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Full-Text Articles in Social and Behavioral Sciences

Use Of Refund Anticipation Loans By Earned Income Tax Credit Filers In Central City Milwaukee Neighborhoods, Lois M. Quinn Jan 2002

Use Of Refund Anticipation Loans By Earned Income Tax Credit Filers In Central City Milwaukee Neighborhoods, Lois M. Quinn

ETI Publications

This report, prepared by the Employment and Training Institute in cooperation with The Brookings Institution, reviews the use of rapid refund anticipation loans by zipcode area in central city Milwaukee neighborhoods. The analysis utilizes year 2000 income tax data files obtained by Brookings staff from the U.S. Internal Revenue Service. Nine central city Milwaukee zipcodes in the heart of the Community Development Block Grant neighborhoods were analyzed, as well as other predominantly City of Milwaukee zipcodes and predominantly suburban zipcodes in Milwaukee County. “Rapid refund loans” are similar to "payday loans." Companies advance money based on the worker's anticipated income …


Exposing Urban Legends: The Real Purchasing Power Of Central City Neighborhoods, Prepared For The Brookings Institution, John Pawasarat, Lois M. Quinn Jan 2002

Exposing Urban Legends: The Real Purchasing Power Of Central City Neighborhoods, Prepared For The Brookings Institution, John Pawasarat, Lois M. Quinn

ETI Publications

The gap between “urban legends”—such as, “no one works in inner-city neighborhoods”—and urban realities is wide, and often the private marketing data that people rely on to provide accurate neighborhood information actually exacerbate these myths. These marketing data have several problems. They are often based on infrequently updated Census information that undercounts central city residents; they make misleading generalizations (e.g. crime statistics are not based on the number of crimes committed in the neighborhood but estimated from the “type” of people living there); and they fail to review local data for trend analysis, thereby missing many positive developments in cities. …


The Child Care Costs Of Engaging The Welfare Population In Work: The Milwaukee Experience, John Pawasarat, Lois M. Quinn Jan 2002

The Child Care Costs Of Engaging The Welfare Population In Work: The Milwaukee Experience, John Pawasarat, Lois M. Quinn

ETI Publications

Beginning in 1996 Wisconsin initiated a strict work test program in Milwaukee County for public assistance, which was designed to engage the AFDC population, including mothers with very young children, in employment or work-related activities. The initiative required substantial day care capacity building in the City of Milwaukee and made use of record levels of federal and state appropriations for child care subsidies. Wisconsin has now had over five years of experience requiring work activities for mothers of preschoolers and utilizing federal Temporary Assistance for Needy Families (TANF) and Child Care and Development Fund (CCDF) monies for child care support …


Child Care For The Working Poor: The Milwaukee Experience, John Pawasarat, Lois M. Quinn Jan 2002

Child Care For The Working Poor: The Milwaukee Experience, John Pawasarat, Lois M. Quinn

ETI Publications

In Wisconsin the state government administers the child care subsidy program and allocates federal funds earmarked to improve the quality and availability of child care services. The county government is charged with determining eligibility of families for the subsidy program, conducting local private market child care rate surveys, and administering payments to providers. Portions of this research study were conducted to assist Milwaukee County in administering the subsidy program and to provide data on rate increases and vendor charges. The Milwaukee experience offers an important urban case study in the implementation of policies now guiding child care support under the …


Increasing Child Care Rates And The Rate Setting Process Under The Wisconsin Shares Program, John Pawasarat, Lois M. Quinn Jan 2002

Increasing Child Care Rates And The Rate Setting Process Under The Wisconsin Shares Program, John Pawasarat, Lois M. Quinn

ETI Publications

The Wisconsin Shares program provides financial payments to child care vendors serving lower-income families in the state. The subsidy program was created in 1995 to aid eligible families needing child care help in order to work. This technical assistance paper was requested by Milwaukee County to examine the increases in child care rates and costs of the subsidy program. The report explores the rate structures used to pay providers for subsidized child care from 1995 to 2002 and reviews five years of administrative data files on child care subsidy payments to help identify policy and administrative issues relating to operation …


Longitudinal Analysis Of The Milwaukee County Child Care Subsidy Program: 1996-2001, John Pawasarat, Lois M. Quinn Jan 2002

Longitudinal Analysis Of The Milwaukee County Child Care Subsidy Program: 1996-2001, John Pawasarat, Lois M. Quinn

ETI Publications

Milwaukee County requested that the Employment and Training Institute for administrative purposes report on patterns of use for families participating in child care subsidy programs to assist the county in its long-term efforts to build an effective child care delivery system for employed families. Expenditures and participation levels are detailed by a variety of demographic characteristics including age and number of children, income levels, transportation status, type of care, length of time during which subsidized care is provided, and public assistance participation status.


Racial Integration In Urban America: A Block Level Analysis Of African American And White Housing Patterns, Lois M. Quinn, John Pawasarat Jan 2002

Racial Integration In Urban America: A Block Level Analysis Of African American And White Housing Patterns, Lois M. Quinn, John Pawasarat

ETI Publications

This block level analysis raises serious questions about the white-black housing dissimilarity segregation index historically used to rank the racial segregation of metropolitan areas. The analysis examines the assumptions of the dissimilarity index about the lack of integration occurring in many cities with large African American populations. No single statistic or set of statistics can capture the complex population mix and levels of integration and segregation in urban America, and the current segregation rankings of cities and metropolitan areas, while popular in the media, appear to offer little insight into the configuration of neighborhoods in cities with large African American …


Findings From The National Survey Of America's Families For Milwaukee County Families With Preschool Children, 1997 And 1999, John Pawasarat Jan 2002

Findings From The National Survey Of America's Families For Milwaukee County Families With Preschool Children, 1997 And 1999, John Pawasarat

ETI Publications

This technical assistance paper was prepared at the request of Milwaukee County to use the NSAF survey to help estimate the number of families needing Wisconsin child care subsidies for low-income families and to analyze the type of care selected by working parents in Milwaukee County. The National Survey of America’s Families, conducted in 1997 and in 1999, provides a unique opportunity to examine the child care arrangements and employment patterns of Milwaukee County mothers with preschool children. The survey instrument was designed to be representative for the nation as a whole and for 13 states, including Wisconsin. Milwaukee County …


Nsaf Findings On Preschool Children, Mothers' Employment Status And Child Care Choices, John Pawasarat Jan 2002

Nsaf Findings On Preschool Children, Mothers' Employment Status And Child Care Choices, John Pawasarat

ETI Publications

Data from the 1997 and 1999 National Survey of America's Families on the employment patterns and child care choices of mothers with preschool children (under age 5) were analyzed for families with low-income (at less than 150 percent of the federal poverty level), mid-range income (at 150-299 percent of poverty), and upper-range income (at 300 percent or more of poverty).


Maps Of African American And White Populations In 100 Metro Areas, John Pawasarat Jan 2002

Maps Of African American And White Populations In 100 Metro Areas, John Pawasarat

ETI Publications

The Employment and Training Institute prepared maps for the 100 largest metro areas in the U.S. to aid public policy makers in identifying black-white integrated neighborhoods. The mapping project analyzed block level data, with cities encouraged to map their integrated neighborhoods by blocks. For ease of display, the metro maps shown here use block groups to aid communities in assessing the location and relative size of their racial mixes. Four maps are provided for each metro area. The first map shows the black-white racial composition by three categories: integrated block groups with at least 20 percent black population and at …