning of societies, from education to economic interactions. Language of education presents challenges in Africa due to colonial linguistic legacies and the diversity of indigenous African languages. While education trains learners for work in the formal economy, the South African formal cannot absorb all the available labor. The informal economy therefore provides vital work and income to millions of South Africans and immigrants. Language use in the informal sector was studied, including the education and work traders had before working as street produce vendors.

Six interviews were conducted: two near the Cape Town taxi rank, …


Increasing Equity Through B Corp Certification In The Coffee Commodity Supply Chain, Emily Hlavka May 2017

Increasing Equity Through B Corp Certification In The Coffee Commodity Supply Chain, Emily Hlavka

Capstone Collection

The coffee industry is a cornerstone of Nicaragua’s economy. Coffee production shapes communities and is a major factor in the development of the country. Coffee cooperatives in Nicaragua are often Fairtrade and Organic certified, yet their farmers continue to struggle to secure stable livelihoods. In this inquiry, I sought to understand whether becoming a Certified B Corp and interacting with the B Corp network could improve farmer livelihoods for production cooperatives. B Corp Certification seeks to redefine success in business with the unifying goal of creating a more inclusive economy. B Corps, for-profit businesses which have passed the rigorous B …


Culture, Inner-City Education And Improving Economic Growth In Birmingham, Alabama, Leroy Abrahams May 2017

Culture, Inner-City Education And Improving Economic Growth In Birmingham, Alabama, Leroy Abrahams

Capstone Collection

Perhaps the greatest reminder of the economic inequities in American society is the drastic deficiencies in educational outcomes, based on class and race. Birmingham, Alabama, vividly portrays this reality. Families with means send their children to private schools and/or concentrate in the suburbs, leaving largely poor, and oftentimes, predominantly minority in densely populated crime-ridden areas with suboptimal schooling. The schooling patterns are clearly reflected in the economic outcomes, though Black are a majority in the city they are vastly underrepresented in the middle to upper middle class, while grossly overrepresented among those in poverty. These inequities are often mirrored in …


Sustainable Tourism Study Through Solimar International, S Silongwengjia May 2017

Sustainable Tourism Study Through Solimar International, S Silongwengjia

Capstone Collection

This inquiry explores a pragmatic approach of sustainable tourism and its application as a transformative development instrument. It seeks a general understanding of the global tourism sector, looks specifically at an individual tourism enterprise, Solimar International, and examines rural tourism, and its proposed standards. It discusses the opportunities and threats to the culture, ecology, and livelihoods of the residents of destination tourism and the unique experience to geotravelers. It analyzes the theoretical development history of tourism and the integrated approach of Solimar International as a leading agency in the tourism industry sector. And it seeks to understand a new type …


Foreign Business Entrepreneurship In Cape Town: How To Start A Business - Stories Of 6 Cape Town Based Immigrants, Aleksandra Bogoevska Apr 2017

Foreign Business Entrepreneurship In Cape Town: How To Start A Business - Stories Of 6 Cape Town Based Immigrants, Aleksandra Bogoevska

Independent Study Project (ISP) Collection

South Africa has become a shelter for immigrants from all over the world (Wilkinson, 2015). Combined with its internationally recognized economy, it is a tempting location for foreigners to establish a business (“Starting a Business in South Africa as a Foreigner – A Complete Guide”, n.d.). With this in mind, the intent of this study is twofold. First, this project aims at analyzing how foreigners establish businesses in Cape Town. Its objective is to trace the entrepreneurial process from the initial stages to its recent development. Second, it aims at outlining their experiences in Cape Town, thus serve as a …