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Social and Behavioral Sciences Commons

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2012

Social Work

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Articles 1 - 13 of 13

Full-Text Articles in Social and Behavioral Sciences

Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden Nov 2012

Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden

Center for Social Development Research

Youth and Saving in Ghana: A Baseline Report From the YouthSave Ghana Experiment


Interviews With Mothers Of Young Children In The Seed For Oklahoma Kids College Savings Experiment, Karen Gray, Margaret Clancy, Margaret S. Sherraden, Kristen Wagner, Julie Miller-Cribbs Nov 2012

Interviews With Mothers Of Young Children In The Seed For Oklahoma Kids College Savings Experiment, Karen Gray, Margaret Clancy, Margaret S. Sherraden, Kristen Wagner, Julie Miller-Cribbs

Center for Social Development Research

Interviews With Mothers of Young Children in the SEED for Oklahoma Kids College Savings Experiment


Long-Term Follow-Up Of Individual Development Accounts: Evidence From The Add Experiment, Michal Grinstein-Weiss, Michael Sherraden, William M. Rohe, William Gale, Mark Schreiner, Clinton Key Sep 2012

Long-Term Follow-Up Of Individual Development Accounts: Evidence From The Add Experiment, Michal Grinstein-Weiss, Michael Sherraden, William M. Rohe, William Gale, Mark Schreiner, Clinton Key

Center for Social Development Research

Long-Term Follow-Up of Individual Development Accounts: Evidence From the ADD Experiment


Product Pilot Report: Youth Savings Performance In Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Isaac Osei-Akoto, Moses Njenga, Sharad Sharma Jul 2012

Product Pilot Report: Youth Savings Performance In Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Isaac Osei-Akoto, Moses Njenga, Sharad Sharma

Center for Social Development Research

Product Pilot Report: Youth Savings Performance in Ghana, Kenya, and Nepal


Financial Knowledge And Attitudes Of Youth In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Isaac Osei-Akoto Jul 2012

Financial Knowledge And Attitudes Of Youth In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Isaac Osei-Akoto

Center for Social Development Research

Financial Knowledge and Attitudes of Youth in Ghana


Youth In The Ghana Experiment: Characteristics And Living Conditions, Gina A. N. Chowa, Rainier Masa, Isaac Osei-Akoto Jul 2012

Youth In The Ghana Experiment: Characteristics And Living Conditions, Gina A. N. Chowa, Rainier Masa, Isaac Osei-Akoto

Center for Social Development Research

Youth in the Ghana Experiment: Characteristics and Living Conditions


Youth Saving Patterns And Performance In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Issac Osei-Akoto Jul 2012

Youth Saving Patterns And Performance In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Issac Osei-Akoto

Center for Social Development Research

Youth Saving Patterns and Performance in Ghana


The Impact Of Household Possessions On Youth's Academic Achievement In The Ghana Youthsave Experiment, Gina A. N. Chowa, Rainier D. Masa, Christopher J. Wretman, David Ansong May 2012

The Impact Of Household Possessions On Youth's Academic Achievement In The Ghana Youthsave Experiment, Gina A. N. Chowa, Rainier D. Masa, Christopher J. Wretman, David Ansong

Center for Social Development Research

Households play an important role in youth’s academic achievement. Household assets as part of youth’s family background have been found to have a significant impact on youth’s academic achievement. In this study, the impact of household possessions on youth’s academic achievement in the Ghana YouthSave experiment is investigated. Findings support the hypothesized positive direction of the impact of household possessions on academic achievement of youth. Using propensity score optimal matching and matching estimators, results show youth from households that reported owning at least one of the five household items measured scored almost 1 unit higher on English than their peers …


Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden Mar 2012

Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden

Center for Social Development Research

This study examines how study participants’ financial knowledge and participation in a Child Development Account (CDA) intervention affect 529 College Savings Plan account holding among caregivers of infants. The study uses data from the SEED for Oklahoma Kids experiment (SEED OK, N=2,51), a statewide randomized experiment using a probability sample of infants selected from birth records. SEED OK is a policy test of universal and progressive CDAs that encourage families to accumulate assets for their children’s future. Results of logit regression show that participants’ financial knowledge is positively related to the account holding in the treatment group, but not in …


Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa Mar 2012

Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa

Center for Social Development Research

A major hypothesis of asset-building is that early access to savings accounts leads to continued and improved educational and economic outcomes over time. This study asks whether or not young adults (ages 18 to 22), particularly lower-income young adults, are significantly more likely to own savings accounts and to accumulate more savings when they have access to savings accounts at banking institutions as adolescents (ages 13 to 17). We investigate this question using longitudinal data (low-to-moderate income sample [LMI; N = 530]; low-income sample [LI; N = 354]) from the Panel Study of Income Dynamics and its supplements. Results from …


Economic Socialization, Saving, And Assets In European Young Adults, Paul Webley, Ellen Nyhus Mar 2012

Economic Socialization, Saving, And Assets In European Young Adults, Paul Webley, Ellen Nyhus

Center for Social Development Research

Two studies were carried out, using data on the assets, economic socialization and dispositions of European teenagers and young adults. The sample of young adults (18-32) was drawn from a panel survey of the Dutch population. The Dutch sample size was 392, a significant proportion (over 25%) of whom were still living in the parental home. The sample of teenagers (mean age 14.4 years) and their parents was drawn from a three-generation study of economic socialization in Norway. The Norwegian sample size was 548 adolescents, 256 mothers, and 227 fathers. The Dutch study identified four distinct strands of economic socialization: …


Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson Mar 2012

Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson

Center for Social Development Research

Child health, educational attainment, and family socioeconomic status are inextricably linked. We introduce a model that ties together research drawn from the fields of economics, education, psychology, sociology, medicine, epidemiology, neuroscience, public health and biostatistics. Organized around an integrated conceptual paradigm of environmental, economic, familial and psychosocial pathways, we demonstrate various ways SES alters the performance of biological systems, thereby affecting family interaction, stress, school success, and child outcomes.


Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana Feb 2012

Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana

Center for Social Development Research

This study uses a survey of participants from an Individual Development Account (IDA) matched savings intervention to examine self-reported financial practices (cash flow and savings) five years after the intervention terminated. Latent class analysis produced three groups of financial practices - high, medium, and low functioning. Results showed that some low-income households are carefully managing their finances. Psychological sense of mastery was positively related to high functioning cash-flow and savings. The IDA intervention had no association with latent class membership. Antipoverty interventions should assess the financial practices of participants at the time of service enrollment. Further, social service providers should …