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Full-Text Articles in Business
Detecting Discrimination In Small Business Lending, Sterling A. Bone, Glenn L. Christensen, Jerome D. Williams, Stella Adams, Anneliese Lederer, Paul C. Lubin
Detecting Discrimination In Small Business Lending, Sterling A. Bone, Glenn L. Christensen, Jerome D. Williams, Stella Adams, Anneliese Lederer, Paul C. Lubin
Management Faculty Publications
With limited financial sophistication, entrepreneurial consumers approach the financial marketplace more like retail financial consumers than business customers. However, the assumption of both legislators and regulators is that business-borrowers are more financially savvy than consumer-borrowers, and thus do not require as broad-reaching protections. This gap between marketplace policy protections and the lived reality of the vast majority of small business entrepreneurs sets the stage for entrepreneurial consumers to fall through the regulatory cracks and sets the stage for possible exploitation and abuse. This situation is potentially exacerbated for minority entrepreneurs who belong to protected classes that are generally more vulnerable …
Voter Bias In The Associated Press College Football Poll, B. Jay Coleman, Andres Gallo, Paul Mason, Jeffrey W. Steagall
Voter Bias In The Associated Press College Football Poll, B. Jay Coleman, Andres Gallo, Paul Mason, Jeffrey W. Steagall
Management Faculty Publications
We investigate multiple biases in the individual weekly ballots submitted by the 65 voters in the Associated Press college football poll in 2007. Using censored tobit modeling, we find evidence of bias toward teams (1) from the voter’s state, (2) in conferences represented in the voter’s state, (3) in selected Bowl Championship Series conferences, and (4) that played in televised games, particularly on relatively prominent networks. We also find evidence of inordinate bias toward simplistic performance measures – number of losses, and losing in the preceding week – even after controlling for performance using mean team strength derived from 16 …
An Examination Of Nba Mvp Voting Behavior: Does Race Matter?, B. Jay Coleman, J Michael Dumond, Allen K. Lynch
An Examination Of Nba Mvp Voting Behavior: Does Race Matter?, B. Jay Coleman, J Michael Dumond, Allen K. Lynch
Management Faculty Publications
The selection process of the most valuable player (MVP) in the National Basketball Association (NBA) was recently questioned as to whether African-American players were treated unfairly based on their race. Using NBA voting data from the 1995-2005 seasons, we develop two empirical models in order to examine the role that a player’s race plays in the determination of this award. Our estimates imply that after controlling for player, team, and market characteristics, there is no statistically significant effect of race on the likelihood that a player will appear on an MVP ballot or on the number of votes he will …