Social and Behavioral Sciences Commons^™

Changing Patterns Xi: Mortgage Lending To Traditionally Underserved Borrowers & Neighborhoods In Greater Boston, 1990-2003, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded t o include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In last year’s report, the geographic coverage was further expanded to include a total of 108 communities.

The text that follows this introduction highlights some of the most significant findings that emerge from the extensive set of tables and charts that constitute the bulk of the report. The …

Changing Patterns Xi: Mortgage Lending To Traditionally Underserved Borrowers And Neighborhoods In Greater Boston, 1990-2003, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded t o include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In last year’s report, the geographic coverage was further expanded to include a total of 108 communities.

The text that follows this introduction highlights some of the most significant findings that emerge from the extensive set of tables and charts that constitute the bulk of the report. The …

Aging In Place At Harbor Point: Outreach Follow-Up Of Older Adults Living In Independent Mixed-Income Apartments, Judith M. Conahan, Nina M. Silverstein, Kelly Fitzgerald

Gerontology Institute Publications

Most older people, despite functional impairments, plan to stay in their homes and/or communities as long as possible. According to an AARP survey, 82% of adults 65+ reported that they believe that they are “very likely” or “somewhat likely” to stay in their current homes or apartments for the rest of their lives. With increasing age, housing and community characteristics and services gain importance in meeting the challenges of “aging in place.” Staying in their homes maximizes elder’s independence, sustains their social connections, and reaffirms their identity and value.

Economic Engagement: An Avenue To Employment For Individuals With Disabilities, William Kiernan, John Halliday, Heike Boeltzig

All Institute for Community Inclusion Publications

The role that employment has played for persons with disabilities over the past several decades has moved from one of no engagement in the workforce to a realization that persons with disabilities can work and are interested in working. The shrinking workforce has increased employers' interest in looking at the full range of potential workers, including those previously considered unemployable. The growing economy—coupled with the declining birth rate, the increase in technology and supports for a diverse workforce, and the increasing expectation that all persons should be provided with the opportunity to work—has led to a new view of individuals …

Bridges And Barriers To Housing For Chronically Homeless Street Dwellers: The Effects Of Medical And Substance Abuse Services On Housing Attainment, Tatjana Meschede

Center for Social Policy Publications

In the winter of 1998/99, after the deaths of 16 homeless people in the streets of Boston attracted wide attention by the media, the Commissioner of the Massachusetts Department of Public Health (MDPH), Dr. Howard Koh, convened a group of I stakeholders serving the homeless street population. The goal of this MDPH Homeless Taskforce was to reduce the number of homeless people dying on the streets as well as to improve service delivery to those homeless individuals most at risk of dying. A wide range of individuals serving or encountering the homeless street population, including homeless outreach teams, law enforcement …

The Community Action Principle: Subjects Not Objects, Barney Frank

New England Journal of Public Policy

Deals with the impact of community action programs in the international and domestic economic policies. Influence of political participation on the application of democratic principles in politics; Background of economic policies by former U.S. Presidents regarding the free enterprise system; Relevance of community action on the formulation of international economic policies.

Saving Capitalism From Itself: Whither The Welfare State?, Mimi Abramovitz

New England Journal of Public Policy

The U.S. welfare state has been under attack from both sides of the aisle since the mid-1970s. Using the lens of history, the following pages will argue that neither the rise of the welfare state in the 1930s nor the current attack were merely accidental. Instead, each was a response to a particular crisis of profitability because the institutional arrangements that had created the conditions for profit-making in the prior fifty years had deteriorated. The policies no longer worked for the powers-that-be and had to be “reformed.”

The Nonprofit Sector And The Will To Change, Pablo Eisenberg

New England Journal of Public Policy

A greater portion of our nonprofit activities in the future will have to be devoted to policies and actions that can produce constructive change. The extraordinary problems of our society as we enter the twenty-first century — poverty, racism, environmental degradation, lack of health protection, declining trust in governments — can only be tackled by strong policy work, advocacy, and citizen mobilization. The author outlines seven challenges that nonprofits need to address including promoting democracy, strengthening government, asuring public accountability, redefining the nonprofit sector, reforming philanthropy, developing new leadership, and engaging institutions of higher learning in promoting democracies and communities. …

Editor's Note, Padraig O'Malley

New England Journal of Public Policy

In this issue, special guest editors, Elaine Werby and Donna Haig Friedman, assemble an array of distinguished scholars, policymakers, community activists and political advocates to examine the interaction of the economic, political, and social “flows,” the undercurrents of history that stymied the war on poverty. Their articles and essays chart the beachheads that must be secured before the war can be successfully resumed; No war, they collectively remind us, is won without some battles being lost. You do not secure the future of the country if you abandon the principles of equity and equality for all, the bedrock of the …

Essay On Community, Hubie Jones

New England Journal of Public Policy

Family and community are human organisms that are the bedrock of any society. They provide the sustenance, values, direction, and protection that make it possible for individuals who live in a defined location to prosper and thrive singularly and collectively. Community is the social structure that mediates between the individual resident and the state and private elites, guiding social transactions between these different worlds to advance and protect the interests and needs of individuals and groups within neighborhoods or local communities.

Devolution: The Retreat Of Government, Judith Kurland

New England Journal of Public Policy

Devolution as practiced in much of the world is decentralization of program authority and responsibility to achieve greater administrative efficiency or program standards. Devolution as practiced by the Bush administration and the Republican Congress is not that, nor is it a diminution of federal power and the strengthening of states’ rights. Rather, it is a radical restructuring of government to prevent the expenditure of funds for traditional Democratic programs of the New Deal and the Great Society, and to prohibit states from being either more generous in social programs or more stringent in regulating industry than this administration desires.

Foreword, Elaine Werby, Donna Haig Friedman

New England Journal of Public Policy

Interspersed throughout this issue are Voices of Community Action — the voices of executive directors, board members, and staff. Some are personal reflections; others describe their work or tell of the struggles of those who live with poverty. All speak to the commitment of service and change, to personal development and growth, and to the worth of their work. Their stories are 10 matched in the testimony of those who have received services or participated in community action programs. All of these stories bear witness to the importance of what happens on the front lines among leaders, board members, staff, …

A Portrait Of Asian Americans In Metro Boston, Paul Watanabe, Michael Liu, Shauna Lo

New England Journal of Public Policy

The Asian American population of metropolitan Boston has grown rapidly and in extraordinary numbers. This article describes the great variety within the population with the purpose of fostering effective analysis, policy making, and service delivery.

Institute Brief: When Existing Jobs Don't Fit: A Guide To Job Creation, Colleen Condon, Lara Enein-Donovan, Marianne Gilmore, Melanie Jordan

The Institute Brief Series, Institute for Community Inclusion

Successful job development for people with disabilities is about meeting the specific and often unique needs of each job seeker. Job creation is a way to modify or restructure existing jobs or bring together a combination of job tasks that fill the work needs of an employer while capitalizing on the skills and strengths of workers with significant disabilities. This is the second issue in the new ICI Professional Development Series.

Mexico As Seen Through American Eyes: The Evolution Of U.S. News Media Coverage, Jorge Capetillo-Ponce

Sociology Faculty Publication Series

The traditional Mexican view of the U.S. news media's treatment of Mexico and Mexicans is that those media have been mired in prejudice, owing to what Octavia Paz has called "the twin sisters ignorance and arrogance." Mexicans of all social levels have held to this view for many decades, denouncing the obsession of American journalists with drug trafficking, illegal migration, and governmental corruption, and for forming or reinforcing in generations of Americans a vague, exotic, touristy, sometimes downright surreal vision of Mexico.

This view, however, began to shift very markedly during the administration of Carlos Salinas de Gortari (1988-1994). Especially …

Impact – Information Management, Public Access, Community Transformation: Final Evaluation Report, Oscar Gutierrez, John Mcgah

Center for Social Policy Publications

In 2000 the Department of Commerce awarded the Lake County (IL) Department of Planning, Building and Development a Technology Opportunity Program (TOPS) Grant to implement Project IMPACT. The project’s goals were “to improve access to and delivery of human services for low-income residents, strengthen community planning and resource allocation, and enhance understanding of data on homelessness that can be gathered and aggregated on local and national levels to accurately capture the scope of the problem and the effectiveness of efforts to ameliorate it.”

The Center for Social Policy (CSP) at the McCormack Graduate School of Policy Studies, University of Massachusetts …

Expanding Homeownership Opportunity: The Softsecond Loan Program, 1991-2003, Jim Campen

Gastón Institute Publications

The SoftSecond Loan Program emerged at the end of a tumultuous year of struggle over community reinvestment issues that began on January 11, 1989. The lead story in that day’s Boston Globe reported that a draft study by researchers at the Federal Reserve Bank of Boston had found that there was a pattern of “racial bias” in Boston’s mortgage lending, that the number of mortgage loans in the predominantly black neighborhoods of Roxbury and Mattapan would have been more than twice as great “if race was not a factor,” and that “this racial bias is both statistically and economically significant.” …

Access To Training For Mature Workers Through One-Stop Career Centers In Massachusetts, Francis G. Caro, Kelly Fitzgerald

Gerontology Institute Publications

The major purpose of this research is to determine the extent to which career centers in Massachusetts are providing mature workers with access to federally funded training. The research is based on two large administrative data sources: The MOSES database made available by the Massachusetts Department of Employment and Training (now Division of Career Services and Division of Unemployment) and a customer service database maintained by The Career Place, a career center in Woburn, MA. The MOSES data file provided for this research includes data on user characteristics and service transactions for all career centers in Massachusetts from July 1, …

Implications Of Changing Social Norms For Social Security Benefits: Results Of Pilot Research, Francis G. Caro, Yung-Ping Chen

Gerontology Institute Publications

Problem. The U.S. Social Security program is designed to protect the American family structure that existed when the program was introduced in the 1930s. Both family structure and social norms regarding family life have changed substantially in the interim. Major changes in family structure invite proposals to modify Social Security benefits to accommodate contemporary conditions. To remain politically viable, the program must make adjustments to reflect contemporary public opinion regarding family life. We asked to what extent contemporary public opinion is supportive of the current benefit structure and the extent to which public opinion points to possible changes in benefits? …

Asian Americans In Metro Boston: Growth, Diversity, And Complexity, Paul Watanabe, Michael Liu, Shauna Lo

Institute for Asian American Studies Publications

This report provides an overview of Asian Americans in the Metro Boston area using 2000 U.S. Census data.

Borrowing Trouble? Iv: Subprime Mortgage Refinance Lending In Greater Boston, 2000-2002, Jim Campen

Gastón Institute Publications

The present report is the fourth in the annual series begun by that initial study; it extends the time period covered through 2002, and expands the number of individual cities and towns for which data on subprime refinance lending are provided to 108.

Although motivated by a concern with predatory lending, this study and its predecessors – like all of the other quantitative studies of which I am aware – analyzes and reports on lending by subprime lenders. It is therefore important to emphasize that although all predatory loans are subprime, only a fraction of subprime loans are predatory. While …

The Frank J. Manning Certificate In Gerontology Alumni Survey: 21 Years Of Service To Elders, Nina M. Silverstein, Jenai Murtha, Donna Sullivan, May Jawad

Gerontology Institute Publications

The Certificate Program in Gerontology at the University of Massachusetts Boston, a large urban university, was established in 1979 as part of an Administration on Aging (AoA) grant to develop and expand services to the elderly citizens of the Commonwealth of Massachusetts. In 1984, a line item was added to the state budget by the legislature and governor establishing the Gerontology Institute at the University of Massachusetts Boston and ensuring the continuation of training, research, and policy and advocacy work on behalf of and with Massachusetts’ elders (O’Brien, 1996). Upon Frank J. Manning’s death in 1986, the program was renamed …

Consumer Perspectives On Quality In Adult Day Care, Amy Leventhal Stern, Francis G. Caro

Gerontology Institute Publications

Purpose: The purpose of this project was to gain insight into the quality of care and services provided through adult day care from the user’s perspective. Design and Methods: The project utilized 13 focus groups to explore aspects associated with user needs, preferences, and satisfaction with adult day care centers. Results: Focus group participants described aspects of adult day care that are important in delivering quality care, program features that are effective, and key areas in need of improvement. Ensuring the safety of clients; having caring, friendly, and compassionate staff available to provide one-on-one attention; engaging clients in stimulating activities; …

Back To The Future: The Future Of Long-Term Care In Massachusetts, Deborah H. Thomson, John J. Ford

Gerontology Institute Publications

The state of Massachusetts, like the rest of the United States, is facing an approaching crisis in long-term care. Over the next few decades the number of Massachusetts residents age 65 and older will soar. As these numbers increase, so will the need for long-term care.

Massachusetts is ill prepared to provide the services that will be needed. Our current system of health care benefits leaves many elders with gaps in coverage. Those individuals who need long-term services often impoverish themselves and their spouses before the state pays for their care. Others languish on waiting lists to receive services. Our …

Homeless Persons' Residential Preferences And Needs: A Pilot Survey, Russell K. Schutt

Sociology Faculty Publication Series

The 2003 Pilot Survey of Residential Preferences and Needs sampled individuals with psychiatric difficulties at three large generic shelters for adult individuals in Boston and one of four transitional shelters funded by the Metro Boston Region of the Massachusetts Department of Mental Health.

 The survey measured: homeless persons’ residential preferences; the residential recommendations of shelter-based clinicians for these homeless persons; clinicians’ assessments of these persons’ living skills and safety.

 Respondents at the DMH shelter were somewhat more satisfied with their shelter and with the people who stayed there than were those at the generic shelters. The DMH shelter …