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Full-Text Articles in Social Work
Annual Report On The Head Start Family Financial Capability Program: 2015–2016, Jami Curley, Anne S. Robertson
Annual Report On The Head Start Family Financial Capability Program: 2015–2016, Jami Curley, Anne S. Robertson
Center for Social Development Research
This report presents results from a mixed-methods evaluation of the third year of implementation of a financial-capability program with Head Start families in the St. Louis, Missouri, metropolitan area: The Head Start Family Financial Capability (HSFFC) Program. The program combined savings incentives, budget and credit counseling, and one-on-one coaching with 10 hours of financial education on debt management, banking, budgeting, saving, and credit. The results reported here come from analyses of data on 339 adult program participants from Head Start families, 107 Head Start staff who participated in the program, and administrators and staff implementing the program at Head Start …
Employee Financial Wellness Programs: A Review Of The Literature And Directions For Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, Michal Grinstein-Weiss
Employee Financial Wellness Programs: A Review Of The Literature And Directions For Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, Michal Grinstein-Weiss
Center for Social Development Research
This is a literature review of studies that have examined the implementation of financial wellness programs in the workplace. The review suggests that employee financial wellness programs (EFWPs) have drawn on both existing and new methods to improve the financial security of employees. Although a number of studies have been conducted on employer-based financial education and retirement planning, evidence concerning the efficacy of EFWPs is limited. Moreover, the methodological shortcomings of studies in the workplace financial wellness field have limited evidence concerning returns on investment and impeded efforts to make best-practice recommendations. Thus, researchers should consider strengthening the evidence base …
Residential Mobility During Adolescence: Even "Upward" Moves Predict High School Dropout, Molly W. Metzger, Patrick J. Fowler, Bennett Kelberman
Residential Mobility During Adolescence: Even "Upward" Moves Predict High School Dropout, Molly W. Metzger, Patrick J. Fowler, Bennett Kelberman
Center for Social Development Research
Racial and economic segregation have long endured as systemic challenges in U.S. metropolitan areas. To combat the inequalities of segregation, two broad policy approaches have emerged: (1) preservation stresses investment in low-income neighborhoods, and (2) mobility stresses moving households in low-income areas to more affluent areas. Our recent study reveals some possible unintended consequences of the latter approach, particularly for adolescents. We find that moving during adolescence is associated with decreased odds of graduating from high school, even when moving to significantly higher income neighborhoods.
The Seed For Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, And Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, Michael Sherraden
The Seed For Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, And Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, Michael Sherraden
Center for Social Development Research
This brief presents the latest results from SEED for Oklahoma Kids, a pathbreaking randomized experiment to test the effects of automatic, universal, and progressive Child Development Accounts (CDAs) in a statewide sample. Key features of the CDA are automatic opening of a 529 account and an automatic initial $1,000 deposit. The results show that CDAs with automatic deposits invested in a 529 plan may enable children to accumulate meaningful levels of assets over time, even if their families do not contribute to the accounts. As the brief indicates, the new results also have key implications for public policy.
Refund To Savings 2013: Comprehensive Report On A Large-Scale Tax-Time Saving Program, Michal Grinstein-Weiss, Dana C. Perantie, Blair D. Russell, Krista Comer, Samuel H. Taylor, Lingzi Luo, Clinton Key, Dan Ariely
Refund To Savings 2013: Comprehensive Report On A Large-Scale Tax-Time Saving Program, Michal Grinstein-Weiss, Dana C. Perantie, Blair D. Russell, Krista Comer, Samuel H. Taylor, Lingzi Luo, Clinton Key, Dan Ariely
Center for Social Development Research
Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program
The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden
The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden
Center for Social Development Research
This brief summary of early research findings from the SEED for Oklahoma Kids experiment may help Child Development Account (CDA) proponents communicate the value of such accounts to policymakers, educators and others.
Inquiry, Innovation, & Impact: Report To The Community, Center For Social Development
Inquiry, Innovation, & Impact: Report To The Community, Center For Social Development
Center for Social Development Research
Inquiry, Innovation, & Impact: Report to the Community
Lessons From Seed: A National Demonstration Of Child Development Accounts, Michael Sherraden, Julia Stevens, Deborah Adams, Ray Boshara, Margaret Clancy, Reid Cramer, Bob Friedman, Rochelle Howard, Karol Krotki, Ellen Marks, Lisa Mensah, Bryan Rhodes, Carl Rist, Edward Scanlon, Trina Williams Shanks, Michael Sherraden, Julia Stevens, Leigh Tivol, Robert Zager
Lessons From Seed: A National Demonstration Of Child Development Accounts, Michael Sherraden, Julia Stevens, Deborah Adams, Ray Boshara, Margaret Clancy, Reid Cramer, Bob Friedman, Rochelle Howard, Karol Krotki, Ellen Marks, Lisa Mensah, Bryan Rhodes, Carl Rist, Edward Scanlon, Trina Williams Shanks, Michael Sherraden, Julia Stevens, Leigh Tivol, Robert Zager
Center for Social Development Research
Lessons From SEED: A National Demonstration of Child Development Accounts
Youth Savings Around The World: Youth Characteristics, Savings Performance, And Potential Effects, Rainier Masa, Margaret Sherrard Sherraden, Li Zou, Fred Ssewamala, Lissa Johnson, David Ansong, Gina Chowa, Michael Sherraden
Youth Savings Around The World: Youth Characteristics, Savings Performance, And Potential Effects, Rainier Masa, Margaret Sherrard Sherraden, Li Zou, Fred Ssewamala, Lissa Johnson, David Ansong, Gina Chowa, Michael Sherraden
Center for Social Development Research
Youth Savings Around the World: Youth Characteristics, Savings Performance, and Potential Effects
Perceived Effects Of International Volunteering: Reports From Alumni, Benjamin Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Perceived Effects Of International Volunteering: Reports From Alumni, Benjamin Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Center for Social Development Research
Perceived Effects of International Volunteering: Reports From Alumni
Lack Of A Will Or Of A Way? Taking A Capability Approach For Analysing Disability Policy Shortcomings And Ensuring Programme Impact In Afghanistan, Jean-Francois Trani, Parul Bakhshi, Ayan A. Noor, Ashraf Mashkoor
Lack Of A Will Or Of A Way? Taking A Capability Approach For Analysing Disability Policy Shortcomings And Ensuring Programme Impact In Afghanistan, Jean-Francois Trani, Parul Bakhshi, Ayan A. Noor, Ashraf Mashkoor
Brown School Faculty Publications
The present paper attempts to analyse some of the shortcomings that have impeded efforts in the field of disability in Afghanistan. After an overview of recent disability initiatives, this article presents elements that have contributed to the limited impact. The context of a Conflict Affected Fragile State (CAFS) makes particularly intricate the development of state-capacity as well as the delivery of basic services for the population. To overcome identified gaps, it is argued that Amartya Sen’s Capability Approach (CA) constitutes a relevant framework for designing disability policy and implementation. While the definition of human development has evolved considerably over the …
Exploring Saving Performance In An Ida For People With Disabilities: Some Preliminary Findings, Margaret Lombe, Jin Huang, Michelle Putnam, Kate Cooney
Exploring Saving Performance In An Ida For People With Disabilities: Some Preliminary Findings, Margaret Lombe, Jin Huang, Michelle Putnam, Kate Cooney
Center for Social Development Research
Asset development policies have been promoted as a means to create a more inclusive “ownership society.” During the past few years, asset building scholarship has begun to focus specifically on marginalized groups including persons with disabilities. Using a sample of Individual Development Account (IDA) program participants (N=376), we examine effects of disability status on IDA saving performance; we also assess variations in saving performance by individual and programmatic characteristics. Our results suggest that disability status, in addition to a number of individual and program characteristics, is associated with saving performance in an IDA. Implications for practice and scholarship are presented.
Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment On Individual Development Accounts, Michal Grinstein-Weiss, Jung-Sook Lee, Kate Irish, Chang-Keun Han
Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment On Individual Development Accounts, Michal Grinstein-Weiss, Jung-Sook Lee, Kate Irish, Chang-Keun Han
Center for Social Development Research
For low-income families, homeownership represents an important strategy to move out of poverty and offers long-term social and economic development opportunities. Individual Development Account (IDA) programs facilitate savings towards assets such as home purchase through matched savings, financial education and case management. Using longitudinal experiment data from the American Dream Demonstration, this study examines the influence of IDA participation on homeownership rates among low-income participants after 18 months (Wave 2) of program participation and after 48 months (Wave 3) at program completion. Involvement in specific home-search activities at Waves 2 and 3 was measured to determine whether these activities mediated …
The Balance Sheets Of Low-Income Households: What We Know About Their Assets And Liabilities., Adam Carasso, Signe-Mary Mckernan
The Balance Sheets Of Low-Income Households: What We Know About Their Assets And Liabilities., Adam Carasso, Signe-Mary Mckernan
Center for Social Development Research
The Balance Sheets of Low-Income Households: What We Know About Their Assets and Liabilities.
Account Monitoring Report At December 31, 2005, Lisa Reyes Mason, Vernon Loke, Margaret Clancy
Account Monitoring Report At December 31, 2005, Lisa Reyes Mason, Vernon Loke, Margaret Clancy
Center for Social Development Research
Account Monitoring Report at December 31, 2005
Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy
Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy
Center for Social Development Research
SEED Account Monitoring Research at June 30, 2006
Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer
Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer
Center for Social Development Research
Wealth Building in Rural America: Programs, Policies, Research
Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden
Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden
Center for Social Development Research
Inclusion in College Savings Plans: Participation and Saving in Maine's Matching Grant Program
Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton
Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton
Center for Social Development Research
Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment
Service-Learning And Civic Outcomes: From Suggestive Research To Program Models, Suzanne Pritzker, Amanda Moore Mcbride
Service-Learning And Civic Outcomes: From Suggestive Research To Program Models, Suzanne Pritzker, Amanda Moore Mcbride
Center for Social Development Research
Service-learning has been identified as an intervention that may address low levels of youth civic engagement. Service-learning is compared to two other interventions that have been associated with civic outcomes: community service and civic education curricula. Studies of these three types of interventions are systematically reviewed and compared, taking into account rigor of designs and methods. Across a range of civic indicators, no clear pattern was found regarding the impact of each intervention. This review highlights the need for increased rigor and sensitivity of measurement in future research on civic development among school-age students.
Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson
Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson
Center for Social Development Research
Asset Building: Increasing Capacity for Performance Measurement and Effects
The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden
The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden
Center for Social Development Research
The Potential for Inclusion in 529 Savings Plans: Report on a Survey of States
North American Community Service Pilot Project, Margaret S. Sherraden, Carlos Benítez
North American Community Service Pilot Project, Margaret S. Sherraden, Carlos Benítez
Center for Social Development Research
North American Community Service Pilot Project
Michigan Ida Partnership: Year 2 Program Evaluation Report, Jan L. Losby, Maria L. Hein, Jill R. Robinson
Michigan Ida Partnership: Year 2 Program Evaluation Report, Jan L. Losby, Maria L. Hein, Jill R. Robinson
Center for Social Development Research
Michigan IDA Partnership: Year 2 Program Evaluation Report
A Comparative Analysis Of Rural And Urban Saving Performance In Individual Development Accounts, Jami Curley, Michal Grinstein-Weiss
A Comparative Analysis Of Rural And Urban Saving Performance In Individual Development Accounts, Jami Curley, Michal Grinstein-Weiss
Center for Social Development Research
The purpose of this study was to examine the predictors of savings outcomes for rural and urban participants in IDA programs. Multivariate analyses by residency were used to explore the experiences of rural and urban participants. a short survey among rural IDA administrators in ADD was used to identify the challenges associated with managing IDAs in these regions. Finally, conclusions and policy implications are presented.
The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden
The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden
Center for Social Development Research
The United Way of Greater St. Louis Individual Development Account Pilot Program
Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner
Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner
Center for Social Development Research
This study is the first quantitative look at the effects of financial education on savings outcomes for the poor in Individual Development Accounts. The findings suggest that financial education has sizeable effects, and that courses need not be long to take advantage of them. Marketing and public-policy implications are noted.
Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden
Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden
Center for Social Development Research
Family Assets for Independence in Minnesota
Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy
Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy
Center for Social Development Research
Financial Education in a Children and Youth Savings Account Policy Demonstration: Issues and Options