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Full-Text Articles in Urban Studies and Planning
Faktor-Faktor Yang Mempengaruhi Suku Bunga Pinjaman Perumahan, Bagus Dwi Prasetyo, Nining Indroyono Soesilo
Faktor-Faktor Yang Mempengaruhi Suku Bunga Pinjaman Perumahan, Bagus Dwi Prasetyo, Nining Indroyono Soesilo
Jurnal Kebijakan Ekonomi
This study examines the causes of high and low mortgage rates in a country using panel data from 17 countries in Asia (China, Hong Kong, Indonesia, India, Japan, Singapore, South Korea, Thailand), Australia (Australia), Europe (France, Germany, Italy, Spain, United Kingdom) and America (Canada, United States) to see how conditions are in these countries and their institutional housing finance system. By assuming that there is a simultaneous relationship at the mortgage rates which is a two-way relationship, where the dependent variable has an influence on the independent variable. The estimation results of the model using the simultaneous equation also show …
Subsidi Perumahan, Migrasi Dan Permintaan Rumah Studi Kasus Program Kpr Bersubsidi Di Indonesia, Elenka Fourtiena, I Dewa Gede Karma Wisana
Subsidi Perumahan, Migrasi Dan Permintaan Rumah Studi Kasus Program Kpr Bersubsidi Di Indonesia, Elenka Fourtiena, I Dewa Gede Karma Wisana
Jurnal Kebijakan Ekonomi
This study examines the effect of the implementation of Kredit Pemilikan Rumah Fasilitas Likuiditas Pembiayaan Perumahan (KPR-FLPP) as subsidized mortgage on the recent migration rate and its impact for low-income households in Indonesia. Using the multiple linear regression method random effect model, this study analyzed the home ownership status of recent migrants with indicators of the average household’s per capita expenditure in the 2010-2019 Statistics Indonesia survey. The results show that the realization of KPR-FLPP has a negative effect on the migration rate. Meanwhile, the realization of KPR-FLPP has a negative effect on low-income households’ home ownerships rate, it is …