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Full-Text Articles in Social Psychology
How To Prevent Unhelpful Personality Traits From Evolving Into Unhelpful Financial Behaviors: The Benefits Of Future Clarity, Simon Andrew Moss, Eraj Ghafoori, Liam Smith
How To Prevent Unhelpful Personality Traits From Evolving Into Unhelpful Financial Behaviors: The Benefits Of Future Clarity, Simon Andrew Moss, Eraj Ghafoori, Liam Smith
Journal of Financial Therapy
Many organizations have implemented programs to improve the financial behavior of impending retirees and other vulnerable demographics. These programs are predicated on the assumption that financial behavior is indeed modifiable. Yet, many enduring traits, such as emotional instability, could promote financial anxiety and provoke imprudent financial behaviors, limiting the utility of these programs. This study, however, tests the possibility that future clarity—the degree to which individuals perceive their future as vivid and certain—could diminish the extent to which emotional instability coincides with financial anxiety and imprudent financial behavior. Specifically, 1516 participants over 50 completed a questionnaire that gauges emotional instability, …
Associations Between Financial Avoidance, Emotional Distress, And Relationship Conflict Frequency In Emerging Adults In College, Josh R. Novak, Rhees R. Johnson
Associations Between Financial Avoidance, Emotional Distress, And Relationship Conflict Frequency In Emerging Adults In College, Josh R. Novak, Rhees R. Johnson
Journal of Financial Therapy
Some research shows that college students are not aware of their financial situation and even avoid engaging with their finances. Research has yet to investigate how this financial avoidance is associated with emotional and relational health for college students in romantic relationships. As such, the purpose of this study was to identify the associations between financial avoidance and conflict frequency. Emotional distress was included as a possible mediator of the association. Results revealed that for both men and women, higher financial avoidance was indirectly associated with increased conflict frequency with their partner through increased emotional distress. A direct association was …