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Sibling Position And Risk Attitudes: Is Being An Only Child Associated With A Person’S Risk Tolerance?, Jennifer M. Brown M.S., John E. Grable Ph.D., Cfp® Feb 2015

Sibling Position And Risk Attitudes: Is Being An Only Child Associated With A Person’S Risk Tolerance?, Jennifer M. Brown M.S., John E. Grable Ph.D., Cfp®

Journal of Financial Therapy

The influence of birth order on personality has been studied for several decades, but little research has been conducted on the association between sibling position and risk tolerance. The purpose of this study was to examine the relationship between being an only child and risk-taking attitudes. Data from the 2010 National Longitudinal Survey of Youth, 1979 sample was used to test the hypotheses that only children and first borns are similar, only children exhibit a lower risk tolerance when compared to those with siblings, and only children exhibit a lower risk tolerance when compared to those with siblings when first …


Financial Credit Outcomes Of Ida Participation: Longitudinal Findings, Julie Birkenmaier, Jami Curley, Patrick Kelly Feb 2015

Financial Credit Outcomes Of Ida Participation: Longitudinal Findings, Julie Birkenmaier, Jami Curley, Patrick Kelly

Journal of Financial Therapy

Financially vulnerable families often struggle with low credit scores. Thus, improved participant credit is often a goal of asset development programs, such as the Individual Development Account (IDA) program, but little is known about the long-term credit outcomes of participation. This article reports the final results of a three-year longitudinal exploratory study of credit outcomes for IDA participants. Using a convenience sample of IDA participants and non-participants (N = 164), data were analyzed using nonparametric and Chi-square for independence tests. Results indicate that participant credit scores improvements are achieved and maintained. Credit score is not a meaningful indicator of program …


Financial Anxiety, Physiological Arousal, And Planning Intention, John Grable, Wookjae Heo, Abed Rabbani Feb 2015

Financial Anxiety, Physiological Arousal, And Planning Intention, John Grable, Wookjae Heo, Abed Rabbani

Journal of Financial Therapy

Results from this exploratory clinical study indicate that financial anxiety—holding an unhealthy attitude about one’s financial situation—and physiological arousal—the physical precursor to behavior—play important roles in shaping consumer intention to engage in future financial planning activity. Findings suggest that those who are most likely to engage the services of a financial adviser exhibit low levels of financial anxiety and moderate to high levels of physiological arousal. The least likely to seek the help of a financial adviser are those who exhibit high financial anxiety and low physiological arousal. Results support findings documented in the literature that high anxiety levels often …


Editorial, Volume 5, Issue 2, Kristy L. Archuleta Feb 2015

Editorial, Volume 5, Issue 2, Kristy L. Archuleta

Journal of Financial Therapy

This issue’s editorial is inspired by the importance of practitioners’ involvement in the peer review process for a scholarly publication like the Journal of Financial Therapy.


How To Listen To Pachamama’S Testimonio: Lessons From Indigenous Voices, Luis I. Prádanos, Leonardo Esteban Figueroa Helland Jan 2015

How To Listen To Pachamama’S Testimonio: Lessons From Indigenous Voices, Luis I. Prádanos, Leonardo Esteban Figueroa Helland

Studies in 20th & 21st Century Literature

This article analyzes the collective, open-access, and modifiable publication El Vivir Bien como respuesta a la Crisis Global as a posthumanist testimonio or ecotestimonio intending to give voice to the biotic community of the Andes. Written by Quechua and Aymara people and presented to the United Nations by the Plurinational State of Bolivia, this document targets the global ecological, financial, and social crises from the perspective of Indigenous knowledges. This document also exemplifies the worldwide reemergence of Indigenous voices that are confronting the global ecological crisis and its environmental injustices through the revitalization of Indigenous worldviews and practices. This ecotestimonio …


Louise Westling. The Logos Of The Living World: Merleau-Ponty, Animals, And Language. New York: Fordham Up, 2014. Xiv + 187 Pp., Vera Coleman Jan 2015

Louise Westling. The Logos Of The Living World: Merleau-Ponty, Animals, And Language. New York: Fordham Up, 2014. Xiv + 187 Pp., Vera Coleman

Studies in 20th & 21st Century Literature

Review of Louise Westling. The Logos of the Living World: Merleau-Ponty, Animals, and Language. New York: Fordham UP, 2014. xiv + 187 pp.


Framing Visual Perception In Terms Of Sensorimotor Mapping, Silvano Zipoli Caiani Dec 2014

Framing Visual Perception In Terms Of Sensorimotor Mapping, Silvano Zipoli Caiani

Baltic International Yearbook of Cognition, Logic and Communication

Two contrasting theories, or variants of them, are predominant in the current debate on visual cognition. The standard inferential theory sees perception as a process involving the role of memory, past experiences and semantic abilities, whereas the direct theory sees perception as a connection between the perceiver and the environment that does not recruit internal information processing. In particular, the direct theory has recently been invoked because it would be able to explain the sensorimotor coupling of perception and action in humans and animals without relying on controversial notions such as those of conceptualization and propositional information. This paper aims …


How Do Ideas Become General In Their Signification?, Alexandros Tillas Dec 2014

How Do Ideas Become General In Their Signification?, Alexandros Tillas

Baltic International Yearbook of Cognition, Logic and Communication

Abstraction is one of the central notions in philosophy and cognitive science. Though its origins are often traced to Locke, various senses of abstraction have been developed in fields as diverse as philosophy, psychology, cognitive science, artificial intelligence, and computer science (e.g. Barsalou 2005). The notion of abstraction on which I am focusing here is as that of a process of similarities recognition across instances of a given kind involving progressive exclusion of instance details. As such, abstraction plays a major role in concept-formation and learning. Traditionally, abstraction models have been deemed circular (e.g. Berkeley 1710/1957), while in recent years …


Nonconceptual Content, Causal Theory, And Realism, Błażej Skrzypulec Dec 2014

Nonconceptual Content, Causal Theory, And Realism, Błażej Skrzypulec

Baltic International Yearbook of Cognition, Logic and Communication

In this paper the connections between the nonconceptual content of perceptual states and realism are considered. In particular, I investigate the argument for realism that uses the notion of nonconceptual content, specifically the version proposed by Raftopoulos in Cognition and Perception. To evaluate the argument two forms of realism are identified: (1) correlation realism (CR), according to which distinctions in perceptual content correlate with distinctions in the environment, and (2) ontological realism (OR), according to which perceptual content and perceived reality are both organized according to the same set of ontological categories. First, it is argued that the distinction …


Concept Acquisition And Experiential Change, William S. Robinson Dec 2014

Concept Acquisition And Experiential Change, William S. Robinson

Baltic International Yearbook of Cognition, Logic and Communication

Many have held the Acquisition of Concepts Thesis (ACT) that concept acquisition can change perceptual experience. This paper explains the close relation of ACT to ADT, the thesis that acquisition of dispositions to quickly and reliably recognize a kind of thing can change perceptual experience. It then states a highly developed argument given by Siegel (2010) which, if successful, would offer strong support for ADT and indirect support for ACT. Examination of this argument, however, reveals difficulties that undermine its promise. Distinctions made in this examination help to clarify an alternative view that denies ADT and ACT while accepting that …


The Role Of Motor Affordances In Visual Working Memory, Diane Pecher Dec 2014

The Role Of Motor Affordances In Visual Working Memory, Diane Pecher

Baltic International Yearbook of Cognition, Logic and Communication

Motor affordances are important for object knowledge. Semantic tasks on visual objects often show interactions with motor actions. Prior neuro-imaging studies suggested that motor affordances also play a role in visual working memory for objects. When participants remembered manipulable objects (e.g., hammer) greater premotor cortex activation was observed than when they remembered non-manipulable objects (e.g., polar bear). In the present study participants held object pictures in working memory while performing concurrent tasks such as articulation of nonsense syllables and performing hand movements. Although concurrent tasks did interfere with working memory performance, in none of the experiments did we find any …


Whorfian Effects In Color Perception: Deep Or Shallow?, Elisabetta Lalumera Dec 2014

Whorfian Effects In Color Perception: Deep Or Shallow?, Elisabetta Lalumera

Baltic International Yearbook of Cognition, Logic and Communication

This paper discusses, from the point of view of the philosophy of psychology, recent behavioral and brain studies showing effects of the diversity of language vocabulary on color perception. I examine the alternative between two different interpretations of these so-called whorfian effects, namely habitual or deep whorfianism, and shallow whorfianism. I argue that at the moment the evidence underdetermines both interpretations and the question is open. I also clarify that shallow whorfianism is not a synonym for ‘trivial whorfianism’, as some authors have suggested, but rather makes a case for the online and situated nature of human cognition.


Problems For The Purported Cognitive Penetration Of Perceptual Color Experience And Macpherson’S Proposed Mechanism, Steven Gross, Thitaporn Chaisilprungraung, Elizabeth Kaplan, Jorge Aurelio Menendez, Jonathan Flombaum Dec 2014

Problems For The Purported Cognitive Penetration Of Perceptual Color Experience And Macpherson’S Proposed Mechanism, Steven Gross, Thitaporn Chaisilprungraung, Elizabeth Kaplan, Jorge Aurelio Menendez, Jonathan Flombaum

Baltic International Yearbook of Cognition, Logic and Communication

Fiona Macpherson (2012) argues that various experimental results provide strong evidence in favor of the cognitive penetration of perceptual color experience. Moreover, she proposes a mechanism for how such cognitive penetration occurs. We argue, first, that the results on which Macpherson relies do not provide strong grounds for her claim of cognitive penetrability; and, second, that, if the results do reflect cognitive penetrability, then time-course considerations raise worries for her proposed mechanism. We base our arguments in part on several of our own experiments, reported herein.


Concepts, Perception And The Dual Process Theories Of Mind, Marcello Frixione, Antonio Lieto Dec 2014

Concepts, Perception And The Dual Process Theories Of Mind, Marcello Frixione, Antonio Lieto

Baltic International Yearbook of Cognition, Logic and Communication

In this article we argue that the problem of the relationships between concepts and perception in cognitive science is blurred by the fact that the very notion of concept is rather confused. Since it is not always clear exactly what concepts are, it is not easy to say, for example, whether and in what measure concept possession involves entertaining and manipulating perceptual representations, whether concepts are entirely different from perceptual representations, and so on. As a paradigmatic example of this state of affairs, we will start by taking into consideration the distinction between conceptual and nonconceptual content. The analysis of …


Linguistic Intuitions And Cognitive Penetrability, Michael Devitt Dec 2014

Linguistic Intuitions And Cognitive Penetrability, Michael Devitt

Baltic International Yearbook of Cognition, Logic and Communication

Metalinguistic intuitions play a very large evidential role in both linguistics and philosophy. Linguists think that these intuitions are products of underlying linguistic competence. I call this view “the voice of competence” (“VoC”). Although many philosophers seem to think that metalinguistic intuitions are a priori many may implicitly hold the more scientifically respectable VoC. According to VoC, I argue, these intuitions can be cognitively penetrated by the central processor. But, I have argued elsewhere, VoC is false. Instead, we should hold “the modest explanation” (“ME”) according to which these intuitions are fairly unreflective empirical theory-laden central-processor responses to phenomena. On …


Is Low-Level Visual Experience Cognitively Penetrable?, Dávid Bitter Dec 2014

Is Low-Level Visual Experience Cognitively Penetrable?, Dávid Bitter

Baltic International Yearbook of Cognition, Logic and Communication

Philosophers and psychologists alike have argued recently that relatively abstract beliefs or cognitive categories like those regarding race can influence the perceptual experience of relatively low-level visual features like color or lightness. Some of the proposed best empirical evidence for this claim comes from a series of experiments in which White faces were consistently judged as lighter than equiluminant Black faces, even for racially ambiguous faces that were labeled ‘White’ as opposed to ‘Black’ (Levin and Banaji 2006). The latter result is considered especially indicative of cognitive penetration, based on the reasoning that the relevant distortions were a function of …


Grounding Naïve Physics And Optics In Perception, Ivana Bianchi, Ugo Savardi Dec 2014

Grounding Naïve Physics And Optics In Perception, Ivana Bianchi, Ugo Savardi

Baltic International Yearbook of Cognition, Logic and Communication

Many adults hold mistaken beliefs concerning the behavior of mechanical motion and reflections. In the field of psychology this has been investigated in the areas of naïve physics and naïve optics. The interesting question regards where these false beliefs come from. Particularly thought-provoking is the case of errors which are at odds not only with (presumably or even actually) known physical/optical concepts, but also with what people would actually perceive. Some errors are in fact consistent with what people see in ecological conditions while others apparently are not. This has led to the former being referred to as perceptual errors …


Creating Constraints To Community Resiliency: The Event Of A Rural School’S Closure, Jacquelyn Oncescu Sep 2014

Creating Constraints To Community Resiliency: The Event Of A Rural School’S Closure, Jacquelyn Oncescu

Online Journal of Rural Research & Policy

In this study, a community resilience model is utilized to explore the impacts of a rural school’s closure and its implication on community resiliency in the Village of Limerick, Saskatchewan. The findings from four semi-structured interviews and three focus groups indicate that the school’s closure created a number of constraints that have considerable implications for community resilience. In particular, the school’s closure decreased the residents’ sense of community. In addition, as a result of the school’s closure, the community resident’s experienced diminishing civic engagement in the form of volunteerism, community recreation participation, and intergenerational relationships. This paper demonstrates the challenges …


Book Review: It's Not You, It's The Dishes: How To Minimize Conflict And Maximize Happiness In Your Relationship, Derek Lawson Aug 2014

Book Review: It's Not You, It's The Dishes: How To Minimize Conflict And Maximize Happiness In Your Relationship, Derek Lawson

Journal of Financial Therapy

It’s Not You, It’s The Dishes brings economic principles and theory into the married life of couples. The authors simplify economics by providing fundamental concepts while removing technical jargon in a funny, yet intuitive way. Readers are introduced to the basics of comparative advantage, game theory, and eight other economic principles, all while learning lessons on how to resourcefully allocate their limited units of time, money, and energy to yield a better return on their biggest investment of their lives, their marriage. At its core, this is a self-help book aimed at married couples. Nevertheless, financial professionals and academics may …


Practitioner Profile: An Interview With Reeta Wolfsohn, Cmsw, Reeta Wolfsohn Aug 2014

Practitioner Profile: An Interview With Reeta Wolfsohn, Cmsw, Reeta Wolfsohn

Journal of Financial Therapy

Reeta Wolfsohn, CMSW, began practicing financial therapy in 1997. At the time, she didn’t call what she did by that name, but her work specifically addressed the financial issues and problems of her clients. Early on in her work, Reeta recognized clients wanted to take control of their money and their lives, but struggled not only with the shame, guilt, worry, and stress of debt, but also with the poor sense of self, and low self-confidence and self-esteem which inevitably accompanied it. Realizing clients needed more help than regularly scheduled therapy sessions, she began developing financial educational materials and psychosocial …


Researcher Profile: An Interview With John E. Grable, Ph.D., Cfp(R), John Grable Aug 2014

Researcher Profile: An Interview With John E. Grable, Ph.D., Cfp(R), John Grable

Journal of Financial Therapy

John E. Grable, Ph.D., CFP(R) teaches and conducts research in the Certified Financial Planner(TM) Board of Standards undergraduate and graduate programs at the University of Georgia. Prior to entering the academic profession, he worked as a pension/benefits administrator and later as a Registered Investment Advisor in an asset management firm. He served as the founding editor for the Journal of Personal Finance and as the co-founding editor of the Journal of Financial Therapy. His research interests include financial risk-tolerance assessment, psychophysiological economics, and financial planning help-seeking behavior. Dr. Grable has published nearly 100 peer-reviewed papers, co-authored two financial …


“Where I’M Coming From”: A Discourse Analysis Of Financial Advice Media, Tanya E. Mudry, Ines Sametband, Tom Strong, Dan Wulff, Jennifer Michel, Sally St. George Aug 2014

“Where I’M Coming From”: A Discourse Analysis Of Financial Advice Media, Tanya E. Mudry, Ines Sametband, Tom Strong, Dan Wulff, Jennifer Michel, Sally St. George

Journal of Financial Therapy

In this paper we conceptualize different understandings and positions taken in conflicts over finances in family and couple relationships. We see these as informed by discourses found in popular and professional media. Discourses, as we describe them, are cultural ways of understanding and acting – where “we are coming from,” in this case, relates to finances and financial management. We turn to various media (magazine advice articles, self-help books, professional and research literatures) using discourse analysis to identify distinct discourses regarding how finances are to be regarded and managed. We then link these discourses to discourse positions, or positionings, that …


Moneygrams: Recalled Childhood Memories About Money And Adult Money Pathology, Adrian Furnham, Sophie Von Stumm, Rebecca Milner Aug 2014

Moneygrams: Recalled Childhood Memories About Money And Adult Money Pathology, Adrian Furnham, Sophie Von Stumm, Rebecca Milner

Journal of Financial Therapy

In this study 512 adults completed two questionnaires. One questionnaire was devised specifically for this study concerning childhood memories of parental beliefs and behaviours with respect to money (i.e moneygrams)/ The second questionnaire established a measure of “money pathology” (Forman, 1987). The moneygram questionnaire was based on clinical cases and idiographic studies on money pathology. Around a fifth of the items showed significant sex differences. Factor analysis highlighted one clear factor, namely “money secrecy” - which was associated with greater levels of spending money pathology in adulthood. In women, but not in men, higher family money secrecy was significantly associated …


Factors Related To Financial Stress Among College Students, Stuart Heckman, Hanna Lim, Catherine Montalto Aug 2014

Factors Related To Financial Stress Among College Students, Stuart Heckman, Hanna Lim, Catherine Montalto

Journal of Financial Therapy

Concerns that debt loads and other financial worries negatively affect student wellness are a top priority for many university administrators. Factors related to financial stress among college students were explored using the Roy Adaptation Model, a conceptual framework used in health care applications. Responses from the 2010 Ohio Student Financial Wellness Survey were analyzed using proportion tests and multivariate logistic regressions. The results show that financial stress is widespread among students – 71% of the sample reported feeling stress from personal finances. The results of the proportion tests and logistic regressions show that this study successfully identified important financial stressors …


Understanding Financial Literacy And Competence: Considerations For Training, Collaboration, And Referral For Mfts, Bryce L. Jorgensen, Damon L. Rappleyea, Alan C. Taylor Aug 2014

Understanding Financial Literacy And Competence: Considerations For Training, Collaboration, And Referral For Mfts, Bryce L. Jorgensen, Damon L. Rappleyea, Alan C. Taylor

Journal of Financial Therapy

Developing clinical competencies is a foundational feature for most mental health disciplines. Evidence suggests that many couples attending marital therapy regularly report that financial concerns are a significant contributor to their collective distress. Despite the reports of financial distress being a common occurrence, many practitioners are unfamiliar with available resources to remediate the problem. The authors address the concepts of practitioner competence in financial literacy, client financial problems, the benefits of financial literacy, and suggest a referral process, grounded in ethical decision making, that provides appropriate treatment considerations to clients experiencing such distress. The Referral for Financial Concerns Questionnaire (RFCQ) …


Editorial, Volume 5, Issue 1, Kristy L. Archuleta Aug 2014

Editorial, Volume 5, Issue 1, Kristy L. Archuleta

Journal of Financial Therapy

Welcome to Volume 5, Issue 1 of the Journal of Financial Therapy! In this issue, four scholarly papers are presented along with two profiles and a book review. These four papers address very important issues, such as mental health therapists’ competency in working with financial issues, financial stress of college students, parental messages about money, and financial advice media.


Glasgow Gown With Three Bands On Each Sleeve, Neil K. Dickson Jan 2014

Glasgow Gown With Three Bands On Each Sleeve, Neil K. Dickson

Transactions of the Burgon Society

In my history of the academic dress of the University of Glasgow I recorded that major changes to gowns and hoods took place in 1893. When the proposals for the various degrees were under consideration by a committee, the University Court instructed the committee to design a gown for its members. However no design appeared. In 1901 a new committee was appointed with the result that in 1902 the following design was approved: ‘a black doctor’s gown with collar and yoke and faced all with MA silk and with three bands of MA silk on each sleeve’. [Excerpt].


Book Review: How To Give Financial Advice To Couples, Alycia Degraff, D. Bruce Ross Dec 2013

Book Review: How To Give Financial Advice To Couples, Alycia Degraff, D. Bruce Ross

Journal of Financial Therapy

How to Give Financial Advice to Couples is a financial advisor’s must-read text. Kingsbury allows the reader to become familiar with the daunting area of couple dynamics in this unintimidating and easy read.


Narrative Financial Therapy: Integrating A Financial Planning Approach With Therapeutic Theory, Megan A. Mccoy, D. Bruce Ross, Joseph W. Goetz Dec 2013

Narrative Financial Therapy: Integrating A Financial Planning Approach With Therapeutic Theory, Megan A. Mccoy, D. Bruce Ross, Joseph W. Goetz

Journal of Financial Therapy

The article serves as one of the first attempts to develop an integrated theoretical approach to financial therapy that can be used by practitioners from multiple disciplines. The presented approach integrates the components of the six-step financial planning process with components of empirically-supported therapeutic methods. This integration provides the foundation for a manualized approach to financial therapy, shaped by the writings of narrative theorists and select cognitive-behavioral interventions that can be used both by mental health and financial professionals.


2013 Membership Profile Of The Financial Therapy Association: A Strategic Planning Report, Sarah Asebedo, Megan A. Mccoy, Kristy L. Archuleta Dec 2013

2013 Membership Profile Of The Financial Therapy Association: A Strategic Planning Report, Sarah Asebedo, Megan A. Mccoy, Kristy L. Archuleta

Journal of Financial Therapy

A second profile of the Financial Therapy Association (FTA) membership was conducted to continue the development of financial therapy as a new area of practice and study. The FTA was established in 2010 as an effort to bring together practitioners and researchers from diverse disciplines to share in a common vision of financial therapy. This profile report depicts the demographic profile (e.g., age, education, gender, occupation, income) and perspectives of members who participated in the survey commissioned by the FTA Strategic Planning Committee in 2013. The results of the membership profile survey highlight the future directions of and the challenges …