Business Commons^™

Editorial: Vol. 15, Issue 1, Sarah D. Asebedo

Journal of Financial Therapy

Editorial: Vol. 15, Issue 1

Am I Entitled To Help? Building Confidence Through Financial Inclusion, Marilla Kortesalmi, Minna Autio, Mette Ranta

Journal of Financial Therapy

Financial inclusion has focused primarily on the accessibility of financial social services. However, it is important to note that individual financial practices not only require the opportunity to access financial structures, but also confidence in their accessibility to engage in and utilize such services. Individuals facing difficult life situations often encounter challenges in financial activities due to limited resources and a need for more skills. Consequently, their financial capability is often restricted, and they more frequently experience financial exclusion. Despite this problem, the literature on financial inclusion needs to give more attention to subjective financial inclusion. To understand the process …

Divorced From Knowledge: Perceptions Of Alimony Fairness In Relation To Educational Discrepancies, Michael Kothakota, Jessica Wery

Journal of Financial Therapy

Spousal support or alimony is a cash transfer from one spouse to another after divorce. The amount awarded might seem arbitrary and unfair to either one or both individuals. The public often does not see the fact patterns associated with alimony awards or agreements, and their input may provide information to policymakers and decision-makers about what a fair amount of alimony might be. This study examines data collected from 1,285 U.S. participants randomly assigned to a vignette condition that details a hypothetical alimony scenario where one spouse supported the other spouse to gain education, resulting in significantly increased income prior …

Time Orientation And Mental Accounting: Examining Serial Mediation Effects Af Financial Literacy And Impulsivity, Maneesha Singh, Tanuj Nandan

Journal of Financial Therapy

With a wide variety of complex financial assets and securities available in the market, individuals often struggle with their financial planning due to a lack of financial literacy, high impulsivity, and short-term time orientation, hampering their financial satisfaction. The current study examines the yet unexplored indirect effect of investors' time orientations on mental accounting through financial literacy and impulsivity. We conducted a cross-sectional survey and collected 162 active investors’ responses via structured questionnaires distributed in both online and offline portals across India to gauge their financial literacy, time orientation, impulsivity, and mental accounting. We used Smart PLS-4 software along with …

Book Review: The Why Of Wealth, Kamille Green

Journal of Financial Therapy

Book Review: The Why of Wealth

Researcher Profile: Jeffrey Anvari-Clark, Jeffrey Anvari-Clark

Journal of Financial Therapy

Researcher Profile: Jeffrey Anvari-Clark

Practitioner Profile: Cait Howerton, Cait Howerton

Journal of Financial Therapy

Practitioner Profile: Cait Howerton

Students’ Acquisition Of Agricultural And Entrepreneurship (Agripreneurship) Knowledge And Skills: Does Instructional Approach And Their Sex Matter?, Stephen C. Mukembo, M. Craig Edwards, J. Shane Robinson

Journal of International Agricultural and Extension Education

Agricultural and Entrepreneurship education are interdisciplinary due to amalgamating the natural sciences and social sciences. These disciplines have gained the interest of those looking to equip youth with skills for self-reliance. Teachers employ various instructional approaches, including student-centric approaches such as project-based learning (PjBL) and teacher-centric methods, for example, the lecture method, to facilitate learning. Existing research, however, suggests that students’ learning can be influenced by other factors, for example, learning styles, socio-cultural norms, sex stereotypes, and the instructional approach(es) used. We examined the impact of using the lecture method (counterfactual group) versus PjBL (treatment group) approaches on student acquisition …

The Iita Agripreneur Movement: A Dynamic Approach To Youth Empowerment Across Africa, Nteranya Sanginga Dr, Adetola Adenmosun, John Obaniyi, Noel Mulinganya, Paul Woomer

Journal of International Agricultural and Extension Education

The Agripreneur Movement of the International Institute of Tropical Agriculture (IITA) allows youth to assume their rightful place in African agricultural transformation. It started as a single exploratory agribusiness incubation at IITA Headquarters in 2012, involving 37 youths. It has since grown to 10 countries through nine sponsoring organizations. We compiled the characteristics and outcomes of 40 Agripreneur projects between 2012 and 2021 to describe the movement’s growth. With time, the movement operated across 195 locations engaging 518 trainers within 493 training cohorts and 263 different learning enterprises. These efforts led to the training of 25,616 youth in modern agriculture …

Power Dressing And Its Importance In Modern Democracy, Mansiben R. Patel, Dr. Catherine Amoroso Leslie

Undergraduate Research Journal for the Human Sciences

This research aimed to study the significance of Power Dressing in a modern democracy, by exploring the dynamics of clothing concerning the power it portrays for women holding influential positions in public office in a variety of countries throughout the world. This research accomplished its motive by collecting, reviewing, and analyzing scholarly articles, academic journals, newspapers, and current events which formed the foundation for data collection using a survey developed by the researchers. The analysis provided a platform for procuring knowledge of the association between Fashion and Politics, the concept of Women’s Power Dressing, and its significance in a modern …

Power Dressing And Its Importance In Modern Democracy, Mansiben R. Patel, Dr. Catherine Amoroso Leslie

Undergraduate Research Journal for the Human Sciences

This research aimed to study the significance of Power Dressing in a modern democracy, by exploring the dynamics of clothing concerning the power it portrays for women holding influential positions in public office in a variety of countries throughout the world. This research accomplished its motive by collecting, reviewing, and analyzing scholarly articles, academic journals, newspapers, and current events which formed the foundation for data collection using a survey developed by the researchers. The analysis provided a platform for procuring knowledge of the association between Fashion and Politics, the concept of Women’s Power Dressing, and its significance in a modern …

Green Framing In Corporate Poultry Videos: An Analysis Of Sustainability Messaging, Dylan Vanboxtel, Rebecca Swenson, Garrett Steede

Journal of Applied Communications

Large broiler chicken companies have been under pressure by consumers to reduce their carbon footprint, improve animal welfare and labor practices, and enhance environmental quality across the industry. This study examines how large broiler chicken companies have addressed sustainability within video content directed toward consumers and posted on YouTube. To conceptualize this study, we used the 1990 Farm Bill definition of agricultural sustainability. It is important to examine articulations of agricultural sustainability as company messages often incorporate sustainability philosophies and ideologies while referencing specific production practices and goals. This study used qualitative content analysis to analyze 440 videos, and framing …

Practitioner Profile: An Interview With Aja Evans, Aja Evans

Journal of Financial Therapy

Practitioner Profile: An Interview with Aja Evans

The Empowerment Model Of Clinical Supervision And Its Application To Standardization Of Financial Therapy Supervision, Khara Croswaite Brindle

Journal of Financial Therapy

Financial therapy creates a meaningful bridge between mental health and money, which indicates a complex framework in support of clients and financial therapists alike. Recognizing the newness of financial therapy as a profession, adopting a supervision style for financial therapists that can support the integrity and ethics of the profession, as well as define the growth opportunities of financial therapists called to do this meaningful work, is of utmost importance. The Empowerment Model of Clinical Supervision, with its focus on self of the therapist and empowerment of supervisees, can serve as a template for the standardization of financial therapy supervision.

Researcher Profile: An Interview With Melissa Curran, Melissa Curran

Journal of Financial Therapy

Researcher Profile: An Interview with Melissa Curran

Editorial Volume 14, Issue 1, Sarah D. Asebedo

Journal of Financial Therapy

Editorial Volume 14, Issue 1

Practitioner Profile: An Interview With Rick Kahler, Rick Kahler

Journal of Financial Therapy

Practitioner Profile: An Interview with Rick Kahler

Book Review: Smart Money, Eric J. Dammann

Journal of Financial Therapy

Book Review: Smart Money

Direct And Indirect Effects Of Subjective Financial Knowledge With Financial Satisfaction, Jibin Antony, Antony Thomas

Journal of Financial Therapy

In this study, we differentiate subjective financial knowledge from objective financial knowledge and propose that subjective financial knowledge relates to financial satisfaction both directly as well as indirectly through financial behavior. This study used data obtained from a multi-stage random sample of household financial officers in Kerala, India (n=450). Results showed that subjective financial knowledge significantly relates to household financial officers’ financial satisfaction after controlling for objective financial knowledge and other socioeconomic factors. The relationship between subjective financial knowledge and financial satisfaction could be both direct and indirect through financial behavior. The findings suggest that financial education programs should focus …

The New Kid On The Block: Ifs Informed Financial Therapy, Richard S. Kahler, Michelle Glass

Journal of Financial Therapy

Internal Family Systems℠ (IFS) therapy is an evidenced-based therapeutic (EBT) tool used to treat various mental health disorders and non-clinical issues. IFS is a promising new approach to building healthy financial behaviors when combined it with financial therapy. During a financial discussion, beliefs, money scripts, and stories around the client’s money history are expressed and are then explored using IFS protocols. IFS provides the financial therapist with a tool that has a high probability of being effective at helping clients access their hidden extreme beliefs, emotions, and stories around money and offers the hope of making changes resulting in lasting …

A Review Of “The Behavior Gap: Simple Ways To Stop Doing Dumb Things With Money”, Stephen Molchan

Journal of Financial Therapy

A Review of “The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money”

Editorial: Vol. 14, Issue 2, Ed Coambs

Journal of Financial Therapy

Editorial: Vol. 14, Issue 2

You Are Your Best Intervention: Utilizing Person-Of-The-Therapist Training In Financial Therapy, Megan A. Mccoy, Stephen Molchan, Kristy L. Archuleta, Ingrid Ponciano

Journal of Financial Therapy

The field of financial therapy recognizes the importance of the therapist's self in facilitating effective client outcomes. Self-exploration involves a comprehensive exploration of the therapist's relationship with money, allowing them to leverage their experiences, financial flashpoints, and money scripts ethically and effectively. By engaging in self-exploration, financial therapists become role models for their clients, inspiring them to embark on their personal growth journeys. However, therapists must exercise caution to avoid projecting their beliefs onto clients. This paper explores how one specific program on the self-of-the-therapist exploration, the person-of-the-therapist model (POTT; Aponte, 1982), can be applied to financial therapy self-work. This …

Practitioner Profile: Debra Kaplan, Debra Kaplan

Journal of Financial Therapy

Practitioner Profile: Debra Kaplan

Researcher Profile: Megan Ford, Megan Ford

Journal of Financial Therapy

Researcher Profile: Megan Ford

Assessment Of Kansas Beef Producers’ Perception And Knowledge Level Of Business-To-Consumer Marketing, K. R. Lybarger, J. Kwon, G. Ibendahl, Y. Teng-Vaughan, D. Kehler, T. G. O'Quinn

Kansas Agricultural Experiment Station Research Reports

Objective:The objective of this study was to assess the perception and knowledge level of Kansas beef producers regarding business-to-consumer marketing.

Study Description:A digital survey was created to assess the perception and knowledge level of business-to-consumer (B2C) marketing of Kansas beef producers. The survey was disseminated to Kansas beef producers utilizing the Shop Kansas Farms online social networking group.

Results:Results from this study showed that 25.5% of beef producer respondents (n = 41) raise another species in addition to beef. It was found that 50.0% of survey respondents sold 20 or fewer head of finished beef cattle in …

Evaluation Of Kansas Beef Consumers’ Awareness And Understanding Of Business-To-Consumer Marketing, L. K. Decker, K. R. Lybarger, J. Kwon, G. Ibendahl, Y. Teng-Vaughan, D. Kehler, T. G. O'Quinn

Kansas Agricultural Experiment Station Research Reports

Objective:The objective of the study was to determine the understanding and knowledge level of consumers purchasing beef in a business-to-consumer (B2C) format within Kansas.

Study Description:A digital survey was created to evaluate consumers’ familiarity and satisfaction of buying beef in a B2C format. The survey was made available for a two-week period to consumers utilizing the Shop Kansas Farms online social media group.

Results:Results of the survey showed 93% of consumers (n = 174) reported having previously purchased beef products from a local producer or locker. Of these, 63.1% reported that their most recent purchase was their …

Exploring The Barriers, Opportunities, And Motivation For Agricultural Entrepreneurship Of Rural Colombian Students Who Participated In Dual-Credit Programs, Carlos A. Parra, Neil Knobloch

Journal of International Agricultural and Extension Education

Rural Colombian college students may be interested in pursuing entrepreneurship activities to improve their future and livelihoods. College students who participated in a dual-credit program as high school students completed a questionnaire to assess their motivations to participate in agricultural entrepreneurship activities and the barriers and opportunities to participate in rural entrepreneurship activities. We found that students were motivated to participate in entrepreneurship activities because of their motivations to be their own boss and job security. At the same time, the rural students perceived political and structural barriers as important to be addressed to develop entrepreneurship projects. Finally, participants agreed …

Editorial Vol. 13 Issue 1, Sarah D. Asebedo

Journal of Financial Therapy

The articles in this issue build our knowledge of the intersection between couples and money by taking us on an evidence-based journey through the beginning (newlyweds and emerging adults) and end (divorce) of a couples’ relationship life cycle while giving insight into early childhood experiences (trauma) that might impact financial beliefs, behaviors, and financial transparency in relationships. These articles incorporate several interesting concepts including adverse childhood experiences, attachment styles, early financial discussions, financial conflict, alimony decisions, spenders, and tightwads. Furthermore, the authors do a fine job of incorporating advanced statistical methods (e.g., structural equation modeling, missing data methods, actor-partner interdependence …

Editorial, Vol. 13 Issue 2: Special Issue On Diversity, Inclusion, And Equity In Financial Therapy, Wookjae Heo, Abed Rabbani

Journal of Financial Therapy

We are honored to present the special issue of diversity, equity, and inclusion in financial therapy, as JFT’s second issue of volume 13, 2022.