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Full-Text Articles in Architecture
Windfall Payment Decision-Making: A Case Study Of Pennsylvania Counties Receiving Funds From The Natural Gas Impact Fee (Act 13), Corey Scott Young
Windfall Payment Decision-Making: A Case Study Of Pennsylvania Counties Receiving Funds From The Natural Gas Impact Fee (Act 13), Corey Scott Young
All Theses
Given the economic ‘boom’ and ‘bust’ cycle associated with natural resource extraction, the decision to spend or save the revenue generated by such activity (which is considered a financial windfall), has important policy implications. Two streams of literature exist which help to explain and predict the behaviors of those facing such payments. One of these streams contends that the size of a windfall payment is inversely related to consumption. More specifically, this stream posits that as the size of a windfall in proportion to an individual or household’s budget increases, consumption of the windfall decreases. This study attempted to test …
A Feasability Study For Local Food System Application Of A Peer Group Lending Microfinance Model, Anna V. Whitener
A Feasability Study For Local Food System Application Of A Peer Group Lending Microfinance Model, Anna V. Whitener
All Theses
Economic development has evolved since the Great Depression era in the United States from a stance of pure “smokestack chasing” to a more diverse set of strategies aimed at business retention and expansion. One method that has been successfully used domestically and internationally is the use of microloans to finance small businesses. One major component of microfinance strategies used abroad that allows for lower transaction costs is the use of Peer Group Lending Programs (PGLPs). This paper first reviews the cited social, political, and financial reasons for the lack of such programs in U.S. microfinance initiatives. It simultaneously addresses why …